Motilal Oswal Mutual Funds - The Complete Guide 2025
Motilal Oswal Mutual Fund is a leading asset management company in the Indian investment market, whose investors nationwide trust the firm in delivering effective investment practices, dealing in concentrated equity portfolios, and novel passive investment solutions. By 2025, the fund house is still serving many investment purposes such as wealth creation, and tax-efficiency, among others, with its various schemes. Are you a new investor or an experienced player in the market, knowing Motilal Oswal Mutual Funds can assist you to match your portfolio with your financial goals.
What is Motilal Oswal Mutual Fund?
The first scheme of Motilal Oswal Mutual Fund was started in 2013 and soon gained a reputation of both focused investing and contrarianism. It belongs to the Motilal Oswal Group, which is a reputable financial services conglomerate having decades of experience in equities and research. The fund house has since diversified to provide actively managed and index-linked funds, long term investment in the equity market, low cost ETFs and differentiated international funds.
SEBI regulates Motilal Oswal Mutual Fund and operates under strict compliance making sure your investments are under safe hands.
Motilal Oswal Mutual Funds: How They Work?
Motilal Oswal also has mutual funds that raise funds by taking in the investments of a large number of investors and subsequently investing this sum of money in equities, debt, gold or international assets, according to scheme. Professional fund managers make decisions on what to purchase and dispose in the hope of delivering returns within the mandate of the fund. Investors have flexibility to select SIPs (Systematic Investment Plans), lump sum or SWPs (Systematic Withdrawal Planes) at their convenience.
Did you know?
Motilal Oswal is one of the limited Indian AMCs that have a significant emphasis on passive investing and has more than 25 ETFs, as well as index funds, as of 2025.
What are the Salient Points or Highlights of Motilal Oswal Mutual Funds?
Motilal Oswal Mutual Funds have some highlights on them, these include:
- Portfolios are concentrated, active selection of 20 to 30 stocks in selective funds, using a Buy Right, Sit Tight philosophy.
- Contemporary passive investment funds such as Nifty 50, Nasdaq 100 and S&P 500 ETFs.
- Thematic, industry funds exploiting sunrise markets such as technology, manufacturing and financial markets.
- Strength of research supporting and internal analysis makes decisions regarding investment.
- Fast and entirely computerized KYC and onboarding of new investors.
- Extensive network of distribution comprising of 70 plus branches and online.
Advantages and Disadvantages of Motilal Oswal Mutual Funds
| Pros | Cons |
|---|---|
| Large assortment of equity, exchange-traded funds and worldwide funds | Sectoral wagers are more risky. |
| Active funds are volatile Transparent investment process. | Minimal amount of debt and hybrid funds. |
| Good track record in multiple funds | Some NFOs might not perform in the first years. |
| Quality research/fund management | Expense ratio may be an increase in select scheme. |
| Digital platform is user friendly |
Expert insight
Analysts in the industry value the equity research history and long-term investment orientation of Motilal Oswal, although they recommend before investing, taking a look at the scheme-specific risks.
What Category of Mutual Fund Schemes does Motilal Oswal have?
The products of Motilal Oswal mutual fund are:
-
Equity Funds
The large cap, mid cap, small cap and focused funds. -
International Funds
International FOFs (Fund of Funds), U.S. and international ETFs. -
Index and ETF Products
Low cost index funds in both equity and debt. -
Hybrid Funds
Aggressive balanced and hybrid advantage funds. -
Solution Oriented Funds
ELSS retirement and tax saving plans. -
Fixed Income Funds
Ultra short term and short term debt funds.
People Also Ask
Q: Are Motilal Oswal index funds the right fit of a beginner?
A: Yes because of their low cost and structure of tracking the market, index funds can be used by beginners.
Q: Motilal Oswal does it have tax saving funds?
A: Yes, they provide ELSS funds to get 80C deduction in Income Tax Act.
Why Does Motilal Oswal Stand Out from Other AMCs?
The reasons why Motilal Oswal is different are:
- High conviction portfolios (concentrated bets, not over diversified).
- Culture of strong research and real time market intelligence.
- Huge bunches of international and global exposure funds.
- Passive Indian leadership.
- Pay attention to educating investors via frequent webinars and reports.
Did you know?
By 2025, Motilal Oswal AMC will have an AUM of over Rs 87,000 crore, and it will become one of the fastest-growing midsized AMCs in India.
Performance of Motilal Oswal Mutual Fund Against Others?
