Best Canara Robeco Hybrid Mutual Funds in 2025 Full Guide
Canara Robeco has become a reliable mutual fund house to the Indian investor when choosing the most appropriate hybrid mutual funds to have steady returns and mitigate risks. They have hybrid funds that combine the possibilities of equities with stability of debt securities and target both conservative and growth-oriented people who want to have a middle way. With new opportunities and challenges in the Indian markets in 2025, knowledge about the best Canara Robeco Hybrid Mutual Funds would come in handy and enable you to make good investment choices and create a strong investment portfolio.
What is a Hybrid Mutual Fund
The hybrid mutual funds are the funds that are invested in both equity (stocks) and debt (bonds, money market instruments). They seek to trade equities high-earning potential and debt steady returns to provide relative stability. The product is good to the investors that desire growth but with less volatility as compared to pure equity funds.
Key Features or Highlights
- Invests in equity, debt and even gold or REITs.
- Dependent on the exposure to equity can be classified as aggressive, balanced and conservative.
- Practices the automatic rebalancing of portfolios by fund managers.
- There is tax efficiency in terms of equity allocation.
Why Canara Robeco Hybrid Mutual Funds
Canara Robeco is among the oldest asset management firms in India, and it boasts of a good reputation of managing funds well, research-intensive and customer-oriented service. Their hybrid plans are attractive in terms of providing steady returns and in terms of having a limit in the downside risk- which is important to Indian retail investors.
Pros and Cons
Pros
- Managed in an active manner by experienced professionals.
- Reduced risk when compared to pure equity funds.
- Pays regular dividends and share increase.
- Appropriate in SIP investments and lump sum.
- The diversified investment portfolio.
Cons
- Fails to do well in extreme bull markets.
- The returns are also determined by equity and debt market conditions.
- Not immune to market risks.
Did you know?
As of 2024, hybrid funds have gained popularity, with more than [?]45,000 crore of net inflows which is impressive considering the popularity of the product amongst Indian investors.
What are the best Canara Robeco Hybrid Mutual Fund in 2025?
We shall see the top choices that exist, their performance history, appropriateness, and their distinguishing characteristics and to whom they are most beneficial.
Canara Robeco Equity Hybrid Fund Review
It is the Canara Robeco flagship hybrid fund and it has a significant share in equity growth with moderate share in the balance debt.
Key Features or Highlights
- Proportion of equity 65-80 percent.
- Debt allocation: 20 to 35 percent.
- Fund size (AUM as of mid-2025): [?]7,620 crore.
- Investment horizon should be 3 years and above.
- Research: Long-term returns (5 years CAGR): 13.8 percent.
- Minimum SIP: [?]1000 per month.
Pros and Cons
Pros
- Compared with category average, has consistently performed better in the past five years.
- The product suits moderate risk-takers who are interested in long-term capital growth.
- Frequent rebalancing concentrates the downsides of the market.
Cons
- During corrections in the market, returns may vary.
- It is not appropriate to very conservative investors.
Canara Robeco Conservative Hybrid Fund Review
This plan is more risk-averse and has a larger ratio of bonds and less equity will be used to gain additional growth.
Key Features or Highlights
- Share distribution: not more than 25 percent.
- Debt allocation: 75 to 80 percent.
- Fund size (AUM): [?]2,070 crore as of 2025.
- 3-year CAGR: 8.9 percent.
- Appropriate in investment horizon of 2-3 years.
Pros and Cons
Pros
- Higher debt level results in low volatility.
- Gives good returns than the fixed deposits within the same period of time.
- Appropriate to retiree and conservative investors.
Cons
- Minimal upward movement when equity markets are on a rally.
- The returns can be influenced by changes in interest rates.
Experts opinion:
Conservative hybrid funds are also becoming popular as the alternative to old-fashioned fixed-income products among the elderly generation and monthly income receivers.
Canara Robeco Dynamic Asset Allocation Fund Performance
It provides a dynamic separation of equity-debt, reallocation based on the market values, as presented in this fund. It relies on home made models to minimize the exposure to over-valued equity market and increase debt issue during unstable periods.
Key Features or Highlights
- No split of fixed assets - equity and debt vary according to market indications.
- Fund size (AUM): [?]1,310 crore mid-2025.
- Last 3 years CAGR: 10.2 percent.
- Minimum Deposit: [?]5,000 (lump sum), SIP [?]1,000 and above.
Pros and Cons
Pros
- Elasticity to hedge capital in turbulent times.
- Lessens risks of investing in market peaks.
- Apposite to first time mutual fund investors.
Cons
- Defensive positioning in May leads to poor performance in protracted bull markets.
- A little extra cost ratio because of active asset management.
Did you know?
In 2024, Dynamic asset allocation funds drew in 18 percent additional inflows than in 2023, with investors fleeing in equity market volatility.
People also ask
Which Canara Robeco Hybrid Fund is the least risky to newcomers?
Canara Robeco Conservative Hybrid Fund, owing to its large ratio of debt, is said to be most appropriate to risk-averse investors or novice investors.
