Calculate your Eligibility

YES Bank Personal loan Eligibility Calculator

Loan Calculator

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Foir Calculator

Take-Home Net Salary (₹):

Total Monthly EMI (₹):

EMI(Included if you have)*: 1% to 1.5%* for gold loan; 5%* for Credit cards

Maximum EMI

Max.Loan Amount

Your FOIR

Acceptable FOIR

Apply Personal loan

Eligibility Criteria for Yes Bank Personal Loans in 2024

Eligibility Criteria	Details/Requirements
Age	Minimum age: 21 years, Maximum age: 60 years
Employment Type	Salaried individuals and self-employed
Minimum Income	Salaried: Monthly income of at least Rs. 25,000
Employment Stability	Salaried: Minimum 1 year of continuous employment with the current employer; Self-employed: Minimum 2 years of business continuity
Credit Score	A good credit score, typically above 700
Loan Amount	1 lakh – 40 Lakhs
Interest rates	From 10.99%
Loan Tenure	Minimum tenure: 12 months; Maximum tenure: 60 months
Existing Relationship	Existing Yes Bank customers may receive preferential terms
Documents Required	ID proof, address proof, Salary slips, income tax returns, or bank statements, and Passport size photograp
Processing Fee	Upto 2% of the loan amount
Repayment History	A good repayment history with no defaults or late payments on existing loans

Features of Personal Loan offered by Yes Bank

No Collateral required: You do not need to provide any collateral to avail the loan
Flexible Loan amount: With a Personal Loan EMI calculator, you can quickly calculate the repayment schedule with different parameters and choose the repayment schedule that fits you the most
SPEEDY Approval: After all the necessary documents have been submitted and verified, Yes Bank will approve the loan will confirm its approval decision within five days from the receipt of application
Quick Disbursal of Funds: Once your yes bank loan has been approved, funds will be transferred to your account in a matter of few hours
Easy to apply: Since the application process is digitalized, the whole loan application process only takes a few minutes
Part pre-payment option: If borrowers get some extra funds for a month, they have the option to choose to part pre-pay your YES Bank Personal Loan after paying 12 EMIs
Special Offers for Existing Customers:Existing Yes Bank customers may enjoy special offers, including preferential interest rates and processing fee waivers, enhancing the overall value of the personal loan.
Transparent Fee Structure: Yes Bank maintains transparency in its fee structure, detailing processing fees and other charges upfront, providing the borrowers knowledge beforehand

Other Banks Personal loan Eligibility

Bank	URL
ICICI Bank	ICICI Personal Loan Eligibility
Axis Bank	Axis Personal Loan Eligibility
HDFC Bank	HDFC Personal Loan Eligibility
IDFC First Bank	IDFC Personal Loan Eligibility
IndusInd Bank	IndusInd Personal Loan Eligibility
Kotak Bank	Kotak Personal Loan Eligibility
YES Bank	YES bank Personal Loan Eligibility