The following is a comparison of the flagship equity funds of Motilal Oswal, with its like peers as of March 2025 (annualised returns):
| Fund | Motilal Oswal (%) | HDFC MF (%) | SBI MF (%) |
|---|---|---|---|
| Large Cap Fund | 16.2 | 14.8 | 14.6 |
| Mid Cap Fund | 22.7 | 19.6 | 19.4 |
| Nasdaq 100 FOF | 18.4 | 17.8 | 17.1 |
| Focused 25 Fund | 15.6 | 13.7 | 14.1 |
The figures are as of Value Research Online and Mutual Fund India, March 2025.
Expert insight
The returns of Motilal Oswal have a tendency of performing better than the benchmark indices in the long term of 5 years or more, but in the short term, it may underperform because of concentration strategies.
To Whom Should Motilal Oswal Mutual Funds be Considered as an Investment Option?
Motilal Oswal Funds could attract:
- Equity investors and equity investors, in particular.
- Career investors in need of diversification around the globe by using ETFs or FOFs.
- Long term wealth creation by regular SIP investors.
- Investors that are risk-conscious, and tend to hold concentrated and quality portfolios.
Nevertheless, investors who want ultra safe or conservative debt investment might not get as many choices in this area.
People Also Ask
Q: Is it possible to invest in Motilal Oswal Mutual Funds with NRI?
A: Yes, other than several countries, which have restrictions, NRIs are able to invest with normal compliances.
Q: Does a Demat account have to invest in Motilal Oswal mutual funds?
A: Not necessary to ETFs, but to regular mutual funds.
What Does it Mean to Invest in Motilal Oswal Mutual Funds in 2025?
Steps to invest include:
- Go to official website or install their mobile app of Visit Motilal Oswal AMC.
- Full eKYC filled with PAN, Aadhaar and bank details.
- Select the scheme, amount of investment, frequency (SIP or lumpsum).
- Full payment with UPI, NetBanking or Debit Card.
- Get email and SMS confirmation on your investment.
Alternatively, you can invest through other leading third party platforms such as Groww, Zerodha, Paytm Money or through MF distributors.
Did you know?
Motilal Oswal app can be used to search for funds by voice and a special Robo Advisory tool is created to assist new investors.
What Are the Risks That You Need to Know About?
- When a few of the stocks perform poorly, concentrated portfolios become volatile.
- Sectoral and thematic plans may be cyclical.
- International funds are influenced by currency or international market movements.
- Very short term investment horizons do not fit well in equity funds.
- One should always read Scheme Information Documents prior to investing.
People Also Ask
Q: What are the cost of Motilal Oswal Mutual Funds?
A: The expense ratios of ETFs are as low as 0.12 percent, and the expense ratios of active equity funds are as high as 2.25 percent as of 2025.
Q: What is the way that investors can keep track of the performance of their funds?
A: Track the NAV and portfolio movement with the AMC site or apps such as Moneycontrol, Value Research or ETMONEY.
What Does Motilal Oswal do To Help Investors?
- Publishes periodically transparency through webinars, research notes and monthly fact sheets.
- Online and phone investment and account service.
- Rapid and smooth redemption system that has both the SWP and lump sum withdrawal.
- Large selection of SIP, SWP and goal planning calculators.
Expert insight
By 2025, investors will like the openness of disclosure and the quality of monthly portfolio communications at Motilal Oswal.
Quick Recap
- Motilal Oswal mutual funds has many active equity funds, passive index funds and innovative international funds.
- Established as having narrow portfolios, long-standing research, and first-of-their-kind ETFs.
- Perfectly fitted investment: Investors who are equity inclined and have long- term capital appreciation need.
- Simple and easy digital invest process and frequent communication with investors.
- Watch scheme specific risks and expense ratios then invest.
TL DR
The Motilal Oswal Mutual Funds 2025 are the best to use by Indian investors who desire research based equity and passive funds, including the global display. Their strong digital platform, open processes, and concentrated strategy make them a favorite AMC, but investors have to make decisions consistent with their risk appetite.
People Also Ask: FAQs
Q: Is Motilal Oswal Mutual Fund safe to be invested in?
A: Yes, it is regulated by SEBI and adheres to the strict compliance but there are market risks like in any equity investment.
Q: What is the minimum SIP in fund Motilal Oswal?
A: In most of the schemes, the minimum SIP is Rs 500 as of 2025.
Q: Is there a possibility of me switching between Motilal Oswal funds online?
A: Yes, the platform of AMC and most of the intermediaries facilitate an easy switch of funds online.
Q: What do I do to terminate my SIP in Motilal Oswal fund?
A: SIPs may be cancelled at any time online either on the AMC or on your investment platform, normally within 2 days of notice.
Q: What is the best Motilal Oswal fund to start with?
A: Nifty/Nasdaq ETFs or index funds would be a good place to begin since they are less expensive and more diversified.
Sources
- Motilal Oswal Asset management company.
- Value Research online mutual funds.
- AMFI India
- Moneycontrol MF Returns
