Best BOI AXA Equity Mutual Funds Complete Guide 2025
The equity mutual funds are still one of the favorite instruments of investment in India particularly by individuals who seek wealth creation in the long term. BOI AXA Mutual Fund is a joint venture between the bank of India and the AXA Investment Managers, which provides a wide range of equity funds according to the needs of various investors. The selection of the appropriate BOI AXA equity mutual fund has become more vital in 2025 when new market trends and changing investor preferences are considered. This paper will give a detailed description of the top BOI AXA equity funds, their performance, features, advantages, and the major consideration someone should make before investing.
Why Is BOI AXA Equity Mutual Funds Popular in 2025?
The high fund management team, disciplined investment strategy, and effective risk management have become the key to popularity of BOI AXA equity mutual funds. They invest in different market capitalization like large cap, mid cap, small cap and multi cap.
Key Highlights
Strong research support of stock choice.
Regular long-term performance at risk-adjusted returns.
In line with the financial outlook of various investor profiles.
Focus on areas which are likely to grow in the future.
Did you know?
By 2025, BOI AXA has implemented digital tasks that ensure that the investors monitor their portfolios and have monthly updates on their equity funds performance.
What are the best BOI AXA equity mutual funds in 2025?
The use of multiple BOI AXA equity funds has proved to be outstanding over the recent years owing to their record and capability to adjust to the changes in the market. The following are the most successful options:
BOI AXA Large Cap Equity Fund
The fund is primarily invested in blue-chip companies and is focused on stability and capital appreciation. Having more than 80 percent in large cap stocks, the fund is aimed at decreasing volatility.
Advantages
Consistent performances even during unstable markets.
Apposite to risk averse investors who seek moderate growth.
Target well established firms.
Limitations
Low potential in bull markets relative to mid and small cap funds.
May will not perform well when the big cap sector is performing poorly.
BOI AXA Midcap Equity Fund
This fund targets mid sized businesses that are looking to grow and has a higher chance of making higher returns and is able to stand some fluctuations in the market.
Key Features
Better growth opportunities with midcap exposure.
To reduce the unsystematic risk, diversification.
The proactive selection of stocks in new industries.
Drawbacks
Greater volatility associated with midcap.
Proper with an investor having a time span of over 5 years.
BOI AXA Flexi Cap Fund
This multi cap fund enables the fund manager to invest in large, mid and small cap stocks that enable it to respond to the opportunities in the market as they come by.
Positive Aspects
There is optimal allocation of assets due to flexibility.
Is able to capture growth within segments.
Favorable to investors who can not time the market.
Things to Watch Out For
Performance is related to skills of the fund manager.
The returns in the funds might vary less as compared to pure large cap funds.
People Also Ask
Q1: BOI AXA Equity Funds: What is the minimum investment in 2025?
A1: In the majority of BOI AXA equity mutual funds, the minimum SIP (Systematic Investment Plan) amounts to [?]500 and lump sum investments of [?]5,000 and above.
Performance of BOI AXA Equity Mutual Funds in the recent past
It is significant to compare and recent numbers in fund picking. As of 2025, numerous BOI AXA Equity mutual funds have continued to record appealing returns relative to the returns in the category.
| Fund Name | 3-Year CAGR (2022-2025) | 5-Year CAGR (2020-2025) | Risk Level | Assets Under Mgmt (in [?] crore) |
|---|---|---|---|---|
| Large Cap Equity Fund by BOI AXA | 14.7% | 13.2% | Moderate | 2,150 |
| BOI AXA Midcap Equity Fund | 20.2 | 18.4 | High | 950 |
| BOI AXA Flexi Cap Fund | 16.8 | 15.5 | 1,320 | Moderately High. |
Expert’s Insight
When such funds have a good risk management record and are performing above average returns, they will not lose investor confidence even in the turbulent periods. The disciplined equity style of BOI AXA comes to the rescue in this case. - Lakshmi Narayanan, Senior Mutual Fund Advisor.
Advantages and Disadvantages of Investment in BOI AXA Equity Mutual Funds
Pros
Research and proactive management: professional.
Rebalancing of the portfolio to the market trends.
Frequent disclosure and legal observance.
Cons
Stock market returns are influenced by risks.
There may be variations in performance based on the economic factors.
Quick Recap
- BOI AXA Equity funds are available in large cap, mid cap and multi cap.
- Reduced switching costs (3 to 5-year returns pre- and post-switched) above category average selected funds.
- Appropriate to an array of risk aversions and investment durations.
People Also Ask
Q: BOI AXA equity mutual funds are good investments in 2025 when it comes to first-time investors?
A: Yes, BOI AXA large cap and flexi cap funds are appropriate investments to the novice investor because they are consistently performing well, and they have diversified their portfolios.
