Overview of 360 One Mutual Funds 2025
The former IIFL Mutual Funds which is now 360 One Mutual Funds has developed itself as an asset management firm in India. The 360 One Mutual Funds is poised to succeed in the Indian market in 2025 when the Indian economy is projected to expand and the investors seek better, smarter, and transparent funds with a customer-first attitude. They provide a wide array of mutual fund plans to suit the different investment goals and risk aversions of the Indian investors.
Mutual funds are still the most favored way of investment in India by both experienced and first time investors, and 360 One Mutual Funds is the place to fulfil these needs by offering growth, hybrid, debt and tax saving schemes to invest in 2025. We are going to discuss the most recent updates, features, and choices to be made with this AMC and see how they can be incorporated into your investment journey.
How 360 One Mutual Funds will be Relevant in 2025?
360 One Mutual Funds is a company that aims at addressing the dynamic market patterns of the Indian and Non-Resident Indian (NRI) investors. Their funds are managed in order to keep up with the changes in the macroeconomics, changes in interest rates, and the regulation introduced by SEBI. In 2025, their emphasis is on:
- Green and sustainable investments.
- Onboarding Digital-first and real-time KYC processing.
- Funds selection powered by Data and Artificial Intelligence.
- Customized millennial investors SIP and SWP.
This is why 360 One Mutual Funds is very relevant to the current investment objectives.
Important Characteristics or Top Picks of 360 One Mutual Funds
- Offers equity, debt, hybrid, gold and solution based funds.
- Pay attention to both performance and index schemes that are actively managed and passive.
- It has got minimum investment starting as low as Rs 100, which is affordable to everyone.
- Powerful electronic systems to monitor NAV, statements and tax documents.
- Proven long term track record of experienced fund managers.
- Frequent investor education programs.
- Focus on regulatory investment and ethical investment.
Most investors in 2025 are interested in real-time portfolio awareness, and 360 One Mutual Funds provides it through their smooth digital application and internet connectivity.
Did you know? As per the industry statistics, 360 One mutual funds recorded a year on year growth of 27 percent in the SIP book in FY 2024-2025.
What Kind of Schemes are Being Offered by 360 One Mutual Funds?
The 360 One mutual funds are diversified over a wide range of categories to meet the risk profiles, investment terms and financial objectives.
- Equity funds: Focus on long term growth of capital and are best suited in creation of wealth in the period of five years and more.
- Debt funds: Provide stable income, low risk and are selected based on short term to medium-term requirements.
- Balanced growth and stability: Hybrid funds as a mix of debt and equity.
- Tax saving ELSS funds: Tax deductible under Section 80C, popular among salaried investors.
- Thematic and sector funds: Exposure to trending industries such as pharma, banking and technology.
The List of the 360 One Mutual Funds 2025 Top Schemes
| Name of the scheme | Type | 3 year returns (2022-25) | Risk rating | Minimum SIP |
|---|---|---|---|---|
| 360 One Flexi Cap Fund | Equity Flexi Cap | 16.2 percent p.a. | Moderate | Rs 500 |
| 360 One Liquid Fund | Debt Liquid | 5.8 percent p.a. | Low | Rs 100 |
| 360 One Dynamic Asset Fund | Aggressive Hybrid | 12.5 percent p.a. | Moderate | Rs 500 |
| 360 One ELSS Tax Saver | Equity ELSS | 14.4 percent p.a. | Moderate | Rs 500 |
| 360 One Gold Fund | FoF Gold | 9.7 percent p.a. | Moderate | Rs 500 |
The returns are as per CRISIL ranking April 2025.
What is the Comparison of 360 One Mutual Funds to Other AMCs Which are Popular?
We may briefly compare some of the main features of 360 One Mutual Funds to the major AMCs in India in 2025:
| Money | 360 One Mutual Funds | HDFC MF | SBI MF |
|---|---|---|---|
| Minimum SIP Amount | Rs 100 | Rs 100 | Rs 500 |
| Number of Schemes | 34 | 55 | 60 |
| Direct/Regular Plans | Both | Both | Both |
| Online Experience | Yes | Yes | Yes |
| ESG/Green Funds | Yes | Yes | Yes |
| Tax Saver ELSS | Yes | Yes | Yes |
| AMC Charges (Average) | 1.21 percent | 1.23 percent | 1.19 percent |
360 One Mutual Funds can provide a more cost effective product basket yet focus on active management, open disclosures and economical structures.
According to Expert Insight Fund specialist R. Agarwal, the 360 One Mutual Funds is freshly positioned to be helpful to investors in the year 2025 with a guided, digital-first, and value-based method of wealth building.
