The Best Motilal Oswal Equity Mutual Funds in 2025 - The Ultimate Guide
Equity mutual funds are regarded as an excellent way of accumulating wealth in India and in many cases, are regarded as a long term investment mode. Motilal Oswal mutual fund has created a niche among all the other fund houses with its focused and research oriented equity schemes. In this article, we discuss the most appropriate Motilal Oswal equity mutual funds of 2025, its strengths, their performance, and why they are the best to invest with.
What is Special about Motilal Oswal Equity Mutual Funds
Motilal Oswal mutual fund has a reputation of having a Buy right Sit tight philosophy. This implies that when one chooses good companies, he or she holds them across market cycles, and the compounding effect of time will take its course. They have concentrated portfolio in their equity funds, substantial research support, and focused orientation to selected sectors or themes.
Key Features or Highlights
- Focused portfolio, 20-30 high conviction stock picks.
- Most of the funds are pegged on Nifty indices or sector indices, which contributes towards transparency.
- Value investing and growth oriented merge.
- Investment plans that are supported by thorough research.
- Large cap, mid cap, small cap, multicap and thematic funds.
What are the Top 10 Equity Mutual Funds of Motilal Oswal in 2025
We will examine the most popular and the most consistent performing equity mutual funds of Motilal Oswal according to current data and fund manager plans according to 2025.
Motilal Oswal Nifty 50 Index Fund
This fund is a first-choice investment in case you want a passive fund that tracks the bluechip stocks of India. It merely follows the Nifty 50 index, and it provides general market coverage.
Highlights
- Imitates the Nifty 50 returns but at a low cost ratio (approximately 0.18 percent in 2025).
- Tax efficient and highly liquid.
- Appropriate to first time investors or less risky individuals.
Pros
- Reduced management fee as a result of passive approach.
- Large cap diversification in terms of stable risk profile.
Cons
- Performance capped to that of an index, performance may be inferior to market.
- None of the fund manager alpha generation.
People also ask:
Q: Is Motilal Oswal Nifty 50 Index funds suitable in SIPs?
A: Yes it is popularly applied in long term SIPs since it accumulates wealth progressively with market growth.
Motilal Oswal Flexicap Fund
This scheme has previously been called Motilal Oswal Multicap 35 Fund; it is characterized by an active management and the capability to invest in large, mid, and small cap stocks depending on the opportunities.
Key Features
- Smooth asset allocation in the light of fluctuating market conditions.
- Extensive emphasis on high conviction stocks (typically under 35 holdings).
- 5 year CAGR (2020 to 2025) above 19.5 percent.
Benefits
- Possibility of outperforming a wider index during an up-market.
- Market capitalisations diversification.
Drawbacks
- Betting greater risk with concentrated bets.
- Bear markets increase volatility.
Expert opinion: Motilal Oswal Flexicap Fund is currently among the most performing multicap funds in India, due to the stock selection based on research and a vigorous allocation policy.
Motilal Oswal Large and Midcap Fund
This fund is appropriate to investors who require exposure to the well established large caps and the rapidly growing midcaps. It is a blend of safety and growth and thus can be used by people with moderate risk appetite.
Key Features
- Balanced assets allocation: Large and midcap companies 50 percent each.
- Competitive advantage following quality midcap incorporation.
- Latest AUM (March 2025): [?]6,221 crore.
Pros
- Growth vs. Stability.
- Reduced volatility compared to pure midcap and smallcap funds.
Cons
- Risky than pure large cap funds.
- Occasionally difficulties at the middle of the capital sales.
People also ask:
Q: Does Motilal Oswal Large and Midcap Fund have a place in the childrens education?
A: The answer is yes, its balanced approach is well geared towards long term objectives such as children education or marriage.
Motilal Oswal Midcap Fund
This scheme is dedicated to gain capital increase in the mid capital sector of India and this scheme would be advisable to long term wealth accumulation investors.
Key Features
- Invests into 30-40 midcap companies that have a strong growth potential.
- 3 year CAGR (2022-2025): Around 22.4 percent.
- Great potential alpha funds versus large cap funds.
Advantages
- Great growth potential owing to increasing midcap business.
- Effective in the hands of investors who are more risky.
Disadvantages
- Increased risk and volatility in short term.
- May does not perform well during corrections in the market.
Did you know? The bulk of the finest performing equity plans in India between 2018 and 2025 have had a major allocation to the midcap stocks in their expansion cycles.
Motilal Oswal NASDAQ 100 Fund of Fund
This fund of fund provides an opportunity to invest in the best US technology firms by investing in the Nasdaq 100 index.
Special Features
- International equity investment through Indian rupee investments.
- Incorporates such companies as Apple, Microsoft, Amazon, and Tesla.
- 5 year CAGR (2020-2025): Nearly 23 percent.
Merits
- Rupee depreciation hedge.
- Involvement in international technology.
Demerits
- Currency risks involved.
- Less diversified technology heavy portfolio.
People also ask:
Q: Does Motilal Oswal NASDAQ 100 FOF tax as an equity fund?
