The Hybrid Mutuals and ETFs of Best Mirae Asset Hybrid Funds in 2025 Full Guide
This guide provides an overall review of the best hybrid schemes, their performance and features, as well as practical suggestions to investors wishing to get growth and stability. Hybrid funds are a combination of equity and debt and will suit the person who requires lower risk with balanced returns as compared to pure equity schemes. As Mirae Asset gains more and more recognition in India, their blend products appeal to novices and experienced clients as well.
Mirae Asset Hybrid Mutual Funds What Are They?
Mirae Asset hybrid mutual funds are funds that will invest in a combination of equity shares and fixed income securities such as bonds. These funds assist investors in minimizing the overall volatility by combining growth potential of the stocks and stability of debt.
There are several types of hybrid funds such as aggressive hybrid, conservative hybrid, balanced advantage and equity savings. Mirae Asset has a variety of them, all with risk appetite and objectives.
Key Features or Highlights
- Mixing of equity and debt to stabilize and grow.
- Appropriate in medium and long-term objectives.
- Overseen by seasoned fund managers.
- Automatic portfolio balancing.
- Tax efficiency with respect to traditional fixed deposits.
Pros
- Asset portfolio diversification.
- Less volatility in comparison to pure equity funds.
- Professional portfolio management.
Cons
- Not totally risk-free.
- Bull markets can have lower returns than the equity funds.
- Debt amount that is sensitive to interest rate risk.
Why Mirae Asset Hybrid Funds to 2025
The hybrid schemes of Mirae Asset may be a prudent decision in 2025 because of several reasons. The recent trends have also indicated that market volatility has been on the rise and asset allocation is more important than ever. Hybrid funds provide cushioning during severe market corrections and exploit the opportunities in the debt markets.
The uncertainty in the equity market and interest rate will continue increasing in 2025; as a result, balanced schemes will probably remain popular. Mirae Asset has demonstrated a strong risk handling and a steady fund performance which has earned the trust of the investor in India.
Key Points
- The funds of Mirae Asset have a good track record.
- Professional portfolio strategies of dynamic markets.
- Competitive expense ratios.
People Also Ask
Are hybrid mutual funds a good choice among beginners in India?
Yes, the hybrid mutual funds assist the beginners as it shares risk between equity and debt, hence is less volatile.
Did you know?
Indian hybrid funds presently comprise of almost 18 percent of the total mutual fund AUM, indicating their increasing popularity[^1].
What Are the Top Mirae Asset Hybrid Mutual Funds in 2025
The following are the best Mirae Asset hybrid funds that can be identified as having various needs and risk representations:
Mirae Asset Hybrid Equity Fund
It is the flagship aggressive hybrid of Mirae Asset that has approximately 65-80 percent of equities and the remaining in high-quality debt. It plans to make long term capital gains with low risk.
Highlights
- Blended portfolio of big company stocks and triple-A stocks.
- Better risk-reward allocation that is dynamic.
- Minimum investment: [?]5,000.
Performance Table
| Fund Name | 1 Year Returns | 3 Year Returns (CAGR) | Standard Deviation | AUM (₹ Cr, 2025) | Expense Ratio |
|---|---|---|---|---|---|
| Mirae Asset Hybrid Equity | 17.8 percent | 13.6 percent | 9.1 percent | 7,500 | 0.97 percent |
Pros
- Always beating benchmark.
- Reduced drawdowns as compared to pure equity funds.
- Appropriate in the case of SIP and lump sum investment.
Cons
- May be poor in hot equity bull markets.
- Not suitable on short term needs.
Asset Balanced Advantage Fund, Mirae
This is a fund that fluctuates between equity and debt, depending on the prevailing circumstances in the market. This type of dynamic distribution makes it flexible and capable of dealing with uncertain markets such as those that will occur in the year 2025.
Key Features
- Equity allocation changes between 30 and 80 percent.
- In-house asset allocation model.
- Treated as equity fund because of increased average holding in equity.
Performance Table
| Name of Fund | 1 Year Returns | 3 Year Returns (CAGR) | Standard Deviation | AUM (₹ Cr, 2025) | Expense Ratio |
|---|---|---|---|---|---|
| Mirae Asset Balanced Advantage Fund | 14.2 percent | 10.8 percent | 7.4 percent | 3,950 | 1.05 percent |
Pros
- Less downside during the falling markets.
- Shall be appropriate to first time mutual fund investors.
- Ideal for SIPs starting from [?]500.
Cons
- Repurchase potential during bull runs.
- Needs a more vigorous keeping check.
People Also Ask
What is the distinction between aggressive hybrid and balanced advantage funds?
Aggressive hybrids have set high equity portion. Balanced advantage funds vary the equity and debt ratio dynamically in accordance with the market trends.
Expert Insights:
As the leading analysts have indicated, dynamic assets allocation models are effective when you are in unpredictable phases of the market, which is typical in 2025.
Mirae Asset Equity Savings Fund
The equity savings fund is a mixture of equity, arbitrage and debt and thus it is among the least volatile equity based funds. In most cases, the equity exposure is marginally above 65 percent though risks are hedged through arbitrage and fixed income.
Key Highlights
- Net equity of 30-40 percent, arbitrage 30 percent, remainder debt.
- Is that a monthly income stream with growth opportunities.
- More cost-effective than pure debt funds.
Performance Table
| Fund Name | 1 Year Returns | 3 Year Returns (CAGR) | Standard Deviation | AUM (₹ Cr, 2025) | Expense Ratio |
|---|---|---|---|---|---|
| Mirae Asset Equity Savings Fund | 9.7 percent | 8.4 percent | 4.9 percent | 2,180 | 0.80 percent |
Pros
- Very low volatility.
