Taurus Mutual funds - An deep guide in 2025
The Taurus Mutual Funds are one of the oldest and most varied asset management firms in India, offering various options of schemes and catering to a great variety of clients. As an Indian household, you may be earning a salary, owning a business or investing your money in a retirement fund, Taurus Mutual Funds have an array of products that could fit your budget in 2025. With the increase in financial literacy and individuals seeking the most appropriate wealth management service, it is important to learn the specifics of Taurus Mutual Fund schemes and their performance.
What is Taurus Mutual Fund?
Taurus Mutual Fund is a well known asset management company in India, which was started in 1993. It is registered and managed by Taurus Asset Management Company Limited and regulated by the Securities and Exchange Board of India SEBI and runs a portfolio of open-ended and close-ended funds. Taurus has developed its reputation over years among retail and institutional investors due to its straightforward approach, selection of investment plans and emphasis on risk management. Taurus Mutual Fund is an asset manager with management of approximately [?]7,500 crores that has millions of clients in urban and rural locations by the year 2025.
Why Taurus Mutual Funds to consider in 2025?
The 2025 generation of investors is technologically aware, demands transparency, plausible track records, and convenience in the form of digital means. Taurus Mutual Fund is not left behind because it is modernizing its portfolio plans, enhancing its online platform, and paying attention to customers. Most importantly, the fund house has products that are in line with both the conventional saving mentality and the contemporary wealth forming objectives.
Key Features or Highlights
- Various types of funds such as equity, debt and hybrid funds and liquid.
- Flexibility in investment SIP, lump sum and systematic withdrawal.
- Accountable fund management and frequent updates and access online.
- The focus on long-term and consistent performance and risk management.
- Customized plans of various risk tolerance levels, between a conservative investor and an aggressive investor.
- Easy-to-document and online-manage accounts to invest in 2025.
The Way in which Taurus Mutual Fund Schemes Work
Taurus Mutual Fund, similar to any other mutual fund, gathers funds of multiple investors and invests these funds in several asset categories. The schemes are run by professional fund managers who choose the stocks, bonds or money market instruments according to the goal of the scheme. The Net Asset Value NAV offers different units to each investor and daily this value varies depending on the market fluctuations.
As an example, a growth-oriented investor can invest in Taurus Largecap Equity Fund whereas an investor seeking stable income can invest in Taurus Liquid Fund or Taurus Short Term Income Fund. Onboarding and eKYC ensure that it is quicker than additional steps to open an account.
Did you know?
According to recent industry reports, more than 55 percent of new account Taurus Mutual Fund SIPs are opened digitally through mobile applications or a web platform by 2025.
Advantages and Disadvantages of investing in Taurus Mutual Funds.
Pros
- Relied on AMC that has a history of more than 3 decades.
- Extensive portfolio of investments to any objective.
- Skilled and research-based fund management group.
- Online transactions and boarding made easy to use.
- Low price ratios in some of its categories.
Cons
- Some categories have lesser fund size and AUM than large AMCs.
- Minor footprint of tier 3 and remote towns in India.
- Certain funds have not performed better than the category leaders over the past 3 years.
The Real Way to Invest in Taurus Mutual Funds in 2025?
Investment in Taurus Mutual Funds in 2025 will be easy. The primary direct web site of AMC is utilized by most investors, with mobile application or registered mutual funds. eKYC also needs PAN, Aadhaar, and bank details, and then allows the choice of the desired amount of funds, investment choice, and initial amount.
Steps to Invest
- Sign up on the portal or partner aggregator site of Taurus Mutual Fund.
- Full eKYC using Aadhaar OTP or DigiLocker.
- Select the appropriate scheme according to investment horizon, risk and payoff.
- Options Decide to either SIP monthly or lump sum investment.
- Automatically make your investment.
People also ask
Q: What is the SIP minimum amount of Taurus mutual funds in the year 2025?
Most Taurus Mutual Fund schemes have a minimum SIP of [?]500 per month and hence can be affordable to first time investors.
What are the top Taurus Mutual Fund Schemes in 2025?
Taurus manages an extensive portfolio of equity, debt and hybrid funds. The following are some of the popular and steady performing schemes:
Taurus Largecap Equity Fund
- Invests in first 100 Indian companies mostly.
- Moderate-high risk capital appreciation.
- Apposite to investors having a horizon of 5 years or more.
Taurus Liquid Fund
- Short-term liquidity, looks to find low-volatility liquidity.
- Best when making emergency corpus and huge withdrawals.
Taurus Tax Shield (ELSS Fund)
- Gives Section 80C tax advantages up to [?]1.5 lakh.
- 3-year lock-in, long-term equity returns.
Taurus Banking and Financial Services Fund.
- Sectoral fund investment in the Indian banking and the NBFC themes which are growing rapidly in 2025.
Did you know?
Taurus Tax Shield ELSS was listed as one of the 20 best ELSS funds by 3-year risk-adjusted returns in the January 2025 CRISIL ratings.
What Can Investors Expect to Get in the Future?
Historical performance does not assure, however, Taurus Mutual Funds have provided competitive returns in various times, various market cycles. The following table gives 1-year and 5-year category-average returns in March 2025 in the most popular schemes.
Name of scheme 1 year percentage of return 5 year compounded annual growth rate
| Name of scheme | 1 year percentage of return | 5 year compounded annual growth rate. |
|---|---|---|
| Taurus Largecap Equity Fund | 18.1 | 13.7 |
| Taurus Liquid Fund | 6.2 | 5.8 |
| Taurus Tax Shield | 17.6 | 12.5 |
| Taurus Short Term Income | 7.1 | 6.5 |
| Taurus Banking Fund | 15.3 | 11.2 |
The after expenses returns differ with the actual individuals returns. It is recommended to investors to do risk analysis and read the scheme documents prior to decision making.
