AMC List Mutual Funds India - A Guide Book to the 2025
Mutual funds in India are one of the most preferred investments by both retail and institutional investors who would want to increase their wealth. Asset management companies (AMCs) have a significant role to play within the mutual fund ecosystem, as they run, operate and lead the way in creating a broad range of mutual funds schemes. The AMC list mutual funds India query has been on the increase as the year 2025 nears and investors seek updated information on the best fund houses, scheme types, reasons why one should invest, and many more.
You just might be a beginner investor seeking an asset management firm with a good reputation or one who already understands how AMCs work in India, the list of investments they have and what makes them unique, it is worth knowing how they operate, what types of investments they provide and what makes them special.
What is Asset Management Company (AMC) in Mutual funds?
A financial establishment that is registered by SEBI (Securities and Exchange Board of India) and is associated with Asset Management Company. Its primary purpose is to raise funds of investors and manage professional diversified portfolios in equities, debt, gold, hybrid funds and other types of assets.
The AMCs have the role of designing new mutual fund products, compliance with regulations, and employing experienced fund managers to create returns on investors. All mutual funds plans in India are initiated under the umbrella of a given AMC.
Some of the main characteristics of Asset Management Companies in India
- SEBI controlled parties that guaranteed credibility and protection of investors.
- Various kinds of mutual funds: equity, debt, hybrid, solution oriented and so on.
- Expert professional fund managers who have specialized in different assets.
- Openness in the disclosures, NAV (Net Asset Value) communication and portfolio holdings.
- Onboarding, SIP registration and support, digitally.
People also ask:
How does AMC differ with mutual fund?
AMC refers to Asset Management Company, which is the company that is running different mutual fund schemes. An investment product that is provided by the AMC is a mutual fund.
Did you know? The latest AMFI data shows that 2025 assets under management in the Indian mutual funds have already exceeded Rs 60 lakh crore which is an indication of increased investor confidence.
What are the Top AMC List Mutual Funds in India?
Selecting the optimal AMC is essential in order to achieve optimal returns and ensure that your investments are safe. In 2025, some of the largest and most trusted AMCs in India will be:
- SBI Mutual Fund
- HDFC Mutual Fund
- ICICI Prudential mutual fund.
- Nippon India Mutual Fund
- Axis Mutual Fund
- Kotak Mahindra Mutual Fund
- UTI Mutual Fund
- Mirae Asset Mutual Fund
- Aditya Birla Sun Life Mutual Fund.
- Tata Mutual Fund
These AMCs are providing a combination of large cap, mid cap, flexi cap, debt, hybrid and solution-oriented funds, to meet the different needs of Indian investors.
The Major Characteristics of the Best Indian AMCs
- History of good performance and investor service.
- Extensive online presence.
- Diversity of category and theme of funds to fit numerous risk profiles.
- Research and active fund management.
Comparison Table: 5 Indian AMCs with biggest AUM (Approximately in 2025)
| Asset Management Company | Assets Under Management (Rs crore) | Number of Schemes | Digital Presence |
|---|---|---|---|
| SBI Mutual Fund | 9,85,000 | 82 | Strong |
| HDFC Mutual Fund | 7,35,000 | 70 | Strong |
| ICICI Prudential Mutual Fund | 6,98,000 | 82 | Strong |
| Nippon India Mutual Fund | 4,36,000 | 57 | Good |
| Axis Mutual Fund | 2,18,000 | 50 | Good |
Advantages and disadvantages of investing using Indian AMCs
Pros
- Investment process which is based on professional management and research driven.
- Extensive range of schemes in its asset classes and objectives.
- Systematic and high liquidity investment solutions.
- Transparency and investor friendly regulation.
Cons
- Risk of not getting returns because of the risk of the market.
- Certain types of funds can have a higher expense ratio.
- The previous returns have no certainty of reoccurrence in the future.
Types of Mutual Fund Schemes by AMCs in India
The AMCs in India have a wide variety of schemes that suit all risk appetites, investment goals, and investment horizons. Some common types include:
- Mutual Funds (Large cap, mid cap, small cap, flexi cap, ELSS)
- Debt Mutual Funds (Liquid, ultra short, short, medium, long duration, gilt)
- Hybrid Funds (Balanced, aggressive, conservative, arbitrage funds)
- Thematic and sectoral funds
- International funds
- Solution oriented funds (retirement, child plans)
Such plans are run by qualified fund managers and in accordance to SEBI stipulated portfolio allocation.
People also ask:
In 2025, how many AMCs will there be in India?
India has approximately 45 AMCs registered which in 2025 are providing various mutual fund schemes in different categories.
Expert opinion: Top 10 AMCs have the best schemes since they have a good risk management system, strong digital platform, and reliability.
What is the best way to choose the best AMC Mutual Funds in 2025?
To choose the appropriate AMC and fund scheme, it is based on a number of factors like:
- Long term track record and consistency in performance.
- AMC reputation, size and market presence.
- Experience and style of fund manager.
- Charges on expenses and funds.
- Web based and online support.
- Ease of SIP, lump sum and switching.
- The ratings of funds and independent research.
- Performance: Check past performance not only in terms of returns, but also in terms of risk parameters such as standard deviation and Sharpe ratio.
The most important things to examine when comparing Indian AMCs
- SEBI penalty and regulatory compliance in case of any.
- Both portfolio disclosures and portfolio turnover quotient.
- Investor service and complaint satisfaction.
- Fund house philosophy and process of investment.
Advantages and Disadvantages of Big and Small AMCs
Large AMCs
- Frequently provide superior technology and research.