Comparison of These Funds to one another
The following table gives a snippet comparison of the best Canara Robeco hybrid funds:
| Fund Name | Equity Allocation | Debt Allocation | 3-yr CAGR (2025) | Fund Size ([?]Cr) |
|---|---|---|---|---|
| Equity Hybrid Fund | 65-80% | 20-35% | 12.9% | 7,620 |
| Conservative Hybrid Fund | Less than 25% | 75-80% | 8.9% | 2,070 |
| Dynamic Asset Allocation Fund | Dynamic | Dynamic | 10.2% | 1,310 |
Who Is to Invest in Canara Robeco Hybrid Funds
- Young professionals who want to develop in the long-term and take controlled risks.
- Retirees or almost retirees who want stability and some growth.
- Those investors who move out of FDs or low yield debt instruments.
- Anyone who needs to have a steady stream of money and might want to become wealthy.
How to Invest in Canara Robeco Hybrid Mutual funds
- On the internet via Canara Robeco web site or major investment portals.
- Through the mutual fund distributors or through your relationship manager.
- Mutual fund investment services provided in registered banks.
- Modes in terms of SIP (Systematic Investment Plan) or lump sum.
Professional opinion:
The most extensively used way of investing in a hybrid fund is still the SIPs, which helps to smooth out the market fluctuations and promote saving.
People also ask
Is NRI investing in Canara Robeco Hybrid Mutual Funds?
Yes, NRIs are allowed to invest in accordance with the KYC and country-related requirements. Some jurisdictional restrictions can be in place.
Are Canara Robeco Hybrid Funds Tax Efficient
Hybrid funds are also tax-efficient with respect to equity allocation. In India, equity-oriented hybrid funds (where the percentage of equity exceeds 65) are treated taxologically as equity funds.
Taxation At a Glance
- Short term capital gains (less than 1 year): Taxed 15%.
- Long term capital gains (above 1 year): 10% of the capital gains above [?]1 lakh per annum.
- Dividends are included in a taxable income of an investor based on individual tax slab.
- Taxation of low-equity hybrid funds or conservative hybrid funds: Low-equity hybrid funds or conservative hybrid funds are taxed like debt funds (under the rules of March 2023) and thus tax norms should be reviewed before investing.
Charges and Exit Loads
- Expense ratio usually falls within the range of 0.80 to 1.9% on the regular plans (less on the direct plans).
- Most schemes have an exit load of 1 percent in case the redeeming is done within the 12 months.
- No entry load.
People also ask
What can I do to cut down on the expense when investing in Canara Robeco funds?
The alternative to the regular plans can be the direct plans, which would save distribution costs, which would lead to a lower cost ratio and growth in the long run.
How to Monitor Portfolio and Performance
- Get frequent factsheets on the Canara Robeco AMC site.
- Monitor NAVs and returns using investment portals (Groww, Zerodha, etc.).
- Automatically update by email on Canara Robeco in case of subscription.
- Publication of funds manager insights is done quarterly.
Did you know?
SEBI also requires periodic reporting of portfolio holdings and fund manager commentaries on all mutual funds to enhance transparency by the investors.
Some of the important questions to ask when investing
- Evaluate your risk profile and investment horizon.
- Inspect past returns but emphasize on consistency as opposed to maximum returns.
- Look at asset allocation strategy and credentials of fund manager.
- Reflect on new SEBI regulations and taxation developments.
- Hold SIPs in times of market volatility to get better returns.
TLDR or Quick Recap
Canara Robeco Hybrid Mutual Funds 2025 are balanced and flexible funds providing an option to the Indians. Equity Hybrid Fund is suitable to growth oriented investors, Conservative Hybrid to those who want stability, and the Dynamic Asset Allocation Fund is flexible to protect against volatility. They are professional management, diversified and relatively tax advantages and thus are a dependable tool of a new and an experienced investor.
People Also Ask
Q: Canara Robeco Equity Hybrid Fund or Dynamic Asset Allocation Fund: Which is better?
A: The Equity Hybrid Fund has greater growth prospects, and is relatively riskier, but also the Dynamic Asset Allocation Fund has auto control of asset mix and risk. You must select a match to your risk profile.
Q: Is Canara Robeco Hybrid Funds appropriate in 3 years investment?
A: Yes, hybrid funds can be used in the 3-5 years and even longer horizon as it offers more risk-adjusted returns which can be used in medium-term objectives.
Q: What was the previous performance of Canara Robeco mutual funds?
A: Historically, the major Canara Robeco hybrid funds have performed at the category beating with reduced volatility as compared to peer funds.
Q: Does SIP outperform lump sum investment in hybrid funds?
A: To majority of investors, SIP is the choice since it smooths out the market boom and market downside purchase price, however, lump sum can work in favor of the investor when invested in market downs.
Q: Does this make these funds safe as monthly income?
A: Conservative hybrid funds of Canara Robeco remain a tendency among monthly income solutions, particularly with SWP (Systematic Withdrawal Plan) facility.
Sources
- Official Website of Canara Robeco AMC,
- Value Research Online
