Mirae Asset Mutual Funds - The 2025 Guide
Mutual funds are a major investment option in India and Mirae Asset Mutual Fund has gained a significant reputation in terms of its ability to offer consistent performance and innovation. As a first-time investor or a long-term mutual fund participant, it is essential to get familiar with the in-depths of the schemes by Mirae Asset, their characteristics, and their performance as of 2025. This paper will cover all the details of Mirae Asset Mutual Funds, the actual queries and needs of the users in simple though informative Indian language.
What are the Mirae Asset Mutual Funds and Why Are They so Popular?
Mirae Asset Mutual Fund belongs to the international financial conglomerate Mirae Asset financial group, which is based in South Korea. With a consistent growth in the numerous mutual fund houses ranking among the top in India since the time of its Indian introduction in 2008, Mirae Asset has a range of schemes that fits any risk preference and financial objectives. This means that, by 2025, Mirae Asset will remain appealing to retail and institutional investors due to its customer-centric strategy, strong fund performance and clarity.
Mirae Asset is preferred by investors because of the variety of funds, reliable track record and responsive management of funds. The company is unique in terms of balanced risk reward models, consistent innovation, and education of investors.
What Kind of Mirae Asset Mutual Fund Schemes?
Mirae Asset Mutual Fund deals with almost all the major categories:
- Equity Funds: large cap funds, mid cap funds, small cap funds, hybrid funds and theme funds.
- Debt Funds: Liquid, low duration, short term, and overnight funds.
- Hybrid Funds: Equity savings, balanced advantage and dynamic asset allocation.
- International Funds: International funds that invest in global equities and exchange-traded funds.
- Index Funds and ETFs: Index funds track the major indices such as Nifty 50, Sensex and other thematic funds.
- Tax Saving Funds (ELSS): Tax deductions are allowed on Section 80C.
Did you know?
Mirae Asset Large Cap Fund has been among the leading large cap equity funds during the last five years which generated double digits annual returns even during the periods when markets experienced turbulence in 2022 and 2023.
What are the Major Dynamics or Emphases of Mirae Asset Mutual Funds?
- Diversified Portfolio: Wide market cap selection, industry sector selection, and asset classes.
- Stable Track Record: A number of funds had topped their indices within a period of 3 to 5 years.
- Open Processes: Frequent updates, convenient online access and clear disclosures.
- Established Fund Managers: Manageried by the reputable personnel with long track record in the equity and debt markets.
- Easy Investment: Can be done through SIP, lumpsum and online onboarding.
- Investor Education: Frequent webinars, tutorials and investor outreach.
What Was the Performance of Mirae Asset Mutual Funds over the Years?
Until the beginning of 2025 (according to updates) major Mirae Asset schemes have a competitive advantage:
| Name of the fund | 3-year returns (APR 2022-2025) | 5-year returns (APR 2020-2025) | Should the fund outperform the benchmark (3Y) |
|---|---|---|---|
| Mirae Asset Large Cap Fund | 16.7 percent | 17.4 percent | 15.3 percent |
| Mirae Asset Emerging Bluechip Fund | 19.3 percent | 18.1 percent | 16.1 percent |
| Mirae Asset Hybrid Equity Fund | 13.8 percent | 14.6 percent | 12.4 percent |
| Mirae Asset Tax Saver (ELSS) Fund | 16.2 percent | 16.8 percent | 14.8 percent |
| Mirae Asset Short Term Fund | 7.3 percent | 7.7 percent | 6.5 percent |
Numbers until March 2025 as per official AMC factsheets. Previous performance does not necessarily mean the future returns and in the best interest, it is prudent to consult the latest before investing.
People also ask
Is Mirae Asset Fund a worthwhile investment in the long term in 2025?
Yes, it can be said that Mirae Asset is suitable in long term wealth creation because of its diversified portfolio, disciplined risk management and good performance record.
What are the strengths and weaknesses of Mirae Asset Mutual Funds?
Pros
- Powerful Fund Editor Team: Experienced professionals have been able to show their strengths in this area.
- Timely Communication: Early fund positioning and market forecast.
- Cost Effective: Ratios of expense are competitive under the majority of equity and debt types.
- Digital Friendly: Web and mobile app management of the SIP.
- Sound Risk Controls: There is well-defined investment processes and compliance.
Cons
- Concentrated Schemes: A few funds are concentrated with a small number of stocks and this may lead to concentration risk during volatile periods.
- Reduced Rural Access: Although this is improving, offline access may be poorer than in the oldest AMCs.
- Scarcity of Sector/Thematic Funds: Investors who seek ultra niche thematic exposure might have to look elsewhere.
- Entry Loads Gone, but Exit Loads on Select Funds: In these schemes exit loads apply in the event that they are redeemed in a certain time frame.
Did you know?
Even before the pandemic, Mirae Asset became one of the first to introduce zero paper digital KYC onboarding, assisting lakhs of Indian investors in becoming part of the mutual fund movement.
How to Invest in Mirae Asset Mutual Funds in 2025?
Due to the digital developments, investing is becoming much easier:
- By using Mirae Asset Website/App: Easy sign up, eKYC and real-time SIP or lumpsum.
- Aggregator Platforms: Groww, Zerodha Coin, Paytm Money and many others allow Mirae Asset schemes.
- Banks and Financial Advisors: The old way to go when one likes assisted investing.
- SIP or Lumpsum: Flexible minimum, SIP has a minimum of Rs 500 a month.
