The Best Taurus Hybrid Mutual Funds in 2025 - A step by step guide
The hybrid mutual funds have established a solid presence in the Indian market where the investors are interested in taking a blend form of growth and income. Taurus Mutual Fund with its presence in many AMC players within India has a few hybrid schemes that seek to combine equity with debt and meet the risk-taking potentials and financial objectives of various clients. As the world is likely to evolve in 2025, with the economic recovery, new rules, and increased investor consciousness, Taurus Hybrid Mutual Funds will remain relevant to both new and more seasoned investors.
What Is so special about Taurus Hybrid Mutual Funds?
Taurus Hybrid Mutual funds are a combination of the possibilities of an equity and the relative stability of a debt instrument. Such combination contributes to the volatility control, grants frequent income opportunities, and strives to generate wealth during the medium to long-term. In the year 2025, their plans are based on adapting to new hybrid fund reclassifications by SEBI and focusing on risk management in the changing market conditions.
What Are the principal Taurus Hybrid Mutual funds?
Taurus India provides a small variety of hybrid funds yet all of them possess distinct asset allocation schemes and goals that can be applied to different types of investors. Honda The Taurus hybrid funds by early 2025 include:
- Taurus Balanced Advantage Fund (previously Taurus Dynamic Advantage)
- Taurus Equity Hybrid Fund
Why are the Taurs Hybrid mutual funds the major features or highlights?
- Portfolio diversified in equity and debt.
- Experience and background in professional management.
- Liquidity to move the assets (in Balanced Advantage Fund) actively.
- Diversify on minimisation of risk in the process of market corrections.
- Open disclosure and compliance history of regimes under SEBI.
- Low minimum investment levels by retail investors.
- Investment options of SIP and lump sum.
People also ask
What is the answer to the question: Are Taurus Hybrid Funds a good investment in 2025?
Taurus Hybrid funds may be applicable to new investors because of the stable distribution, which may help in the dampening of the market conditions. Nonetheless, it is necessary to revise individual risk appetite.
What Is the Performance of Taurus Balanced Advantage Fund in 2025?
The Taurus Balanced Advantage Fund is an active fund that moves its balance between equity and debt according to the market prices. This dynamic strategy is supposed to gain equity upside when the market is on a bullish trend and provide a downside defense during a volatile environment.
Pros
- Is able to move actively between classes according to market mood.
- Traditionally reduces the drawdowns in abrupt falls in the market.
- Possible improved tax efficiency, according to equity allocation.
- Automated discipline saves the investors the labor of switch manually.
Cons
- May slightly underperform bullish full equity funds.
- Portfolio returns may be very sensitive to fund manager expertise and market timing.
- The performance can be low in flat market conditions.
Key numbers for comparison (2025):
| Fund Name | 3 Best CAGR | Standard Deviation | Last 1 Year Return | Current Equity Allocation |
|---|---|---|---|---|
| Taurus Balanced Advantage | 10.8% | 7.7% | 11.3% | 52% |
| Industry Category Avg | 11.2% | 7.1% | 11.9% | 53% |
Did you know?
The investors can use dynamic asset allocation funds such as Taurus Balanced Advantage to automate the exposure so that they can put their emotions aside when investing.
What is Special with Taurus Equity Hybrid Fund
The Taurus Equity Hybrid Fund has an average equity ratio of 65 to 80 percent and the rest in debt and money market investment. In 2025, this plan is appropriate among the investors who want to grow, but have a certain income component, but they can afford average short-term fluctuations.
Benefits
- The equity allocation can be used to invest in the long-term development of the Indian companies.
- Debt allocation serves as a buffer at turbulent times.
- Subject to equity taxation which can be favourable in long-term returns.
- Medium or long term wealth accumulation is appropriate.
Drawbacks
- Possibly is comparatively less stable than that of debt-saturated schemes.
- Debt proportion is not a guarantee of returns; it is at risk to credit and interest rates.
- May has lower performance in long-term bull markets on pure equity schemes.
People also ask
Q: What are the returns of Taurus Hybrid Funds in comparison to peers?
Over the last few years Taurus funds have frequently performed slightly worse than large fund houses but provide value in the form of reasonable prices and steady risk management.
Who is to Invest Taurus Hybrid Mutual Funds
These funds are ideal for:
- First time investors fear full equity exposure.
- Investors in balanced development and restricted losses.
- Retirement or those seeking regular income and moderate rates of capital appreciation.
- To automate the process of investing, investors who seek straightforward SIPs.
- Individuals who cannot or will not time the market.
Top reasons to consider:
- Less risk than full-fledged equity funds.
- Greater growth potential than as traditional savings or pure debt funds.
- Adaptability and diversity of approaches to assets allocation.
Experts’ Insight
The financial planners in 2025 suggest that tactical allocation can occur using hybrid funds because they alleviate behavioural biases and anxiety in the process of market corrections.