- More transparent and secure.
- May possesses greater AUM with large expense ratio.
Small AMCs
- Provide some niche thematic and innovative funds.
- Is able to be more nimble and responsive to portfolio management.
People also ask:
Can you invest using newer AMC mutual funds?
New AMCs are innovative and diverse but need not have a successful history compared to an established AMC. Due diligence is key.
Did you know? Some of the smaller and mid-sized fund houses have even done better than the largest of them in certain niche categories in the last year. Never count on fund size but on fund philosophy.
What is the way AMCs make money off of Mutual Funds?
AMCs impose what is referred to as the Total Expense Ratio (TER) which comprises the management fee, administrative and distribution fee. SEBI limits this information to a capped amount in scheme documents, which are fairly easy to find.
- TER in equity funds normally range between 1.5 and 2.25 percent which is low compared to debt funds.
- Direct plans are other ways AMCs transfer saved funds to investors.
Future Projections of AMC Mutual funds in 2025
- Expanding usage of direct mutual funds and online investment websites.
- Passive funds such as index funds and ETFs.
- Growth in passive funds like index funds and ETFs.
- Sector funds, such as electric vehicles, green energy and technology.
- More sustainability and ESG parameter disclosures.
People also ask:
Which is the best AMC in SIP mutual fund in India?
Popular Top AMCs include SBI, HDFC, ICICI Prudential and Mirae Asset as systematic investment planning because they have a good track record of SIP in 2025.
Professional Analysis: Direct plans of mutual funds are becoming increasingly popular because they have lower expense ratios than other plans sold through intermediaries.
Indian AMCs Regulatory Environment
SEBI strictly supervises the Indian AMCs. The regulator provides instructions on the scheme structure, disclosures on NAV, riskometer, liquidity requirements and the redress of grievances by an investor. The investor trust is further enhanced by periodic audit and disclosure of portfolios.
AMFI (Association of mutual funds in India) is the industry association that facilitates the awareness and best-practices among AMCs.
Mutual Funds and AMC and Digital Transformation
All the major AMCs in India currently provide: with the fast expansion of fintech and digital onboarding.
- Online accounts of investments and no paperwork.
- Portfolio tracking, local currency SIP top up and fund switching mobile applications.
- Artificial intelligence risk profiling and robotised investment advice.
Such efforts have lowered the entry barrier of first-time investors particularly the tier two and three cities.
People also ask:
Why is AMC important in investing in mutual funds?
A well known AMC is a guarantee on funds security, profession, and open maintenance which makes it one of the most significant aspects during mutual funds investment.
Did you know? The number of mobile app users of major AMCs has increased more than twice over the last two years, which indicates the influx of digital mutual funds.
AMC List Mutual Funds in India should be selected by whom?
AMC mutual funds on the other hand meet the needs of a large range of investors, including, but not limited, to salaried middle-class families, NRIs, business owners, and even high net worth individuals. You can get a scheme to satisfy long term wealth creation, tax saving, regular income or the support of life goals in a scheme managed by a SEBI registered AMC.
- Perfect among young people who have fixed salaries and wish to begin SIPs.
- Ideal among the retired individuals seeking to earn a monthly income through SWP.
- ELSS funds under Section 80C works to save taxes.
Important Investment Highlights of Mutual Funds with the help of AMCs
- The minimum investment is 100 in the SIPs.
- Broad selection by various time periods and objectives.
- Controlled conditions of investor protection.
- Frequent updates of the performance and access to statements.
Expert Advice: No matter which AMC you invest with, it is recommended that you should review your mutual fund portfolio at least once a year to rebalance your asset allocation.
TLDR / Quick Recap
- AMCs are Indian based registered organizations dealing with mutual funds on behalf of millions of investors.
- The AUM top AMCs in 2025 will be SBI MF, HDFC MF, ICICI Prudential MF among others.
- They also have a good diversification of fund types, such as equity, debt, hybrid and thematic funds.
- Mutual fund investing has become simple and accessible to every person due to the digital transformation.
- Make sure you always choose a reputed AMC with a track record, expense ratio and investor service.
People also ask - FAQ on AMC List Mutual Funds India
Q. What is an AMC when it comes to mutual funds?
A. AMC is an abbreviation of Asset Management Company, an organization dealing with investment portfolio and mutual fund plans on behalf of investors.
Q. By 2025, there are how many SEBI registered mutual fund AMCs in India?
A. In India, there are approximately 45 SEBI registered mutual fund AMCs and each has a variety of products.
Q. Is it possible to invest through AMC websites?
A. Yes, all of the major AMCs enable investors to invest, maintain SIPs, move-in schemes and redeem online using their official sites and applications.
Q. AMC mutual funds have risks?
A. Yes, there are different amounts of market risk associated with mutual fund investments. Risk selection may be done by selecting established AMCs and diversified funds.
Q. Does AMC mutual fund cost more than the investment products?
A. Economies of scale make mutual funds to be cost effective. Direct plans also save costs to investors.
Q. What should I provide in order to open a mutual fund account at AMC?
A. To begin investing, it is necessary to have PAN card, address proof and completed KYC process.
Q. Are AMCs able to invest NRI in Indian mutual funds?
A. Yes, the majority of AMCs also have NRI specific investment services, on FEMA guidelines.
Q. What is the way I can monitor my holdings in mutual funds and AMC performance?
A. AMC apps, online portals, or consolidated account statements (CAS) of CAMS and Karvy can be used by the investors.
Sources
- AMFI Official Website
- SEBI FAQ, and RBI Guidelines.