Key Factors Driving Returns
- Market trends in 2025, namely indices such as Nifty 50 and banking industry.
- Decisions and flexibility of allocation by fund managers.
- Portfolio turnover and ratio of expenses.
- Theme or sectoral focus(scheme specific)
People also ask
Q: Is this a guaranteed Taurus Mutual Fund?
No, the returns of mutual funds are not guaranteed and they are subject to the volatility of the market.
Compared to Other AMCs How Does Taurus Mutual Fund Fare?
Although Taurus mutual fund is not the biggest AMC in India, it is very unique as it targets specific categories and individual service. The following will give a brief comparison of Taurus to two of its rivals:
Criteria Taurus MF SBI MF HDFC MF.
| Criteria | Taurus MF | SBI MF | HDFC MF. |
|---|---|---|---|
| AUM March 2025 | [?]7,500 crore | [?]7 lakh crore | [?]6.2 lakh crore |
| Number of Schemes | 15 | 85 | 78 |
| Core Capital Strengths | Low cost, simplicity, niche funds | Coverage, brand, scale | Performance, size. |
| Digital Experience | Good | Very Good | Good. |
Taurus is a good fit to investors looking to buy a fund house that is boutique-based and offers tailored products with uncomplicated mechanisms. But in case of very large portfolios or in niche international exposures, larger AMCs may be desirable.
Taurus Mutual Funds, what is the Expense Ratio?
Expense ratio is the cost that the AMC will charge in managing the scheme that will affect the net returns. By 2025, the Taurus cost ratios will be within the following range:
- Equity funds: 1.7 percent to 2.1 percent of direct plans.
- Debt funds: 0.2 percent to 1.1 percent on direct plans.
- Hybrid funds: 1.3 to 1.7 per cent. direct plans.
Direct plans are less expensive than normal distributor-linked plans. Monitoring the expense ratios assists the investors to make wiser decisions in the long term.
Did you know?
According to 2025 data, the Taurus liquid and short-term debt funds are one of the most cost-efficient in their category based on Value Research Online.
Is Taurus Mutual Fund safe enough to invest in?
SEBI strictly regulates all mutual funds including Taurus to secure investors. The assets remain independent of the finances of the AMC. Investments in debt, equity or hybrid funds are prone to market risks but Taurus is transparent with its portfolio disclosures.
Depending on chosen scheme, the level of risk differs. For example:
- Low-risk Liquid and overnight funds.
- The risk of equity and sectoral funds is medium to high.
- Hybrid funds spread the risk.
Mutual fund investing is not very safe, but the selection of funds that are consistent with your objectives and risk tolerance can help to make it safer.
People also ask
Q: Can I be sure of my money in Taurus Mutual Fund?
Yes, the investments are held under independent portfolios and can only be affected by the movement of markets, not the business of AMC.
Would you recommend Taurus Mutual Fund to First-Time Investors?
There is Taurus Mutual Fund, which is a good option among beginners in the field of the Indian mutual fund due to:
- Small SIP-values beginning [?]500.
- Easy record keeping and instant digital KYC.
- Plain language and education materials.
- Strong telephone or email support.
But, first-time investors are advised to compare various funds, learn exit loads, and receive advice in case they do not know how to allocate their assets.
How to Redeem? How to Track? Taurus Mutual Fund Investments.
Taurus gives investors periodic account reports, web dashboards, and applications. Through online portal systems or their registered intermediaries, investors have the right to redeem part of the entire units. Business days Most liquid and debt funds have instant redemption facilities, so they can get their money within hours.
Have You Sworn an Oath by Taurus Mutual Funds?
Yes, investments of up to [?]1.5 lakh made in Taurus Tax Shield ELSS in Section 80C of the Income Tax Act are covered by deduction. Other plans are taxed on the basis of holding period:
- Equity funds: Gains will be taxed at 10 percent above [?]1 lakh in case of holding more than one year (LTCG).
- Debt funds: Gains will be taxed as per the income tax slab in case the funds are held below a period of three years.
Tax regulations are occasionally adjusted and one should always check on the most recent developments or get the advice of a tax consultant.
TLDR or Lazy Digest of Taurus Mutual Funds.
- Taurus Mutual Fund is a reputable 30 year old AMC in India.
- Onboarding in easy digital, appropriate to SIP or lump sum investment.
- Various programs of all kinds of investors, both equity and liquid.
- Cost ratios are competitive with a majority of the mid-size fund houses.
- Theoretically best applied in 2025.
People Also Ask: Taurus Mutual Funds FAQs.
Question 1: Will Taurus Mutual Fund be a good long-term investment in 2025?
Yes, Taurus Mutual Funds have a number of long-term oriented schemes and are well suited to those who can remain invested over a period of five years or more. Before investing, past performance and scheme suitability needs to be verified.
Q2: What is the way to check my Taurus Mutual Fund statement online?
The official Taurus Mutual Fund site or app can be used to view your statement or can be emailed to you through your Registered email ID.
Q3: Do the returns at Taurus Mutual Fund SIP qualify as being taxable?
Yes, capital gains of SIPs are taxed as per the form and the time taken to hold the fund just like lump sum investments.
Q4: What Taurus Fund will be safe in 2025?
The Taurus Liquid Fund and Taurus Overnight Fund are safer in short term requirements because they are not highly sensitive to the market.
Q5: Does it have online switching or changing my Taurus investment?
Yes, investors can also move between Taurus schemes or create systematic plans with ease using the investor dashboard or app.
Sources
- Taurus Mutual Fund Authoritative Site.
- SEBI Mutual funds Regulations.
- Value Research Mutual Fund Ratings.
