Sundaram Mutual Funds 2025 Overview Complete
Sundaram mutual fund is a leading asset management firm with branches in India in which it manages investments worth lakhs of investors since its inception in 1996. Sundaram Mutual Fund is a part of Sundaram Finance, one of the oldest and most reputed nonbanking financial companies in India, with a variety of mutual fund schemes catering to various risk profiles as well as investment objectives. The platform has kept consolidating its role in urban and semiurban markets, by 2025, to enable the mutual funds to be more accessible to retail investors.
As the Indian environment changes towards financial awareness, an increasing number of investors are exploring mutual funds as a means of attaining their objectives such as creating wealth, educating their children and projecting their retirement. Sundaram Mutual has been differentiated on the basis of its diversified schemes, including equity, debt, hybrid, tax saving funds, and new passive schemes, which cater to all forms of investor risk appetite, as well as durability.
What are Sundaram Mutual Fund Schemes in 2025? What are its main features?
Sundaram mutual provides their investors with a solid combination of features, which can be used by beginners and experienced investors.
- Large portfolio of mutual funds in such categories as equity diversified, hybrid, debt, thematic, sectoral, fixed maturity plans, and index funds.
- Launching of inexpensive Exchange Traded Funds and passive portfolios to low cost investors.
- Paperless KYC and digital onboarding allows a fast and simple setup of an account even when using a phone or a laptop.
- Personalised SIP (Systematic Investment Plan) plans with topup SIPs, step up SIPs, and trigger-based investing with more discipline and flexibility.
- Tax saving through special Equity Linked Savings Scheme ELSS.
- Clear portfolio reporting and frequent fund reporting on informed decision making.
- Educate value added investors, so that new investors become aware of risk adjusted returns.
Expert opinion: SEBI data of 2025 indicated that Sundaram mutual has a total Assets Under Management (AUM) of over [?]65,000 crore, and the proportion of passive and hybrid funds is on the increase.
What are the advantages and disadvantages to investing in Sundaram Mutual Funds?
Knowledge of the strengths and weaknesses can enable the investors to make informed choices.
Pros
- Established history of professional fund management in more than 20 years.
- Huge collection of selected products in a fixed income, equity, and hybrid segment.
- Simple access to account statements, NAV updates and SIP calculators via redesigned mobile app and web site.
- Seasoned fund managers who have been through numerous market cycles.
- Ratios of competition in terms of expense particularly in index as well as ETFs.
Cons
- Certainly, there will be varying returns on some of the legacy funds as a result of the dynamics in the market.
- Less international or global funds relative to few competitors.
- Popular funds such as Sundaram Small Cap and Sundaram Midcap fund are quite likely to receive high inflows, and at times result in erratic performance.
People Also Ask:
- A: Sundaram Mutual Fund is not a government company.
- A: No, it is an affiliate of Sundaram Finance Limited which is a well-known private sector NBFC.
What is the Compare Sundaram Mutual Fund Returns to Peers in 2025?
Investors consider performance to be very crucial. This is comparison of some Sundaram schemes with comparable products in leading houses (three year CAGR at the end of March 2025).
| Fund Name | 1 year return | 3 year CAGR | Category Avg |
|---|---|---|---|
| Sundaram Midcap Fund | 45.1% | 25.3% | 24.2% |
| Nippon India Small Cap | 48.6% | 27.8% | 24.2% |
| Sundaram Large and Midcap | 37.3% | 18.9% | 17.6% |
| SBI Large & Midcap | 38.8% | 19.5% | 17.6% |
| Sundaram Equity Hybrid | 21.6% | 13.8% | 13.2% |
As can be seen in this table, Sundaram basic funds have remained or even just slightly ahead of category averages in some areas, and still competitive with other giants such as SBI and Nippon.
Did you know?
Sundaram pioneered the idea of sectoral and thematic investing, particularly in rural and consumption themes to make Sundaram one of the first Indian mutual fund houses to trend.
What Kind of Funds could you invest with Sundaram mutual?
