Bandhan Mutual Funds - A 2025 Complete Guide
India The mutual funds are now the pillars of intelligent saving and wealth accumulation to both novice and seasoned investors. Bandhan Mutual Funds, out of the large numbers of fund houses, has become a very popular brand, particularly following its recent rebranding and high returns in major categories. Bandhan mutual funds are becoming an increasingly popular choice where those who want a safe, diversified investment with Indian objectives in 2025 can find their preferred choice.
What is Bandhan Mutual Funds?
Bandhan Mutual Funds is the term that is used to refer to the fund house and its entire portfolio of mutual fund schemes, that are operated and managed by Bandhan Asset management Company Limited. Previously called as IDFC Mutual Fund, the rebranding of the company to Bandhan Mutual Fund was done to enhance its growth momentum and a pan-India reach. Through open business operations and the performance of trustworthy funds, Bandhan Mutual Funds has diversified its product line and built trust in more than 25 lakh investors by 2025.
The reason why Bandhan Mutual Funds should be chosen in 2025?
Are you seeking an investment rationale to have Bandhan Mutual Funds on your list? One of the strengths that this fund house has in 2025 is in a few aspects:
- Large product range incorporating equity, debt, hybrid funds, index as well as tax saver funds.
- Managed funds which are professionally managed.
- Effective risk management system.
- Simple internet accessibility by the urban and the rural investor.
- Low entry barriers with an investment of as low as Rs. 500/ month in SIPs.
- Bandhan has a concentration on the creation of wealth as well as investor education and accessibility.
Did you know? As of April 2025, Bandhan Flexi Cap Fund had a 3 year annualised performance of more than 21.3 per cent above its category.
Strategic Places or Highlights of Bandhan Mutual funds
What is different about Bandhan mutual funds?
- Large Variety of Schemes: Short term liquid funds to growth oriented smallcap and midcap funds.
- Digital First Approach: Opening accounts online, tracking portfolios and immediate redemptions on certain funds.
- Powerful Brand Foundation: Supported by Bandhan brand that is reputable in terms of financial inclusion.
- SEBI Registered: Complies with all the norms of the regulation and guarantees the safety of investors.
- Tailored SIPs: Systematic Investment Plans have customised investment tenure and frequency.
Another tool applied in Bandhan is the goal calculator and transparency of expenses that the user is offered.
Advantages and Disadvantages of Investment in Bandhan Mutual funds
Pros
- Wide distributor base in all major cities, and tier 2, tier 3 towns.
- Several funds in different lengths and risk.
- Frequent disclosure of portfolio to investors.
- Facilities include SIP, Lump sum and STP.
Cons
- There are some younger funds that might be without a long history of returns.
- The thematic funds can have slightly higher expense ratios.
- Less variety of international funds than in the leaders 3 AMCs.
Analysis: The investing ecosystem in India is in dire need of a diversified AMC that has a solid rural relationship. Bandhan seals that void effectively. The reason is that these provide the company with a competitive advantage over the others in the market.
Aashna Ahuja, Mutual Fund Analyst, Mumbai.
Types of Schemes offered by Bandhan Mutual funds
Wondering what sorts of funds Bandhan has available? Following is a scenario that is fit-to-purpose in 2025:
- Equity Funds: Flexi Cap, Large Cap, Small Cap, Midcap, ELSS Tax Saver.
- Debt Funds: Banking and PSU Debt, Corporate Bond, Liquid, Overnight, Short Duration, Debt.
- Hybrid Funds: Equity Savings, Aggressive, Balanced Advantage.
- Index Funds and ETFs: Nifty 50, Nifty Next 50 and series of Bharat Bond ETF.
- Solution Oriented Funds: Child Gift Fund, Retirement Savings Fund.
This combination includes all Indian investment objectives, including capital appreciation, tax saving or income generation.
What is the performance of Bandhan mutual fund in 2025?
What is the comparison of the best-selling funds of Bandhan to the market averages? As of March 2025:
| Fund Name | 3 Years CAGR (%) | Category Average (%) | Risk Level |
|---|---|---|---|
| Bandhan Flexi Cap Fund | 21.3 | 19.2 | High |
| Bandhan Corporate Bond Fund | 8.8 | 7.4 | Low-Mod. |
| Bandhan Balanced Advantage | 13.6 | 12.1 | Mediocre |
| Bandhan Tax Advantage (ELSS) | 18.9 | 17.5 | High |
The majority of flagship schemes beat the average of each category both in 1 and 3 year terms.
Did you know? In February 2025, the Bandhan Balanced Advantage Fund was given the Best Hybrid Fund award by Financial Express.
People Also Ask
Should long term investment in Bandhan Mutual Fund be considered safe?
