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Pre-loan Eligibility checker
Last updated on: July 22, 2025
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Read BioAxis Bank offers personal loan upto 40 Lakhs with minimum documentation. Check your personal loan eligibility in less than a minute. Axis Bank Personal Loan EMI calculator helps you understand the maximum loan amount that you can avail based on your monthly EMI and repaying capacity. Get a concise idea about your eligibility and apply for Personal Loan at Axis Bank. Gain insights into the loan amount you may qualify for and the applicable interest rates.
Here’s a table summarizing the general eligibility criteria for Axis Bank Personal Loan:
| Eligibility Criteria | Requirement |
|---|---|
| Age | 21 to 60 years (salaried individuals) |
| Minimum Net Monthly Income | Typically ₹15,000 and above (may vary based on location and employer) |
| Minimum Work Experience | At least 2 years of total work experience |
| Minimum CIBIL Score | Usually 650 and above (subject to lender discretion) |
| Employment Type | Salaried individuals in permanent employment |
| Loan Amount | Based on a percentage of the net monthly income |
| Loan Tenure | Typically up to 5 years (may vary based on borrower’s profile and bank policy) |
Clarity: Save your time and effort by getting insights into the real amount that you are eligible
Convenience: Just input little information from the comfort of your home and get to know your eligibility
Customization: Customize your loan requirements based on your eligibility, ensuring a tailored borrowing experience.
Privacy and Security: Be assured that your personal and financial information remains confidential and secure throughout the calculation process
What is the minimum salary required for a personal loan in Axis Bank?
Salaried employees require a minimum monthly salary of Rs. 15000 to process the loan
How much credit score is required for a personal loan in Axis Bank?
You would require a credit score of 750 and above to process a personal loan
How can I improve my eligibility for an Axis Bank personal loan?
You can enhance your eligibility for a personal loan by maintaining a healthy credit score, minimizing existing debts, and ensuring a stable income stream.
Is the eligibility calculator accurate?
While the eligibility calculator provides a close estimate of your eligibility, the final loan amount sanctioned is Axis Bank’s discretion
Is there any charge for using Axis Bank Eligibility Calculator?
No, there is no charge for using Axis Bank Eligibility Calculator
Written by Prem Anand, a content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors.
Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.
The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.
This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.
Based on Google's Helpful Content System, this article emphasizes user value, transparency, and accuracy. It incorporates principles of E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness).
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