What are 360 One Mutual Funds Pros and Cons?
Pros
- Skilled fund management team with good knowledge of the sector.
- More emphasis on education of investors, both novices and experienced.
- Onboarding process is fast and safe via the digital realm.
- Competitive performance in ELSS, hybrid and flexicap.
- Publicity of portfolio and risk parameters.
- Goal based investing easier with variety of plans.
- Quality historic returns through flagship schemes.
Cons
- Limited range of funds compared to giants like HDFC or ICICI.
- Some new funds may lack 5 year track records.
- In niche funds, liquidity can be impacted by lower AUMs.
- Branding not as old as IIFL rebranding.
People Also Ask
Is investing in 360 One Mutual Funds a safe investment?
SEBI regulates all mutual funds in India, 360 One being one of those. Safety is linked to scheme selection and risk tolerance. Reliability is enhanced by diversification and transparency.
Minimum investment in 360 One Mutual Funds?
Minimum investment is Rs 100 in case of SIP and varies by scheme. Lump sum might be Rs 1000 or Rs 5000.
Did you know? Over 35 percent of new investors in 360 One Mutual Funds in 2025 were less than 30 years old, which indicated the digital nature of the company.
What Will an Account Opening / Managing Investor Look Like in 2025?
Steps:
- Visit 360 One Mutual Funds website or mobile app.
- Complete instant eKYC with PAN and Aadhaar.
- Select SIP or lump sum option.
- Link bank account.
- Automate investments.
Mobile app provides 24/7 support, portfolio tracking and insights.
Key Benefits for 2025 Investors
- Remote account creation with instant verification.
- Online goal planning calculators.
- Flexible SIP options (step-up, pause).
- Portfolio summary, instant notifications.
- NRI client desk via 360 One Invest platform.
People Also Ask
- Does NRIs have investment in 360 One Mutual Funds?
Yes, NRIs can invest via NRE or NRO accounts with documentation.
Should You Invest in 360 One Mutual Funds?
- Evaluate financial goals (retirement, house, education).
- Match schemes with risk level and time horizon.
- Check fund factsheet, riskometer and performance.
- Prefer SIPs for volatility management.
- Compare expense ratios.
- Rebalance annually.
Expert Insight (Financial planner Shweta Rathi): A mix of equity and balanced funds from 360 One could deliver good risk-adjusted returns for medium-term goals in 2025.
People Also Ask
Should 360 One Mutual funds be considered as short term investments?
Debt and liquid funds suit short-term, equity/hybrid for 3+ years.
Which are the charges of 360 One Mutual Funds?
AMC does not charge account fees. Scheme expense ratios apply.
Who will think about 360 One Mutual Funds in 2025?
- Newbie investors needing simple online access.
- Salaried persons for tax saving and SIPs.
- Experienced investors for differentiated funds.
- Millennials investing small SIPs.
- NRIs with global support.
Advantages to Various Types of Investors
- Students: Start discipline with Rs 100 SIPs.
- Professionals: Use hybrid/ELSS for tax planning.
- Retirement: Choose SWP in debt plans for regular cash flow.
Recent Performance of 360 One Mutual Funds
- Named Emerging Fund House of the Year at finStar Awards 2024.
- Flexi Cap Fund ranked top 3 in risk-adjusted returns by Value Research Online.
- Investor base grew 35% in FY 2024-2025.
- Over 1 lakh people attended education webinars in 2024.
Did you know? 360 One Mutual Funds app is one of the most downloaded finance apps in India as of March 2025.
TLDR or Quick Recap
- 360 One Mutual Funds offers equity, debt, hybrid, ELSS and gold funds with digital-first experience.
- Minimum SIP starts at Rs 100.
- Great for first-time and young investors.
- Check expense ratios and suitability before investing.
- A growing AMC in India, future potential is high.
People Also Ask - FAQs
Does 360 One Mutual Funds fall under SEBI?
Yes, all schemes are SEBI registered.
What can I do to check my investment value?
Login to website or app to see NAV, portfolio, performance.
Do it have exit loads or lock-in periods?
Yes, exit loads may apply (1% for equity funds under 12 months). ELSS has a 3-year lock-in.
Would 360 One Mutual Funds allow me to invest for my child?
Yes, via solution based funds and SIPs.
What is the number of 360 One Mutual Funds customer care?
Support via toll-free number, chat, email and app help portal.
Sources
- Official Website of 360 One Mutual Funds
- SEBI Fund Regulations
- CRISIL Mutual Fund Rankings 2025
- Value Research Online Mutual Fund Information