A: No, the underlying assets are international equities, and it is taxed as a debt fund.
The Way to Select the Most Suitable Motilal Oswal Equity Fund to Meet Your Targets
To choose the right equity mutual fund, you need to choose based on your time horizon, risk-taking, and investment goals. Consider these points:
- The Nifty 50 Index Fund is simple and stable to the beginners and conservative investors.
- Large and Midcap and Flexicap are good choices in 5 years plus objectives with medium to high risk tolerance.
- Midcap Fund is favored by the investor who realizes the market cycles and prefers long term high growth.
- NASDAQ 100 FOF is appropriate in terms of diversification on a global level.
Professional opinion: According to the opinions of top financial planners, you have to start with an index fund and then slowly invest in the actively managed funds as you gain confidence and knowledge of the Indian and global markets.
Table of the Best Motilal Oswal Equity Funds 2025
| Fund Name | 5 yr CAGR* | Expense ratio (2025) | Portfolio type | Minimum SIP ([?]) |
|---|---|---|---|---|
| Nifty 50 Index Fund | 13.8% | 0.18% | Large Cap Index | 500 |
| Flexicap Fund | 19.5% | 0.84% | Multicap | 500 |
| Large and Midcap Fund | 17.2% | 0.92% | Large and Midcap | 500 |
| Midcap Fund | 22.4% | 0.89% | Midcap | 500 |
| NASDAQ 100 FOF | 23.0% | 0.56% | International Equity | 500 |
CAGR = Compound Annual Growth Rate, As of March 2025.
What Are the Risks Involved in Motilal Oswal Equity Funds
- Equity market fluctuations risk in the market.
- Focused sector or stock concentration risk of funds.
- International fund currency risk.
- No guaranteed returns.
One should also look at documentation of the scheme involved, historical performance and industry allocation prior to investing in any equity mutual fund.
Motilal Oswal Equity Fund Returns Tax in 2025
- Any gains of domestic equity mutual funds above 1 year are subject to taxation at 10 percent (LTCG) over [?]1 lakh in a financial year.
- Short term gains (less than a year) are subject to a tax of 15 percent.
- The taxation of debt funds is lured by international funds such as NASDAQ 100 FOF.
Did you know? The domestic equity funds have not received any changes in their taxation policies since 2019 but can be discussed during future Finance Bills depending on the market conditions.
SIP vs Lump Sum — Which is Better in Motilal Oswal Equity Funds
SIP Advantages
- Rupee cost averaging in volatile market.
- Reduced timing the market risk.
- Develops discipline as a builder.
Lump Sum Advantages
- Advantageous in increasing markets when invested at a low point in the market.
- Fitted to windfall profits or big investments.
In 2025, SIP will still be the preferred investment by most retail investors because of the uncertain market volatility.
People also ask:
Q: Can I put a hold or raise my SIP in Motilal Oswal funds?
A: You are correct, you can update your SIP amount, pause or restart any time online or off-line according to your need.
Who Ought to Invest in Motilal Oswal Equity Mutual Funds
Motilal Oswal equity funds are also appropriate towards:
- Long-term (at least 5 years) capital growth investors.
- Individuals who embrace a research based method or concentrated equity wagers.
- Those who are comfortable with the short run market variations.
- Individuals who will test Indian and chosen US/global stocks in terms of wealth diversification.
It is important to always seek advice of an SEBI registered financial advisor when making investment decisions depending on the shifting goals and market conditions.
Quick Recap or TLDR
- Motilal Oswal mutual fund is reputably known to have concentrated equity strategies in India.
- Nifty 50 Index Fund is most suitable in the low cost large energy exposure.
- Active outperformance at Flexicap Fund is the same in multicap space.
- Midcap funds are good in long term returns but highly volatile.
- NASDAQ 100 FOF empowers investment in technology around the world without a lot of effort.
- Evaluate your risk profile and align it with fund style and then invest.
Best Motilal Oswal Equity Mutual Funds Frequently Asked Questions
Q1. How much will it cost to invest in the Motilal Oswal mutual funds?
The majority of Motilal Oswal equity schemes permit minimum SIP [?]500 and lump sum investment [?]5000.
Q2. Is Motilal Oswal Equity Funds Investable by NRIs?
Yes, the majority of Motilal Oswal equity funds accept NRI investments of permitted nations.
Q3. What about the redemption of units or check NAV of Motilal Oswal funds?
You will be able to redeem either through the AMC web site, applications, or through the mutual fund sites; on the portal NAV is updated daily.
Q4. Which is the entry load or exit load of these funds?
All funds have a zero entry load. Exit load differs (usually 1 per cent redeposited during 12 months).
Q5. What is the best Motilal Oswal fund to start with?
The Nifty 50 Index Fund is the easiest and least complex that one can use, and because it is stable.
To get a detailed scheme information, SIP calculators, and portfolios, visit the official Motilal Oswal AMC Website or refer to the third party mutual fund analytics sites.
Sources
- Motilal Oswal AMC,
- Value Research, SEBI,
- Factsheets of official funds by the end of March 2025.