What is the most important before investing BOI AXA Equity Funds?
There are some key factors that investors ought to consider before investing to ensure that they take the best out of mutual funds and returns.
Checklist for Investors
- Evaluate your risk profile and compare it with the type of fund.
- Track record of check fund manager.
Look at past performance in 3, 5 and 7 year not only 1 year. - Choose SIP or lump sum mode depending on the financial objectives.
- Track cost ratio; select lower ratios when there is equality on other factors.
- Find consistency, not only short-term returns.
Did you know?
The use of ESG (Environmental, Social and Governance) in the portfolio building of many BOI AXA equity funds has made them concentrate on responsible investing.
The differences between BOI AXA Equity Funds and other AMCs
The joint venture structure has resulted in BOI AXA having a combination of the global expertise and local market knowledge. They are preferred by the people who appreciate stability, researched decisions, and online convenience.
Comparison Table
| Factor | BOI AXA Equity Funds | Other Top AMCs. |
|---|---|---|
| Research Strength | supported by AXA global | depends on AMC. |
| Performance Consistency | Moderate and High | Some higher, some moderate. |
| Innovation | Digital tracking, ESG | Traditional and digital. |
| Ratio Expense | Competitive It ranges across AMCs. |
People Also Ask
Q: What are the ways by which an investor can redeem BOI AXA equity funds in the year 2025?
A: Investors may redeem the units through the BOI AXA Mutual Fund portal or through the authorised distributors and partner bank branches.
What are the tax implications on BOI AXA Equity Mutual Funds?
It is significant that Indian mutual fund investors need to know the effect of taxes. Taxation BOI AXA equity funds are taxed like any other equity mutual fund:
- The tax on short term capital gains (less than 12 months) is 15 percent.
- In the capital gains, long-term capital gains (greater than 12 months) on equity funds are subject to taxation at 10 percent of the gain that is over [?]1 lakh in a financial year.
- Tax saving schemes in BOI AXA e.g. ELSS (Equity Linked Savings Scheme) are subject to tax deductions which are up to [?]1.5 lakh under Section 80C but with 3 year lock-in.
Expert’s Insight
Above growth and tax benefits, Rohan Kumar, Tax Consultant, Mumbai, says that a SIP in BOI AXA ELSS can be of interest to anyone who perceives equity as a part of his tax planning.
How To Invest in BOI AXA Equity Mutual Funds in 2025?
It is now easier than ever to initiate an investment in BOI AXA equity mutual funds in 2025.
Steps to Begin
- Enroll online using PAN and Aadhaar.
- Complete KYC formalities
- Select equity fund and investing amount of choice.
- Install SIP or pay in form of lump sum through UPI or net banking.
- Monitor your investments on BOI AXA digital dashboard.
People Also Ask
Q: Is NRIs able to invest in BOI AXA equity funds in 2025?
A: Yes, Non Resident Indians may invest as long as it is in compliance with regulation and some procedures.
In Which Cases Should You Contemplate BOI AXA Equity Funds Among others:
The equity funds of BOI AXA might be the best option in case:
- You like AMC that has global research power.
You want the combination of security and middle development. - You appreciate frequent updates, openness and online convenience.
- You desire different cycle diversified or flexi cap.
Did you know?
By 2025, the confidence of Indian investors has been boosted as SIP investments in BOI AXA equity funds have grown by 17 percent annually.
TLDR Quick Recap
The equity mutual funds offered by BOI AXA constitute a combination of reliable returns and professional management in several segments. The most popular ones are the large cap, flexi cap, and midcap funds which will fit in a variety of risk profiles in 2025. Indian investors will get additional value in the form of digital tools, ESG focus, and tax-saving ELSS options.
People Also Ask FAQs
Q1: What is the top 2025 BOI AXA equity mutual fund to be used by beginners?
A1: BOI AXA Large Cap Equity Fund can be recommended to new investors because of its lower and stable risk profile.
Q2: Do mutual funds of BOI AXA include equity funds that are either open ended or close ended?
A2: The majority of the BOI AXA equity funds are open ended and the investor may invest in or out anytime.
Q3: What is the expected percentage of returns of BOI AXA midcap fund in 2025?
A3: According to historical figures, the midcap fund has brought in returns of between 17 to 20 percent CAGR over the period of 2022-2025, which cannot be used to predict future returns.
Q4: Does BOI AXA have frequent dividend options in equity funds?
A4: Some of the schemes have dividend payout and reinvestment but majority of the investors today choose the growth option to compound over long term.
Sources
- BOI AXA Mutual fund official web site,
- Value Research Online,
- Mutual Funds, India, 2011.
- Economic Times Markets
