Mahindra Manulife Mutual Funds - A Complete Guide till 2025
Mahindra Manulife mutual fund is a reputable asset management firm in India that was established as a joint venture of Mahindra finance, which is the leading financial services company in India and Manulife investment management, a wealth management firm in the world. Incorporated in 2016, Mahindra Manulife Mutual Fund is now a major player in the Indian retail and institutional investor market with a series of mutual fund schemes in the equity, debt, hybrid, and solution based sectors.
In the contemporary times when Indians are more concerned with financial security, mutual funds like Mahindra Manulife have become very much applicable. The brand is a merit of the comprehensive Indian market penetration by Mahindra Finance and the international investment prowess by Manulife. It is a combination that will assist in developing distinctive fund options that beginners and experienced investors will enjoy using in case people want other alternatives to conventional options such as fixed deposits.
Up to date statistics up to the beginning of 2025 indicate that the assets under management in the company is steadily rising, and this is an indication of more confidence among the Indian investors. Industrial growth The mutual fund sector has itself surpassed [?]55 lakh crore AUM by January 2025 and the relative growth of Mahindra Manulife can be viewed as an indicator of its widening presence.
What Kind of Schemes are available in Mahindra Manulife Mutual Fund?
The mutual fund company offers mutual funds with a wide variety of mutual funds to suit many financial objectives and time frames.
- Equity Funds: These are used when a long-term wealth creation is the aim of the aggressive investor.
- Hybrid Funds: The combination of the equity and debt to an investor wishing to achieve both growth and an relative level of safety.
- Debt Funds: Less risky and more stable, best in short and medium term incomes.
- Liquid Funds: To deposit excess cash over a very short period, and with almost immediate cash access.
- Solution oriented funds: The child education and retirement funds are life goal specific funds.
- Index Funds and ETF funds: Index funds and ETF funds are for passive investors who want to invest inexpensively.
The categories are further sub-classified into large cap, mid cap, multi cap in the equity, short term, ultra short term in the debt, and provides investors with a wide choice based on risk appetite and investment objectives.
Did you know?
According to the 2024 mutual fund inflow data, Mahindra Manulife Multi Cap Fund was the fastest growing multi cap scheme.
What are the Major Features or Strengths of Mahindra Manulife Mutual Funds?
It is important to know the peculiarities of the Mahindra Manulife Mutual Fund schemes to invest.
- Expert Management: The fund managers are experienced locally and can have Mahindra and Manulife research.
- Simple Digital Investment: Online platforms and App based SIP are registered within minutes.
- Open Processes: Investors receive regular portfolio disclosure and updates.
- Various Products: The products are appropriate to various purposes such as saving taxes or retiring.
- Customer Support: There are various service points such as WhatsApp and regional languages.
- Direct and Regular Plans: There are also options available whereby the investor is permitted to invest in a self-managed or distributor assisted manner.
- Risk Profiling Tools: This is digital tools that aids in recommending appropriate funds based on investor profile.
All these attributes render investing with the company approachable even among first timers, and online SIP registration and digital KYC have enhanced the ease of entry even in intercity and inter-town users.
People Also Ask:
Q: Mahindra Manulife Funds SEBI is regulated?
A: Yes, all Mahindra Manulife mutual fund schemes are controlled by SEBI and are subject to all SEBI standard norms and compliance to investor protection.
What is the performance of Mahindra Manulife Mutual Funds against other funds?
Investors are concerned with performance. Mahindra Manulife funds, particularly in mid cap, multi cap and balanced funds have presented attractive performances over the last three years. We shall know their market returns with the assistance of the example data at March 2025.
Name of the Scheme 1 Year Return 3 Year CAGR Benchmark Return (Nifty 50/CRISIL)
| Name of the Scheme | 1 Year Return | 3 Year CAGR | Benchmark Return (Nifty 50/CRISIL) |
|---|---|---|---|
| Mahindra Manulife Multi Cap Fund | 27.6 percent | 16.8 percent | 15.3 percent |
| Mahindra Manulife Mid Cap Unnati Yojana | 32.1 per cent. | 17.5 per cent. | 16.7 per cent. |
| Mahindra Manulife Low Duration Fund | 6.7 percent | 5.4 percent | 5.1 percent. |
| Mahindra Manulife Equity Savings Fund | 9.4 percent | 8.1 percent | 7.9 percent |
All returns are approximate and are made only as an illustration and must be verified in the latest NAVs on AMC or SEBI portal.