Sundaram Mutual has a flexible portfolio to meet your requirements. The following are some of the key categories of 2025:
- Capital growth to seek long term capital. Examples: Sundaram Large Cap Fund, Sundaram Midcap Fund, Sundaram Rural and consumption Fund.
- Saver, income oriented goals, using debt funds. Sundaram Short Term Fund, Sundaram Corporate Bond Fund.
- Hybrid funds that are a combination of growth and stability, which are best suited to moderate risk appetite.
- Lower cost index and ETF schemes that provide market returns.
- Tax Saving: ELSS is entitled to tax benefit of section 80C.
People Also Ask:
Q: NRIs can invest in Sundaram Mutual Funds?
A: Yes, the fund house is open to NRIs.
How to Invest in Sundaram Mutual Funds StepbyStep?
Sundaram Mutual investment is as easy as 2025, a paperless exercise.
- See their official site or install Sundaram mutual app.
- Full digital KYC based on PAN and Aadhaar and mobile OTP.
- Choose your favorite scheme of a mutual fund depending on the time period and risk-interest.
- Choose lump sum or SIP option.
- Full payment online through UPI, Net Banking or debit mandates.
- Get immediate confirmation and online statement of account.
Sundaram is also integrated with other large thirdparty platforms such as Groww, Zerodha, Kuvera, and Paytm Money, where you can invest using your preferred fintech app.
Experts opinion: 80 percent of the new investors utilized the mobile application or webpage to either purchase or track their investments in 2025.
What Are 2025 Some of The Popular Sundaram Mutual Fund Schemes?
These are Sundaram flagship and the best performing mutual fund according to recent three year data.
- Sundaram Midcap fund: A stable midcap fund.
- Sundaram Large and Midcap Fund.
- Sundaram ELSS Tax Saver Fund: This is one of the most credible funds used as tax savers and a three year lock-in.
- Sundaram Rural and Consumption Fund: It concentrates on the rural development in India and the Indian consumption industry.
- Sundaram Short Term Credit Risk Fund: This fund is suitable to those investors who seek short term, lower risk debt holdings.
- Sundaram Equity Hybrid Fund: Chooses between equity and debt based on medium to long term objectives.
People Also Ask:
Q: What is the process to redeem Sundaram Mutual Fund units?
A: You may redeem Sundaram Mutual via Sundaram Mutual app, site, or other networked sites, the proceeds are directly deposited to your bank within a stipulated working day.
Is Sundaram Mutual Funds the Right Investment to consider in 2025?
Sundaram mutual serves a large number of investors. Here’s who may benefit:
- New-comers initiating SIPs as long term compounders.
- Professionals who work on salaries and aim at planning the taxation and increasing wealth.
- Retirees who want decent and secure income in debt funds.
- Parents seeking long term learning or marriage corpus of children.
- Sophisticated investors who desire to invest in growth stories of rural and thematic India.
It is necessary to ensure that your choice of fund schemes is based on your personal financial objectives, your level of risk, and investment horizon.
Did you know?
The FIN-LIT investor education pilot program by Sundaram has more than 50,000 participants every month, an increase of 30 percent compared to the preceding FY, helping to promote investor education and decision making.
What Is Sundaram Mutual Customer Support and Investor Services?
Sundaram mutual is doing well in terms of customer experience in 2025. Key highlights are:
- Network of centres of investor services across India.
- Customer care services around the clock using chat which is operational between 8am-8pm.
- Email, WhatsApp and toll free helpline to solve queries fast.
- HNI clients have direct access to relationship managers.
- In proactive notifications of SIP renewals, NAV updates and updates in regulations.
These services will guarantee that both tech savvy as well as traditional investors will be well supported during their mutual fund journey.
People Also Ask:
Q: Is there any fee or cost of opening an account?
A: No, account opening and online KYC are not charged at Sundaram mutual.
What Are the Risks of Sundaram Mutual funds?
