Corporation Bank IFSC Code: Guide for 2025

Corporation Bank IFSC Codes remain central to digital banking, fund transfers, and seamless online payments in 2025. Whether you’re paying a vendor, transferring money to family, making EMIs, or businesses making settlements, knowing how to find and use Corporation Bank’s IFSC Codes is essential. This guide gives a complete explanation with practical examples, up-to-date details for 2025, and answers to common banking questions.

What Is an IFSC Code and Why Does It Matter in 2025?

An Indian Financial System Code (IFSC) is an 11-character alpha-numeric code that uniquely identifies each bank branch in India. Issued by the Reserve Bank of India (RBI), IFSC codes are crucial for sending and receiving funds via NEFT, RTGS, and IMPS transactions.

For everyday users, this means:

• You can transfer money safely and efficiently using digital banking.
• Accurate IFSC codes prevent funds from being lost or delayed.
• Businesses, students, pensioners, and NRIs all rely on IFSC for regular banking.

Is Corporation Bank Still Operational in 2025?

In April 2020, Corporation Bank officially merged with Union Bank of India. By 2025, most Corporation Bank branches function under the Union Bank of India banner. However, many legacy account holders, documents, cheques, and online platforms still refer to “Corporation Bank IFSC Code”.

Current IFSC codes for former Corporation Bank branches have mostly transitioned to Union Bank format, but both are widely accepted for everyday banking. RBI and Union Bank continue supporting erstwhile Corporation Bank customers.

How Does a Corporation Bank IFSC Code Look?

Most original Corporation Bank IFSC codes followed this format:

• Starts with ‘CORP’ (identifying the bank)
• Followed by a 0 (reserved character)
• Last six characters represent the specific branch

Example: CORP0000430

After the merger, branches are updated to the Union Bank’s IFSC structure, generally starting with ‘UBIN’. But as of 2025, both old and updated IFSC codes remain active for transitional convenience.

Breakdown of a Typical Corporation Bank IFSC Code

If you see an older Corporation Bank IFSC on documents, it’s generally valid, especially for legacy account numbers.

Where to Find the Corporation Bank IFSC Code in 2025?

Finding the right IFSC code is easier than ever thanks to modern banking apps, websites, and marketplaces. Here are the common methods:

1. Union Bank of India Website or App

• Go to ‘Branch Locator’ and enter your branch location or account details.
• Both old (CORP) and new (UBIN) IFSC codes will show up for erstwhile Corporation Bank branches.

2. Chequebook / Passbook

• The first page of your Corporation Bank or Union Bank passbook/chequebook lists the IFSC for your branch.

3. RBI Database

• Visit the official RBI website and search the IFSC code using the “Search for IFSC/ MICR” tool.

4. Online Marketplaces & Trusted Portals

• Major payment portals like Paytm, PhonePe, and marketplaces such as Amazon, Flipkart (for financial products), often display the IFSC for bank selection during payments.

5. Customer Care

• Reach out to Union Bank of India’s helpline with your account or branch details.

Table: Comparison of Where to Find Corporation Bank IFSC Code

Using Corporation Bank IFSC Code for Transactions in 2025

Corporation Bank (and now Union Bank) IFSC codes are required for:

• Sending NEFT/RTGS/IMPS transfers
• Setting up standing instructions (like SIPs, EMIs, etc.)
• Online bill or utility payments
• Business settlements
• UPI registration with legacy accounts

How To Use IFSC for an Online Fund Transfer?

1. Log into Your Netbanking App or Portal
2. Select Add/Manage Beneficiary
   • Enter account number, name, and IFSC code of the receiver.
3. Verify IFSC Code
   • Double-check to avoid errors—an incorrect code may delay funds.
4. Complete the Transfer
   • Choose transfer method (NEFT, RTGS, IMPS), amount, and confirm.

Pro Tip: Even for former Corporation Bank accounts, use the IFSC code corresponding to the branch (sometimes still CORP, now often UBIN). The system validates and maps both for your convenience.

Legacy Corporation Bank Accounts: What Changed When Using IFSC Code?

Did Account Numbers or IFSC Codes Change After the Union Bank Merger?

• Account Numbers: Most Corporation Bank accounts remained unchanged. However, some migrated to Union Bank codes (confirm through SMS/app notifications).
• IFSC Codes: Old ‘CORP’ IFSC codes are being phased out but remain accepted during the transition. Official communication from Union Bank will inform customers of updates. By 2025, most apps auto-suggest the correct code if you try to add a Corporation Bank branch.

