Shriram Mutual Funds 2025 Overview
The investment in India has greatly changed particularly due to increased diversification of mutual funds. Shriram mutual funds has emerged as a big favorite among those who want flexibility, consistent returns and a brand that they can trust in. As a novice investment in the mutual funds or a long-term player who needs to restructure their portfolio, it is important to know the distinct offerings of Shriram Mutual Funds in 2025.
What is Shriram Mutual Fund and What Does it Matter in 2025?
Shriram Asset Management Company, which belongs to the old-established Shriram Group, is the manager of this mutual fund, Shriram Mutual Fund. Initially launched in the mid 1990s, it has been modified in response to regulatory changes and changing markets to reach a wide Indian audience. As its performance is stable, compliance is strong, and new solutions are aimed at the digital accessibility, Shriram Mutual Fund is starting to receive a renewed interest in 2025. It is attractive to retail and institutional investors that value consistency and openness in the management of funds.
What is Special about Shriram Mutual Fund?
- Individualized investment plans to various purposes.
- Low to medium ratio of costs relative to most competitors.
- Risk management and diversification of the sector.
- Onboarding online and convenient online transactions in 2025.
- Flexibility in terms of SIPs, lump sum and STP.
Key Features or Highlights
- Broad range of equity, debt, hybrid and solution based funds.
- Investor education (and open disclosures).
- Being exposed to mid and small-cap sectors to grow.
- Easy-to-use tracking-and-management of investments.
Did You Know?
This is demonstrated by the fact that Shriram Mutual Fund showed a 17 percent overall asset under management growth in only one year in 2025, largely due to the increased retail contribution and systematic investment schemes.
What are the Funds Shriram Mutual Fund Provides in 2025?
Shriram Mutual Funds have numerous schemes that suit the diverse needs of the Indian investors:
- Equity Funds: Multi-cap, mid-cap, Large-cap and Focused equity solutions.
- Debt Funds: Short term, ultra-short term, income and fund dynamic bond funds.
- Balanced advantage, aggressive hybrid and equity savings options.
- Tax Saving Funds: Tax benefits Funds under Section 80C in the form of equity-linked savings scheme.
- Thematic and Sectoral Funds: Invest in sectors that are on the rising trend in the Indian growth story.
- Liquid and Money Market Funds: Liquid and Money Market funds are designed to be more liquid and less risky.
2025 Fund Type and Popular Schemes
| Assets Category | Example Scheme (2025) | AUM (Rs. Crore) | 3-Year CAGR Return (Percent) |
|---|---|---|---|
| Equity Large Cap | Shriram Large Cap Fund | 1200 | 15.1 |
| Hybrid Aggressive | Shriram Hybrid Equity Fund | 800 | 12.3 |
| Debt Short Term | Shriram Short Duration Fund | 500 | 7.8 |
| ELSS (Tax Saver) | Shriram Tax Gain Fund | 650 | 14.0 |
| Liquid | Shriram Liquid Fund | 900 | 5.2 |
Note that the above data is an example of estimated 2025 performance.
The Ease of Investing in Shriram Mutual Funds
Shriram Mutual Funds Investment on 2025 is much more convenient than it was in the past:
- KYC and completion of application online.
- Tracking of funds via their app or their site.
- SIP and STP automatic systems.
- Liquid funds that have paperless redemptions and immediate withdrawal facility.
- The statements and tax summaries are detailed.
Advantages and Disadvantages so as to be Understood
Pros
- Strong fund management record and history.
- Wide product range of various risk-appetites.
- Minimum SIP is low (and in many cases, it is Rs 100).
- Pay attention to the investor education and frequent webinars.
- Instant liquidity of some funds.
Cons
- May do not have as many options of international diversification as compared to global AMCs.
- Less AUM than the leading private sector fund houses.
- Other equity schemes are more volatile because of a mid or small cap focus.
Expert Insight:
Most financial planners in the year 2025 are advising that new investors should diversify their portfolios by combining the hybrid funds and debt funds of Shriram in order to mitigate market volatility.
What is the Compare of Shriram Mutual Funds to Other Mutual Funds?
The following is a one-minute comparison with other Indian AMCs by 2025:
| CRM | Shriram MF | HDFC MF | Axis MF | SBI MF |
|---|---|---|---|---|
| Launch Year | 1994 | 2000 | 2009 | 1987 |
| AUM (Rs Cr., 2025) | 6500 | 462000 | 241000 | 710000 |
| Minimum SIP | 100 | 500 | 500 | 500 |
| Number of Schemes | 18 | 60 | 48 | 75 |
| Digital Experience | Yes | Yes | Yes | Yes |
| Specialty Areas | Financial, Consumer, Infra | All Round | BFSI, Health | - |
| International Exposure | Limited | Moderate | Limited | Moderate |
Shriram Mutual Funds Should Have a Risk Profile of What?