Document Requirements
- PAN card
- Aadhaar
- Cheque or Bank Account proof
- Address proof
People also ask
2025 NRIs Can invest in Mirae Asset Mutual Funds?
Mirae Asset Yes, the vast majority of the funds of Mirae Asset are open to NRIs, unless there is a restriction due to FATCA or other regulations of the country.
What are the best Mirae Asset Funds to Invest in based on the investor types?
-
For Conservative Investors
Mirae Asset Short Term (Debt) fund.
Mirae Asset Liquid Fund. -
For Moderate Risk Appetite
Mirae Asset Hybrid Equity Fund.
Mirae Asset Balanced Advantage Fund. -
For Growth Seekers
Mirae Asset Large Cap Fund.
Mirae Asset Emerging Bluechip Fund. -
For Tax Savings
Mirae Asset Tax Saver Fund (ELSS).
Did you know?
SIPs in Mirae Asset Emerging Bluechip Fund are generally suggested to young professionals who want to build wealth in 10 years and is often due to disciplined exposure to mid and large cap stocks.
How Mirae Asset Compares with Other Competitors in the AMC Market?
| Parameter | Mirae Asset MF | HDFC Mutual Fund | SBI Mutual Fund | ICICI Prudential MF |
|---|---|---|---|---|
| Assets Under Management (2025) | Approx 1.65 lakh crore | 5.45 lakh crore | 8.13 lakh crore | 6.02 lakh crore |
| Programme Range | 30 plus | 50 plus | 75 plus | 63 plus |
| Avg Equity 3-Year Returns | 17.2 percent | 13.9 percent | 12.8 percent | 13.5 percent |
| Digital Experience | Very strong | Strong | Medium strong | |
| Customer Trust (2025 Surveys) | High | Very High | High | High |
Mirae Asset can be having fewer schemes but it has gained investor trust quickly due to its consistent returns and strong digital presence.
People also ask
Which of the Mirae Assets funds became the first to cross 50,000 crore AUM?
In late 2024, the Mirae Asset Large Cap Fund has passed this milestone becoming one of the fastest-growing large cap mutual funds in India.
What are the Average Fee and Charges in Mirae Asset Mutual Funds?
- Expense Ratio: 0.3 to 1.7 per cent/year, based on the type of fund.
- Exit Loads:
- Equity funds: Typically 1 percent when redeemed within a period of 12 months.
- Debt funds: The short term exit is normally 0.15 to 0.25 percent.
- Zero Entry Loads - According to the SEBI regulations.
Did you know?
Mirae Asset was one of the first to cut their direct plan expense ratios in 2024 and retail investors benefited widely with substantial savings.
What Will be the Taxation on Mirae Asset Mutual Fund Investments in 2025?
Tax regulations are the same and category dependent of funds:
- Equity Funds: Long term capital gains of more than one year is taxed 10 per cent Long Term Capital Gains (LTCG) over and above Rs 1 lakh per year.
- Debt Funds: After Budget 2023, all gains shall be subjected to tax in accordance with your slab, irrespective of the holding period (indexation benefit is done away with).
- ELSS (Tax Saver): Investment will be deductible under section 80C as per annum, up to 1.5 lakh.
People also ask
What can be done to prevent needless tax on returns at Mirae Asset Mutual Fund?
Use facilities such as ELSS to save taxes and redemption of the plans according to the holding period to get the best gains.
The Question is How Safely and Regulated are the Mirae Asset Mutual Funds
- The capital markets of India are regulated by the SEBI which is registered.
- Fund resources are invested with independent custodials, not within the finances of AMC.
- Strict risk control and compliance measures.
- Periodic audits, redressal of grievances by the investors and open NAV statements.
Did you know?
Mirae Asset is the winner of the CRISIL Fund House of the Year, equity category in 2023-2024, which emphasized its risk management history.
TLDR or Quick Recap
- Mirae Asset Mutual Funds have an extensive selection of equity, debt and hybrid and international funds that are trusted to perform reliably.
- Best funds such as the Large Cap and Emerging Bluechip are providing returns over and above their benchmarks according to 2025 figures.
- The process of investing is computer friendly and novice-friendly.
- Advantages such as good fund management, regular updates and reasonable cost against disadvantages such as limited offline service and somewhat restrictive themes.
- There are no tax regulations and fees; everything is SEBI regulated and secure.
- Appropriate to both new and experienced investors seeking to create wealth in the long-term.
People Also Ask
What will be the best Mirae Asset Mutual Fund in 2025?
Mirae Asset Large Cap Fund and Mirae Asset Emerging Bluechip Fund top the list in terms of returns, AUM and consistency as of 2025.
What is the way to open a SIP with Mirae Asset Mutual Fund?
Go to their site, do online KYC and establish your SIP using your PAN and Aadhaar.
Can a beginner investor trust Mirae Asset funds?
Yea, the funds of Mirae Asset can be recommended to all first-time and experienced investors, as its risk processes are strong, SEBI is supervising, and there is no lack of clear communication.
Will I be able to invest in Mirae Asset Mutual funds in 2025 via UPI?
Yes, the majority of aggregator applications and even the AMC platform itself accept the UPI payments of SIP and lumpsum investments.
Sources
- Mirae Asset Mutual Fund Official Web Site.
- SEBI, live mint, Economic Times.
- Value Research Online
- CRISIL Reports
- Fund Factsheets Q1 2025