Although every mutual fund has market related risks, the following are possible risk associated with Sundaram investors:
- Market risk: The equity funds and hybrid funds can be subject to fluctuations in accordance to the stock market or bond market movements.
- Credit risk: There is the possibility of rating downgrades on some debt funds.
- Liquidity risk: This is experienced in few cases where the funds with low AUM or high concentration may experience delayed redemptions.
- Past performance risk: The past good performance of funds may not translate into the future performance.
- Regulatory risk: Regulatory policies may be changed, which can affect returns.
Professional advice: Significant measures to reduce investment risk would be to diversify into two (or three) categories of funds and to review performance on a yearly basis.
Sundaram Mutual Funds vs Other AMCs (2025): comparison.
An initial comparison of Sundaram with others:
| Criteria | Sundaram mutual | HDFC mutual | SBI mutual |
|---|---|---|---|
| AUM ([?] Cr) | 65,000+ | 600,000+ | 870,000+ |
| Fund Variety | 30+ | 40+ | 50+ |
| Expense Ratio Avg | 1.3% (equity) | 1.2% | 1.2% |
| Digital Access | Mobile and Web | Mobile and Web | Mobile/Web |
| Rural Focus | Strong | Moderate | Good |
| Passive Funds | Growing | Strong | Very Strong |
Sundaram provides niche exposure to mid and small caps, rural themes and investor education and thus is a particular choice to some investors even though it is not as large as the market leaders.
What are the new innovations and trends in Sundaram mutual in the year 2025?
Some of the recent trends and changes to note are:
- Launching of new ESG and thematic funds (sustainable investing, make in India sectors).
- Improved AI fueled portfolio analyser applications in their app.
- Webinars every month hosted by economists and fund managers.
- SIP booster and auto stepup option to those investors who wish to add SIP amount automatically.
- ESG scorecards and transparency by reporting of transparent portfolios.
The said changes are signs that Sundaram Mutual keeps pace with new age investor demand and best regulatory practices.
Did you know?
Sundaram now processes over [?]2,000 crore SIP injections digitally each month, an increase of nearly 20 percent per year.
Sundaram Mutual Funds Quick Recap
Sundaram Mutual Funds in 2025 Quick Recap: TLDR.
- Sundaram mutual fund is a reputable and established AMC that has strong digital and offline presence.
- New investor, tax planner, moderate risk taker and the rural Indian growth themes seeker are all suitable.
- Presents all the major types of funds, such as equity, hybrid, debt, ELSS and index funds, and has not fallen behind the market performance.
- The strong customer support and the use of digital onboarding are major strengths, as well as the presence of transparent fees.
- Excellent in investment purpose such as child education, wealth-compounding and retirement.
- Best results were recommended with diversification, setting of goals and periodic review.
People Also Ask
Q1: Is Sundaram Mutual fund a safe investment?
A1: Sundaram follows good compliance and transparency, just like all other SEBI regulated mutual funds in India, but it has market risk on investments. Select and invest in diversified funds.
Q2: The minimum in Sundaram Mutual Funds is what?
A2: The minimum SIP in most funds is as low as [?]100, and thus easy to use even by a beginner.
Q3: What will the taxation of Sundaram Mutual Fund returns be in 2025?
A3: Equity and debt fund taxation is in accordance with existing regulations. Equity funds that yield long term capital gains of [?]1 lakh within a year are subject to 10 percent tax. Debt funds have indexation advantages in cases of investments of more than three years.
Q4: Can Sundaram Mutual Funds be considered as best in beginners?
A4: Yes, their investor education, easy digital access, and SIP friendly equity hybrid and ELSS options, make them the appropriate choice of first time investors.
Q5: Where do I get Sundaram Mutual Fund NAV and performance?
A5: You may view most recent NAVs, historical performance and portfolio information on the official Sundaram Mutual site or applications such as Groww, Kuvera or Moneycontrol.
Sources
- Sundaram mutual fund official web site.
- SEBI Mutual Fund Statistics 2025
- Moneycontrol Mutual Fund Results.