Shriram Mutual Funds are designed to be breadth and balanced funds. Equity schemes are also subject to market and sector risk, especially where there is more mid and small capital investment. The profiles of debt funds are relatively stable, but all the funds are regulated, monitored and rated by SEBI to ensure transparency.
- Equity funds: Greater risk, greater possibility of a higher return.
- Debt funds: Less riskier, fixed income.
- Hybrid funds: The moderate risk, appropriate to conservative investors.
Risk Mitigation Measures
- Strict internal compliance.
- Described disclosure of portfolios.
- Rebalancing and picking stocks selectively in 2025.
Did You Know?
In 2025, Value Research rated Shriram hybrid funds as 4 stars because of its regular returns with moderate risk.
Who is to Invest in Shriram Mutual Funds?
Shriram Mutual funds suit:
- Novices who are seeking easy access and easy funds.
- Established investors who want sectoral or mid-cap investment.
- Professional investors in search of sectoral or mid-cap investment.
- Investment in ELSS with growth potential: tax planners.
- Retirees that secure regular flow of income.
- Young professionals embarking on SIPs as a means of creating corpus on long-term basis.
Popular User Questions
Q: Is NRIs investment in Shriram Mutual Fund plan possible in 2025?
Yes, Shriram mutual fund can also accept NRI investments excluding few FATF blacklisted countries. KYC and account set up are online.
Q: What are the fees of investing?
In accordance with the SEBI, Shriram Mutual Funds impose normal expense ratios. No entry load is applicable. The exit load can be on the redemption within a given time, which depends on the scheme.
What Are the Ways of Monitoring Performance and Returns by Investors?
Shriram mutual fund offers:
- NAV and portfolio updates of the site and the mobile application in real-time.
- Monthly detailed performance fact sheets.
- The scheme comparison tools, in which the historical performance and the risk ratios of schemes can be compared to the historical performance and the risk ratio of the benchmark indexes.
- Notices of dividend payment, SIP withdrawal and redemption position.
What Do You Mean by How to Start Investing with Shriram Mutual Fund in the Year 2025?
Follow these basic steps:
- Apply to Shriram mutual fund website or get the app.
- Full e-KYC paperwork.
- Select your scheme and the amount of investment (SIP or lump sum).
- Digitally set payment.
- Monitor investments with ease through the app or web based log in.
Expert Insight:
Surveys (2025) of new investors in Shriram MF in tier 2 and 3 cities indicated that over 64 percent of new digital SIPs under 500 per month began with digital SIPs.
TLDR or Quick Recap
The Shriram Mutual funds in 2025 provides a good transparent and simple path to invest in the financial growth story of India. Their plans are equity and hybrid schemes, ELSS and liquid funds, which are all aimed at different investors. Onboarding is easy, exposure to certain sector and a lack of digital services are some of the factors that make it a competitive choice among both new and seasoned investors. Always make comparisons of risk and returns, and then select a perfect fund.
People Also Ask Questions
Q: What are the tax advantages of Shriram ELSS funds?
This is because Shriram ELSS funds have tax advantages in Section 80C, where they can be deducted up to Rs 1.5 lakh per year.
Q: Does Shriram Mutual Fund have any mobile application?
Yes, Shriram mutual fund does have an official app that has investment, tracking, redemption, and customer support functions.
Q: What is the quickest way to redeem my units of the Shriram Mutual Fund?
Liquid and certain short term debt funds redeem instantly up to a limit of daily redeeming of up to 1.5 days with the Shriram MF app or web portal.
Q: Is it possible that senior citizens should invest in Shriram Mutual Fund to receive regular incomes?
Yes, there exist committed income and hybrid funds that are appropriate to elderly citizens who are looking to earn constant yields.
Q: What are the returns of Shriram Mutual Fund vs. fixed deposits?
In most cases, equity and hybrid funds have paid off better returns in the last five years than fixed deposits but with certain market risk.
Sources
- SEBI Regulations of the Mutual Funds: SEBI site.
- Shriram Mutual Fund official Web site: Shriram AMC.
- Value Research Mutual Fund Listings: Value Research Online.
- AMFI is an association of mutual funds in India.