Response: Bandhan Mutual Funds has all the safety norms, and is regulated by SEBI. In the case of long term goals, it is necessary to align the risk profile and the appropriate Bandhan scheme.
SIP of Bandhan Mutual Funds?
Wonder how easily can you open an SIP with Bandhan?
- Minimum SIP value: As little as Rs. 500/month.
- Flexible SIP Dates: 1st, 5th, 10th, 15th, 25th.
- Step Up SIP: SIP amount is automatically increased annually to build your portfolio.
- Break or Change: You can take a pause, decrease or increase your SIP online.
- Top Up SIP: Add more investment with rise in income.
The SIP calculator set by Bandhan assists you to set realistic goals as per your goals.
Tax Advantages and Fees of Bandhan Mutual funds
What happens with taxes and charges in case you invest?
- The ELSS funds have a tax exemption of 80C up to 1.5 lakh annual.
- Capital gains tax to be paid as per general mutual fund regulations - as per holding period.
- Exit loads are applicable on withdrawal in short term funds reported at the outset.
- Processing, AMC and expense ratio fees - review fund factsheet.
- Disclosure consistency will make you familiar with the net returns.
People Also Ask:
Can I make direct investment in Bandhan Mutual Funds online?
Response: Yes, the investment can be done by using the official site of Bandhan, app, or the majority of online mutual fund platforms.
2025 Customer Support and Investor Services
The ease of query/help resolution?
Bandhan Mutual Funds has:
- 24x7 chatbot and email support
- Over 220 service centres in India.
- Customer care and 8 languages account statements, updates
- Rural Investor helpline.
- Nominee support: Nominative requests are supported step by step.
- Transmission requests: Transmission requests can be made in an incremental way as well.
The user experience rating by 2025 indicates a better response time to queries and an automatic update to the investors.
Comparison: Bandhan vs Other Top mutual funds houses
| Criteria | Bandhan Mutual fund | HDFC mutual fund | SBI mutual fund | Nippon mutual fund |
|---|---|---|---|---|
| Number of Schemes | 43 | 62 | 55 | 52 |
| Years Active | 11 | 23 | 25 | 29 |
| AUM (Cr) (2025) | 1,14,000 | 6,10,000 | 7,60,000 | 4,55,000 |
| Rural Reach | Very high | Medium high | Medium high | - |
| Flagship Fund 3Yr % | 21.3 | 19.7 | 18.6 | 21.1 |
Bandhan is more rural accessible and competent compared to HDFC and SBI despite its lower AUM and fewer schemes.
Professional Opinion: Bandhan is easy to board and has more smaller cities. In India, its rate of growth of SIP in 2025 is one of the highest 3.
Suresh Kumar, Lucknow Wealth Coach.
People also ask:
Does Bandhan mutual fund have an entry load?
Answer: No according to SEBI rules there is no entrance fee on any Bandhan Mutual Fund.
How to Become an investor in Bandhan Mutual Funds?
Ready to invest? Here is how you can begin:
- Complete KYC (Aadhaar, PAN and address proof)
- Visit Bandhan Mutual Fund site, mobile phone app or distributor.
- Select the appropriate scheme depending on risk and objective.
- Choose between SIP or lump sum.
- Pay through UPI, netbanking or debit card.
- Follow and keep track with your account dashboard.
Besides, Bandhan offers demo videos and 1-to-1 advisory to new investors.
Quick Recap
In 2025, Bandhan Mutual Funds can be a trusted AMC of retail and rural investors, offering good schemes and good digital-first services. The features that are noticeable are flexible SIPs, frequent disclosures, and broad product range.
The attractiveness to new and experienced investors is that it is safe, it is easy to onboard, and it has good support.
People also ask
Q1: Is Bandhan Mutual Fund profitable to invest in SIP in 2025?
A1: Yes. Bandhan provides customized SIP plans with step up and break, which are best suited to build a consistent wealth.
Q2: What shall be the duration of my investment at Bandhan Mutual Funds?
A2: 5 years or more are recommended in the case of long term goals such as retirement or education of children. Equity funds are more suitable in long terms.
Q3: Is it possible to invest in Bandhan Mutual Funds as an NRIs?
A3: Yes, except some few countries. NRI KYC and qualified bank accounts are required.
Q4: Do Bandhan Mutual Fund returns guarantee?
A4: There is no mutual fund that assures returns. Performance is dependent on market cycles, however the historical returns of Bandhan have been competitive.
Q5: What is the 100 minimum to invest in Bandhan Mutual Fund?
A5: The minimum SIP is Rs. 500 and in the case of lumpsum it is normally 1000 in most plans.
Sources
- Bandhan Mutual Fund Official Site
- SEBI Regulations of mutual funds
- Financial Express best funds 2025