Mahindra funds Mahindra Manulife funds have performed well as compared to industry averages, particularly over a time of three years and above. Equity markets are volatile, and regular SIP in these funds has proven to be quite effective to many new investors in the post pandemic years.
Expert opinion: SIPs in multi cap and mid cap funds have produced good competition in rupee cost averaging saving over three and five year span as per the independent financial planners in Mumbai.
What Are The Significant Advantages and disadvantages of Mahindra Manulife mutual funds?
An informed decision implies the analysis of advantages as well as the shortcomings.
Pros
- Supported by reputed international and Indian financial powerhouses.
- Powerful research based investment process.
- Tackle record of clean compliance since inception.
- complete investment and monitoring tools.
- Clear fee structure and frequent update of schemes.
Cons
- The number of star rated funds is lower than long established AMCs.
- Part also have equity funds that are less than five years, therefore, shorter track record.
- Branch coverage still wanting in some smaller urban areas.
People Also Ask:
Q: Is Mahindra Manulife mutual fund suitable to beginners?
A: Yes, they have all the characteristics of simple digital experience, goal based schemes, and responsive customer support, that make them popular among first time investors in mutual funds.
Compared to the best mutual fund houses, how does Mahindra Manulife perform?
We can see a comparison table between Mahindra Manulife Mutual Funds and some of the large Indian AMCs as they would be relevant in the year 2025.
Name of AMC Year Founded AMC AUM (March 2025)
| Name of AMC | Year Founded | AMC AUM (March 2025) | Number of Equity Funds | Minimum SIP Amount | Digital Platform |
|---|---|---|---|---|---|
| Mahindra Manulife | 2016 | [?]26,800 crores | 10 | [?]500 | Yes. |
| SBI Mutual Fund | 1987 | [?]930,000 crores | 18 | [?]100 | Yes |
| ICICI Prudential Mutual fund | 1993 | [?]658,000 crores | 22 | [?]100 | Yes |
| Nippon India mutual fund | 1995 | [?]420,000 crores | 17 | [?]100 | Yes. |
Although at present the total AUM of Mahindra Manulife continues to be lower than the large established AMCs, the company is distinguished by focused products and international best practices introduced by Manulife. They also engage in frequent collaboration with investment events and webinars with investors that make them reliable in the eyes of urban salaried classes.
Did you know?
Mahindra Manulife hybrid and multi cap funds have been ranked in the top 20 percentile in rolling returns according to the latest CRISIL mutual fund rankings at the end of late 2024.
How do You Invest and Redeem in the Mahindra Manulife Mutual Fund?
It is easy and open to investing and redeeming money with Mahindra Manulife.
Investment Process
- Full online eKYC in a matter of few minutes eKYC based on aadhar.
- Select your scheme (equity, hybrid, debt etc) and amount of investment.
- Install SIP or do one time (lumpsum) bank transfer or UPI.
- Check portfolio and receive frequent account statements through the internet.
Redemption Process
- Order redemption through Web, application, or distributor.
- Equity and debt funds settle at standard T +1 and T + 3 days respectively.
- Several liquid funds have no exit loads after 7 days; if redeemed less than 1 year the equity funds are moderate.
- Money deposited into associated bank account.
No hidden costs and all the charges are pointed out clearly on the official site.
People Also Ask:
A: Is it possible to switch between the Mahindra Manulife funds online?
A: Yes, the conversion between funds like debt to equity or hybrid can be done online and done easily, with or without exit load or taxation.
What is the best Mahindra Manulife Mutual Fund Scheme to Invest?
The right mutual fund is one that will rely on what you need and profile.
- To secure long term wealth: Equity based multi cap or mid cap funds best suit.
- In the interests of safety and stability: Short term and liquid debt funds are safer.
- In the case of regular income: Equity savings, or hybrid conservative funds, retirees like.
- To save tax: ELSS Tax Saver Fund allows a maximum of [?]1.5 lakh under Section 80C with 3 year lock in.
