Best PGIM India Hybrid Mutual Funds - 2025 Full Guide
Investors in India are always in search of the stable mutual fund schemes that portray both safety and growth. The best options include Hybrid Funds which are a blend of equity and debt instruments, which provide the best investment solution. Being a mutual fund with a good performance history and transparent management philosophy, PGIM India Mutual Fund has a number of hybrid schemes which appeal to both new and experienced investors.
Why Invest in PGIM India Hybrid Mutual Funds in 2025?
PGIM India hybrid funds are favored by intelligent allocation of assets and professional management of funds. The Indian economy is resilient and projected development of the GDP in 2025, so these mutual funds are a decent medium of choice of any individual who desires moderate risk and opportunity to gain capital.
These funds operate on the principle of investing in a combination of equities (greater returns) and debt (stable returns) and so they can be used by different risk matters. The propositions of the hybrid opportunities of 2025 in India by PGIM India are also reinforced by the robust research and disciplined approach of the company.
Did you know? The performance of hybrid funds has been good within the past 5 years compared to the traditional fixed income investments, particularly when such funds are actively managed as in the case of the ones under the management of PGIM India.
What are the best 2025 PGIM India Hybrid Mutual Funds?
We will consider the most popular hybrid plans provided by Indian investors at present by the PGIM India Mutual Fund:
PGIM India Balanced Advantage Fund - What is so Special about it?
Balanced Advantage Fund is a dynamic hybrid fund which switches between equities and debt according to market value. The primary goal of it is lower downside but active capital growth over the long term.
Highlights
- Dynamic asset allocation strategy.
- Rebalancing between debt and equity automatically.
- Time to shift through market cycles.
Key Features
- Big cap equity preference of stability.
- Quant model of allocating decisions in-house.
- Strong risk controls
Pros
- Tends to minimize the instability of erratic markets.
- Less risk compared to pure equity funds.
- Periodic reviews and re-adjustments.
Cons
- During general equity bull markets the returns can be lagging.
- May be tax-inefficient to the middle degree in case of short-term movements.
The statistics above indicate that the bank has enhanced its performance results over the last year.
Performance Snapshot (as of Jan 2025)
| Time Period | Fund Return (%) | Category Average (%) |
|---|---|---|
| 1 Year | 15.8 | 13.2 |
| 3 Years | 13.7 | 12.1 |
| 5 Years | 12.6 | 11.5 |
People also ask:
Q: Will balanced advantage fund be good SIP in 2025?
A: Yes. It is applicable to SIP since it employs dynamic strategies to adjust to the existing market environments without too much risk.
How does this growth and stability fund balance the Hybrid Equity Fund in India? PGIM India Hybrid Equity Fund.
It is a typical hybrid equity scheme with the intention of creating long-term wealth by a combination of 65 per cent equity and the remaining in the form of debt instruments. The fund is appropriate in the case of an investor who would want some equity upside but at reduced risk than that of a pure equity fund.
Highlights
- Maintained stock to debt ratio (65:35).
- Good inventory-selection in industries.
- Bonds Government/corporate bonds exposure.
Key Features
- Rebalanced portfolio on a regular basis.
- Diversification of 35 to 45 stocks.
- Use of high-rated debt papers
Pros
- Reduced volatility as compared to pure equity funds.
- Potential of taxation benefit as stock fund.
- Prospective income of debt portion.
Cons
- More risky than conventional debt funds.
- May does not perform well on pure equity during bull years.
The performance snapshot (as of Jan 2025) indicates that the company has achieved a relative performance of 47.75 in the six most recent years.
Performance Snapshot (as of Jan 2025)
| Period | Fund Return (%) | Category Average (%) |
|---|---|---|
| 1 Year | 17.2 | 15.8 |
| 3 Years | 15.1 | 13.8 |
| 5 Years | 13.4 | 12.3 |
Insights of Experts: For 3 years in the row, the ranking of the Hybrid Equity Fund of the India Fund (PGIM) has been in top quartile of the segment based on its disciplined selection of the sector and managerial performance.
PGIM India Arbitrage Fund - Is This Fund Able to provide Stable Income?
Arbitrage funds are designed to capitalize on disparities in prices between cash markets and derivatives markets and, therefore, this scheme can be suitable should your main objective be stable returns with nearly no equity risk. The fund primarily focuses on equity arbitrage and a portion on high grade debt.
Highlights
- Minimal risk and tax-advantageous like equity funds.
- Preponderantly hedged stocks.
- Appropriate short to medium duration holding.
Key Features
- Low NAV volatility is equal to fully hedged positions.
- Good in depositing excess money 6-12 months.
- Monthly and quarterly dividend pay-out plans.
Pros
- The returns are higher than usual liquid accounts or savings accounts.
- Low market risk since 100 percent equity is hedged.
- None under 1 year long-term capital gain tax.
Cons
- Less performance than aggressive hybrid funds.
- Performance is reliant on arbitrage market.