- Regular income possible.
- Low-cost structure.
Cons
- Lack of potential returns as compared to pure equity or aggressive hybrid funds.
- Unacceptable to high growth seekers.
People Also Ask
Who is supposed to invest in equity savings funds?
They are appropriate on the case of conservative investors interested in low volatility and tax advantages of equity funds.
Did you know?
In equity savings funds, arbitrage strategies result in the creation of stable returns even in flat markets.
Mirae Asset Hybrid Funds Comparison 2025
A comparative summary of 2025 to help you select between the main Mirae Asset hybrid funds would be as follows:
| Fund Name | Equity Allocation | Key Focus | 3 Year Return (CAGR) | Risk Level | Best For |
|---|---|---|---|---|---|
| Hybrid Equity Fund | 65-80 percent | Long-term growth | 13.6 percent | Moderate-high | Growth-seeking moderate risk |
| Balanced Advantage Fund | 30-80 percent | Dynamic allocation | 10.8 percent | Moderate | First-timers, market cycles |
| Equity Savings Fund | 15-40 percent | Stability, income | 8.4 percent | Low | Monthly income, low volatility |
People Also Ask
Is it possible to change Mirae Asset hybrid funds?
Yes, exit loads and tax implications should be looked into before switching between funds, of course.
Expert Insights:
Hybrid funds are particularly attractive to retirees who are conservative investors at 2025, because they offer an appropriate risk-reward ratio and payout period.
The Best Mirae Asset Hybrid Fund Result
The choice of the appropriate hybrid fund will be determined on the basis of your financial objectives, risk tolerance and time horizon. Here are practical tips:
- To grow more and have moderate risk: Select Hybrid Equity Fund.
- When investing in all market cycles: Select Balanced Advantage Fund.
- To save money to have a steady monthly income: Prefer Equity Savings Fund.
Evaluate previous performance, cost-to-equity ratio, fund manager performance and align fund strategy with your plan.
Key Factors to Consider
- Investment horizon (Most hybrid funds have at least 3 years).
- SIP vs lump sum investing.
- Risky and regular income.
People Also Ask
What is the monthly income Mirae Asset hybrid fund?
Mirae Asset Equity Savings Fund has yearly regular monthly payouts available and growth.
Did you know?
More digital tools and robo-advisors assist investors in India to choose mutual funds according to their precise objectives in 2025.
Who Are the Investors to Be Considered Mirae Asset Hybrid Funds
Mirae Asset hybrid mutual funds are appropriate to a wide range of investors:
- New mutual fund investors seeking reduced risk.
- Intermediate risk takers seeking better than FD returns.
- Elderly people in need of a stable income with growth.
- All-weather investors in volatile years.
Highlights
- The SIP investors enjoy the rupee cost averaging.
- Minimal minimum capital requirement.
- Useful in the accumulation of wealth as well as in earnings.
Mirae Asset Hybrid Mutual Funds Taxation in India
Tax regulations influence your eventual income. Here’s what applies in 2025:
- Balanced advantage and hybrid equity funds are subject to taxation of equity funds.
- LTCG (more than 1 year): 10 percent more than [?]1 lakh gains per year.
- STCG (up to 1 year): 15 percent.
- Equity taxation is also awarded to equity savings funds.
- Less than 65 percent equity investment Conservative hybrids that are taxed as debt funds.
- LTCG: 20 percent indexed after 3 years.
Look up new government regulations on an annual basis since tax regulations are subject to changes.
What Are the Risks Associated with Mirae Asset Hybrid Mutual Fund
No investment is risk-free. Even with hybrid funds there are some risks:
- NVA can be influenced by the equity market fluctuations.
- The alteration of interest rates has effect on debt component.
- Risk of credit on less risky bonds.
- Potential inability to perform in either extreme bull or bear market.
Risk reduction measures would include taking SIPs, diversifying investments and not panicking and withdrawing investment during market crashes.
TLDR or Quick Recap
- Mirae Asset hybrid funds are a combination of equity and debt to give appealing returns to risk-adjusted returns.
- The best choices to make in 2025 include Mirae Asset Hybrid Equity, Balanced Advantage, and Equity Savings Fund.
- Fit different profiles: growth-seekers, conservative investors, retirees.
- Performance of the checks, features, tax and match to your needs and then invest.
People Also Ask
Q1. What is the best Mirae Asset hybrid fund in 2025?
Mirae Asset Hybrid Equity Fund is the best in terms of growth and moderate risk whereas Balanced Advantage and Equity Savings Fund can be recommended to conservative and flexible investors respectively.
Q2. Is it possible to invest in Mirae Asset hybrid funds by means of SIP?
Yes, all the major Mirae Asset hybrid plans permit SIP with a minimum of [?]500. SIP contributes to the stock market volatility control and smart investment.
Q3. What is lock-in Mirae Asset hybrid funds?
Open-ended hybrid funds normally have no lock-in. Exit load can however be applicable in case it is redeemed within the given time range, in most cases up to 1 year.
Q4. Is it safer to invest in hybrid fund, or equity fund?
The volatility and risk of hybrid funds are lower than the equity funds with no guarantee of investments or principal safety.
Q5. What is the way of how to monitor Mirae Asset hybrid fund performance?
Monitor Check NAV trends and performance on the AMFI portals, or investment apps of Mirae Asset.
Sources
- AMFI
- 2025 AMFI Industry Report