What will be Performance Trends and Returns in 2025
Based on the data of last year and three-year investment up to March 2025, Taurus Hybrid Mutual Funds have demonstrated consistent, though not leading, performance. Their major attraction is low volatility.
| Fund | 1 Year Return | 3 Year CAGR | Standard Deviation | Expense Ratio |
|---|---|---|---|---|
| Taurus Balanced Advantage | 11.3% | 10.8% | 7.7% | 1.56% |
| Taurus Equity Hybrid | 12.1% | 11.0% | 8.2% | 1.61% |
| Category Avg | 11.9% | 11.2% | 7.1% | 1.34% |
Key observations
- The two funds are robust in times of decline.
- Minor increase over category average, compensated by regular allocations.
- Not the best but selected in terms of safety and trust.
People also ask
Q: What is the minimum investment on Taurus Hybrid Funds?
The lowest SIP investment is typically of Rs. 500 per month, and 5000 lump sum, which is most affordable to the retail investors.
What are the advantages and disadvantages of Taurus Hybrid Funds Investment?
Pros
- Spread risk and possibly more smooth returns.
- Appropriate to conservative moderate investors.
- Periodic observation and professional allocation of assets.
- Loose entry and exit, no lock-in on most choices.
- SIP allows discipline and rupee cost averaging.
Cons
- Underperformance that can be made relative to more aggressive funds.
- Unless checked, expense ratios can cut off long term returns.
- Debt part is left at the mercy of market forces and credit exposure.
- Poor choice of customers as compared to large AMCs.
Did you know?
Taurus Mutual Fund is an old Indian AMC of the private sector which has been in operation since 1993, which itself gives credence to the current scheme portfolio.
The Best Taurus Hybrid Fund: Which one to pick
Some of the factors to be considered when selecting between the hybrid offerings of Taurus hybrid in 2025 include:
- Optimum results require time horizon of 3 to 5 years.
- Own risk- heavy fund-aggressive, dynamic/balanced-moderate.
- Compare the cost ratios and the past track record of returns.
- Read fund factsheet to invest in the portfolio and the change with time.
- Look at the tenure and performance of fund manager.
Suggested Use Cases
- Young professionals: Taurus Balanced Advantage Fund through monthly SIP.
- Pre-retirees: small lumpsum Taurus Equity Hybrid, then SIP.
- Retirees: Conservative investment with dynamic investment plan to provide a consistent income.
People also ask
Q: Is Taurus Hybrid Funds able to offer monthly income?
Yes, you can target periodic income by using Systematic Withdrawal Plan (SWP) or by choosing IDCW payout options.
Balanced Advantage or Equity Hybrid which is better in SIP
Comparison between Taurus Balanced Advantage and Taurus Equity Hybrid Fund in SIP scenario in the last 3 years with a initial investment of Rs. 5000/month:
| Measures | Balanced Advantage | Equity Hybrid. |
|---|---|---|
| 3-Yr SIP Returns (CAGR) | 10.3% | 10.8% |
| Maximum Drawdown | -9.5% | -12.1% |
| Average Monthly Volatility | 1.10% | 1.34% |
| Best Suited to | Moderate Investors | Aggressive Moderate. |
Summary of comparison
- Balanced Advantage is not so volatile, a safer bet to the nervous investors.
- Equity Compared to Hybrid, equity returns slightly higher, but with a greater number of fluctuations.
Experts’ Insight
The hybrid funds such as Taurus Balanced Advantage have a SIP of the market that is good to get into the market slowly, especially during the period of uncertainty.
TLDR or Quick Recap
- Taurus Hybrid Mutual Funds provide both an equity and debt only fund with an intermediate between the two.
- Balanced Advantage Fund would be suitable in cases where investors are concerned with volatility and require to have their assets adjusted automatically.
- Equity Hybrid Fund would be suitable to those who are interested in higher growth but yet not ready to take direct equity risk.
- The returns are not high enough to be on the top of the charts but appropriate to average risk profile or moderate withdrawal.
- Both SIP and lump sum; professional management and SEBI management make it reliable.
Best Taurus Hybrid Mutual Funds: Frequently Asked.
Q1: Does the Taurus hybride invest fund remain safe in 2025?
A1: The hybrid funds are less risky than equity funds but there are no mutual funds that are completely risk-free.
Q2: How is Taurus Balanced Advantage Fund asset allocation policy?
A2: It is flexible in moving between the equity and debt according to the quantitative models and market valuations.
Q3: How frequently do I need to be reviewing my hybrid fund investment?
A3: Once in a year- more frequently in case of major market events or changes in life.
Q4: Does Taurus mutual fund have tax saving by use of hybrid funds?
A4: No, hybrid funds are usually not eligible to Section 80C benefits unless Gilman is performed as ELSS, which Taurus is not in hybrid.
Q5: What is the expected amount of my returns in 5 years?
A5: Although previous performance does not guarantee future performance, given the recent three-year CAGR, 9-11 percent is the lowest that can be expected under normal conditions.
Sources
- Taurus Mutual Fund official web site.
- SEBI Fund is a mutual fund that is regulated by the SEBI Mutual fund regulations which is up-to-date as of 2025.
- AMFI statistics and released fact sheets, 2024-25.