Returns Table (Jan 2025)
| Period | Fund Return (%) | Category Average (%) |
|---|---|---|
| 1 Year | 7.0 | 6.5 |
| 3 Years | 6.2 | 5.7 |
| 5 Years | 6.1 | 5.9 |
People also ask:
Q: Is the arbitrage fund totally risk free?
A: Although the arbitrage funds reduce the equity risk they are not risk-free because there are drastic circumstances in the market which can affect returns slightly.
What Is the Comparison of PGIM Hybrid Funds with other Top AMCs?
| Fund Name | 1 Year Return | Expense Ratio | Minimum SIP | Portfolio Equity |
|---|---|---|---|---|
| PGIM India Hybrid Equity | 17.2 | 0.89% | ₹500 | 68% |
| ICICI Prudential Balanced Adv | 16.5 | 1.08% | ₹100 | 65% |
| Axis Hybrid Equity | 15.7 | 1.23% | ₹500 | 70% |
| HDFC Hybrid Equity | 15.1 | 1.25% | ₹500 | 68% |
Expert Opinions: The hybrid funds of the company compared to the peers have performed better in the 1-year and 3-year periods with costs remaining competitively low.
Why would this be an appropriate choice of investment funds to be made by what type of investors?
- Investors new and seeking a hassle free dual growth and safety approach.
- The retirees or those conservative investors who focus on regular income.
- Investors with long-term goal objectives and require returns that are better than FDs with a little equity exposure.
- Individuals who have moderate risk tolerance and desire professional management of funds.
- Parents designing education or marriage corpus to children.
Did you know? SIP in hybrid funds have gained popularity amongst young professionals in urban India because of their high historical performances and relative safety in the short-term.
What are The Strengths and Weaknesses of Investing in PGIM Hybrid Funds?
Advantages
- Less risk: diversification with respect to asset classes.
- Flexible strategic management of market cycles.
- Alternative to periodic payments or growth accruals.
- Professional fund research and monitoring.
- Reduced declines in volatile markets in comparison with pure equity funds.
Limitations
- During the good times, returns can also be poorer than those of diversified smallcap/midcap funds.
- Not entirely risk-free since both the equity and the debt markets are subject to inherent risks.
- There are moderate effects of tax in case of short-term switching.
What is the How To Invest or Start SIP in PGIM India Hybrid Funds?
It is easy to invest whether using the formal AMC site, registered distributors of the mutual funds or using third-party investment applications. The SIP can be done up to a minimum of 500 rupees most funds to promote regular savings.
Follow these steps:
- Select the hybrid fund that fits your investment and investment goal.
- Full KYC procedure online or offline.
- Choose between SIP and lumpsum mode of investment.
- Enter your bank account and finalize payment.
What to watch before investing in PGIM Hybrid Mutual Funds in 2025?
- Quality and track record of fund manager that manages the scheme.
- Rebalancing and current asset allocation plan.
- Any recent adjustment of investment objective in the scheme.
- Cost efficiency- exit load and expense ratio.
- Consistency in past 3-5 years performance over 1-year flukes.
People also ask:
Q: Is it possible to invest in NRIs in the hybrid mutual funds of PGIM India?
A: Yes. The investment in the PGIM India Mutual Funds by non-resident Indians (NRIs) is subject to FEMA regulations unless the customer is a US and Canada resident.
Quick Recap (TLDR)
- PGIM India Hybrid Funds: a combination of debt and equity in order to get balanced returns.
- Best investments in 2025: Balanced Advantage, Hybrid Equity and Arbitrage Fund.
- None of the weaknesses are presented in the statement; active management, historical performance and flexible asset allocation are key strengths.
- Best: MRTs who are moderate risk takers, the retired, or first time investors or those seeking to outperform fixed deposits.
- The process of careful selection and regular revision suggested.
People Also Ask - FAQs
Q: Does the 2025 SIP best fund in Paul G. Indian Mumbai hybrid funds?
A: It is perceived to be the best monthly SIP investment with good and periodic performance and controlled assets of a fund in terms of discipline that makes A: PGIM India Hybrid Equity Fund best.
Q: Do hybrid funds make sense when it comes to child education purpose?
A: Yes. The hybrid funds can assist to establish a diversified corpus in 7-10 years to meet the educational requirements since they provide a balance between growth and stability.
Q: Is there an improvement in liquid funds compared to the PGIM India Arbitrage Fund?
A: Arbitrage funds generally have a little more returns than liquid funds with the same low risk, but it depends on the volatility of the market.
Q: What is the average lock in of these hybrid schemes?
A: There is no lock-in in LRGIM India hybrid mutual funds, except of tax-saving ones. Normal hybrid funds are redeemable at all times, and often attract a minimal exit load in case they are redeemed within 12 months.
Q: Does that mean that I need an advisor to invest in Paul Gross International India hybrid funds?
A: Direct online investment is possible, but it can be advisable to analyse suitability with the help of an advisor, conduct frequent reviews, and make sure that it is tax-efficient.
Sources
- PGIM India Mutual Fund Official Website.
- Value Research Online Mutual Funds Performance.
- Moneycontrol Mutual Funds.