You should always evaluate your risk appetite, time horizon and future commitments by yourself before completing your investment. The AMC site also has online calculators and risk profiling tools which can be used to provide custom suggestions.
Expert Advice: In the cities such as Pune, most financial advisors would advise you to start with SIPs of [?]1,000 in diversified hybrid and flexi cap funds in order to get a feel of the markets before increasing your investments.
What are The Applicable Fees and Charges With Mahindra Manulife Mutual Funds?
Fees depend on type of fund and type of plan (direct or regular):
- Expense Ratio: The average of equity funds is 1.8 percent, regular and 0.9 percent, direct plans; the average of the debt funds is 0.2 percent to 0.7 percent, direct plans.
- Exit Load: 1 percent within 12 months (equity funds), and none after that. Liquid funds and debt, have little or no exit load after some time.
- No additional fee on online investment: All fees are open as SEBI regulations.
The recent expense ratio and fund returns should be always compared because lower expenses directly equate to greater take home returns, particularly with long term SIP investing.
People Also Ask:
Q: Are Mahindra Manulife mutual funds schemes having any hidden charges?
A: No, any fee such as fund management fees and exit loads are stated all upfront, there are no shells when investing through official website or the app.
Why Should You think of Mahindra Manulife Mutual Funds in 2025?
These mutual funds are good in:
- The first time investors who are interested in smooth on-boarding.
- Salaried people who are interested in monthly creation of wealth through SIP.
- The retired or people seeking a regular income.
- Parents who plan to spend on education of a child in the long term.
- Individuals who want to save income tax by means of ELSS.
The AMC is equally suitable to both urban millennials and tier 2 or tier 3 town investors because it has funds to cover nearly all risk and returns profiles and has a convenient digital interface.
Did you know?
According to a research by mutual funds market in early 2025, semi urban and rural PIN codes have now recorded more than 40 per cent of the SIP traffic of Mahindra Manulife in India.
Current News of Mahindra Manulife Mutual Funds in 2025
Recent updates in 2025 highlight:
- Introduction of Mahindra Manulife Smart Dynamic Asset Allocation Fund in order to seize the evolving trends in assets.
- Online portfolio health check applications have now been merged with UPI auto debit to experience quicker SIPs.
- Invest in ESG themed investing to expand the portfolio on a socially responsible basis.
- Increase to smaller towns that have more local language support helplines.
- Heavy investor education using monthly live webinars and Ask Me Anything.
The company is also aggressively responding to the recent mutual fund classification regulation and digital signature norms in 2025 by SEBI that simplify the KYC updates and nominee registration significantly to all customers.
Quick Recap (TLDR)
- Mahindra manulife mutual funds offer an assortment of equity, debt, hybrid, and solution based funds to Indian investors.
- The Mahindra Group, a well-known investment manager, has co-promoted it with Manulife, an international investment manager.
- Investment friendly, transparent fees, increasing SIPs in 2025.
- Competitive performance, particularly of multi cap and hybrid funds.
- Appropriate because of the beginners, professionals, and even in the smaller cities where digital onboarding is not hard.
People Also Ask - FAQ
Q1. Will Mahindra Manulife Mutual Fund be safe investing in 2025?
SEBI is in charge of all schemes and has adequate risk controls and provides the same levels of safety as the best AMCs.
Q2. Mahindra Manulife funds What is the minimum SIP in Mahindra Manulife funds?
The monthly SIPs on most schemes start at [?]500 and above, so they can fit any budget.
Q3. What is the way to check NAV of Mahindra Manulife funds?
The NAVs are recorded daily and the performance of the funds is available in the websites of the AMC, SEBI portal and investment applications.
Q4. Is NRI allowed to invest in Mahindra Manulife mutual funds?
Yes, the NRIs of all countries are allowed in the selected Mahindra Manulife schemes according to the rules of RBI and SEBI.
Q5. What makes Mahindra Manulife different to other fund houses?
It has a distinctive combination of the Indian market experience and international experience, with the emphasis on the simple digital experience and the best customer service.
Q6. What is the best Mahindra Manulife fund in 5 years?
The multi cap, mid cap and flexi cap funds are generally appropriate to a 5 year wealth building horizon.
Sources
- Mahindra Manulife mutual fund amc - official website.
- Association of funds in India - AMFI.
- List of SEBI registered mutual funds.