Is There a Risk If I Use the Old ‘CORP’ IFSC Code?

For regular money transfers or payments, you are unlikely to face issues since banking systems recognize both ‘CORP’ and migrated ‘UBIN’ IFSCs. Still, always check with your branch or the Union Bank website for the most recent information, especially for business or high-value transactions.

Real-World Scenarios: Using Corporation Bank IFSC Code in Daily Life

How Working Professionals Benefit

Imagine you’re a software engineer in Bengaluru, receiving your salary in your old Corporation Bank account. Your company’s HR needs your updated IFSC code for smooth direct credit. You:

• Check the Union Bank site or your passbook for the correct IFSC.
• Share this with your employer, ensuring no salary credit issues.

How Students and Families Use It

Suppose you’re a student, and your parents want to transfer your monthly allowance to your former Corporation Bank account. You just send them the IFSC, and they make a quick NEFT transfer from their netbanking app, hassle-free.

Businesses and Vendors

Small business owners, especially those who have retained Corporation Bank current accounts, use IFSC codes for:

• Collecting payments from marketplaces like Amazon or Flipkart.
• Settling vendor dues.
• Receiving digital payments linked to UPI, which still recognizes the old account+IFSC pair.

Top Tips for Corporation Bank IFSC Code Users in 2025

1. Always cross-reference the IFSC code on official and trusted sites before large transactions.
2. Save updated IFSC codes for all beneficiaries in your netbanking, especially for regular payments.
3. Check communication from Union Bank for any changes post-merger.
4. Don’t share sensitive account information carelessly; only IFSC code and account number are required for fund credit.
5. For old cheque leaves with ‘CORP’ IFSC: Confirm with your branch if they’re still valid for clearing.

Table: Sample Corporation Bank IFSC Codes and Their Migration

Note: Actual codes may vary; always verify for your branch on the Union Bank website.

Frequently Asked Questions About Corporation Bank IFSC Code

Where Is the IFSC Code Printed on My Documents?

The IFSC code is printed on the first page of your bank passbook and on every cheque leaf, typically near the branch address or at the top.

Will UPI Apps Accept My Old Corporation Bank IFSC Code?

Yes, most UPI apps in 2025 auto-recognize both old and migrated IFSCs for smooth transfers.

How Long Will the Old ‘CORP’ IFSC Codes Remain Active?

While there’s no official discontinuation date by RBI as of 2025, customers are progressively being moved to the new codes. You’ll receive official updates if compulsory migration is planned.

Can I Make International Transfers Using Old IFSC Codes?

For international wire transfers, SWIFT/BIC codes matter most. Still, specifying the new Union Bank IFSC is recommended for intermediary banks’ clarity.

Are All Corporation Bank Branches Now Union Bank Branches?

Yes, all former Corporation Bank branches are part of Union Bank of India, though many still display their old branding to help customers during the ongoing transition.

Quick Recap and TL;DR

• Corporation Bank merged with Union Bank in 2020; IFSC codes shifted from ‘CORP’ to ‘UBIN’ formats.
• In 2025, both Corporation Bank and Union Bank IFSC codes are accepted for most transactions.
• Find IFSC on your passbook, chequebook, Union Bank website/app, or RBI portal.
• Confirm IFSC before big transactions or when adding as a beneficiary.
• Legacy documents with ‘CORP’ IFSC are still usable; check for official migration notices.
• UPI, market payments, and NEFT/RTGS all recognize both formats for legacy users.

People Also Ask

1. How do I check my Corporation Bank IFSC code online?
Visit the Union Bank of India website, use the branch locator, or log into your netbanking/mobile app for the current IFSC.

2. Will payments bounce if I use an old Corporation Bank IFSC code?
Not usually. Legacy codes are mapped and supported for routine transfers, but always double-check for high-value or urgent payments.

3. Do account numbers change after the Corporation Bank and Union Bank merger?
Most account numbers remain the same, but a few may have migrated; you’ll receive communication from the bank if affected.

4. What if I use the wrong IFSC code for a transfer?
Funds may be delayed, or in some cases, returned. Always verify before initiating a transaction.

5. Where else can I find Corporation Bank IFSC codes?
Besides official apps and documents, you can use trusted third-party financial portals, payment apps, and RBI’s database.

Corporation Bank’s IFSC code system may have become part of history, but for millions of Indian customers in 2025, it remains a vital tool for everyday banking. Always verify, stay updated, and enjoy seamless digital finance.