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Last updated on: September 22, 2025
The Reliance Arogya Sanjeevani Plan and Reliance Health Infinity More Global Plan cater to different health insurance needs. The Arogya Sanjeevani Plan is a standard, affordable health cover mandated by IRDAI, offering basic hospitalization benefits with sum insured options up to ₹5 lakh, covering day care, AYUSH treatment, and pre/post-hospitalization costs. In contrast, the Reliance Health Infinity More Global Plan is a comprehensive, premium plan that provides higher sum insured options (up to several crores), coverage for global treatments, advanced features like unlimited reinstatement of sum insured, modern treatments, maternity, organ donor expenses, and optional wellness benefits. Essentially, Arogya Sanjeevani is ideal for individuals seeking budget-friendly, no-frills coverage, while Health Infinity is suited for those desiring extensive coverage, global benefits, and enhanced health protection. Choice depends on budget, coverage needs, and individual health goals.
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Health insurance is vital at the moment as the medical expenses have been increasing in India and globally. These two Reliance Health Insurance programs are very popular and thus, the decision between the two may be complicated as they suit various health requirements and budgets. This is a distinct and up to date juxtaposition of how they stand up against each other in 2025 what the Indian families and individuals care about.
Some of the popular health policies provided by Reliance General Insurance include Arogya Sanjeevani and Health Infinity More Global plans, which are expected to be popular in 2025 due to their dissimilar coverage styles. Arogya Sanjeevani is a company that adheres to the guidelines of IRDAI, and it offers wide-ranging basic coverage at reasonable cost. Health Infinity More Global is a more progressive choice, as it will provide international coverage to the patients, who will need the maximum flexibility of treatment in India and around the world.
Reliance Arogya Sanjeevani Plan is a streamlined health insurance product that strives to bring good healthcare to everyone. It is a standard policy controlled by the IRDAI i.e. terms and coverage are comparable with all insurance companies, and the premium is relatively cheap to individuals, couples or families.
The Reliance Health Infinity More Global Plan is one that provides a wide and very personalised cover not only in India but also in other places world wide on some of the critical illnesses. It covers such sophisticated benefits as unrestricted sum insured, automatic recharge, maternity, international second opinion medical treatment, and international emergency cover.
Did you know?
Industry experts hold that more than 30 percent of new buyers of health insurance in the metros are choosing to get treatment all over the world, particularly cancer, organ transplant, and high-end surgery.
FAQ: What is the minimum age at which such plans are allowed in 2025?
Arogya Sanjeevani has the entry of 18 years up to 65 years. Health Infinity More Global begins at 91 days (children) and up to 65 years in the case of adults.
The Reliance Arogya Sanjeevani Plan will suit the simple medical requirements of India. It is covered according to IRDA regulations, therefore it is understandable and limited - there is the limit on room rent, cataract, plastic surgery, daycare, etc. It provides tranquillity to the frequent or new health policy purchasers, and optimal to those seeking low-cost family floater policies.
Reliance Health Infinity More Global Plan is not only basic. It has broader and comprehensive coverage, such as organ transplant, planned overseas treatment, air ambulance, advanced AYUSH therapies and extended hospitalization and maternity/newborn cover. The plan is ideal among individuals who might require the services of top-notch hospitals in India or other foreign countries, or a NRI, heavy traveller or business individual.
| Name of the plan | Sum insured | India coverage | Global coverage | Room rent limit | Pre existing disease waiting | No claim bonus | Maternity and newborn coverage | Co payment | Unique benefits |
|---|---|---|---|---|---|---|---|---|---|
| Arogya Sanjeevani | 50,000 -10 lakh | Yes | No | 2 percent of Sum or 5,000 | 4 years | Up to 50 percent | No | 5 percent above 60 yrs | Standard basic benefits |
| Health Infinity More Global | 5 lakh to unlimited | Yes | Yes (not below critical illnesses) | No limit | 2 to 3 years | 100 percent | Yes (after 2 years) | 2 years to zero restore |
FAQ: Can Reliance Arogya Sanjeevani policy be ported to Health Infinity More Global in 2025?
Yes, according to the existing IRDAI regulations, the policyholders are allowed to port their Arogya Sanjeevani upon completion of the policy year and underwriting requirements.
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Did you know?
Health-related policies applied on a global scale such as Health Infinity More Global are currently experiencing a 20 percent increase in demand in Indian families who travel to the region due to business reasons, NRIs, or even to undergo advanced surgical procedures such as robotic joint replacement.
Reliance Arogya Sanjeevani suits best to salaried workers, college students, older parents, tight budgets, those in Tier 2 and 3 cities and everyone with basic necessity of safety.
Health Infinity More Global Plan is suitable to those with high net worth, professional families, world travelers or any individual who desires to have a single policy umbrella to cover themselves and dependents throughout the world.
User Tip:
Measure the network hospitals and cashless claim ability in your local city, and enquire overseas hospital partner list in the case you think globally treatment.
FAQ: Does NRIs or returning Indians purchase Reliance Health Infinity More Global Plan directly in 2025?
Yes, according to company regulations, NRIs are allowed to purchase the policy in case they possess a valid Indian address and a KYC, and they can receive a global cover under plan options.
The claims processes of both are sufficiently settled and tech-enabled through Reliance General Insurance. In the case of Arogya Sanjeevani, cashless can be provided in over 7,000 hospitals in India by using e-card and claim desk. In the case of Health Infinity More Global, it has domestic and some global partner hospitals panel. Before travelling, international planned treatments are to be pre-approved and the relevant documents are to be provided.
Hospitalisation requires filling of claim form, billing, doctor summary, discharge papers, and receiving of reimbursement in bank account. Health Infinity More Global simplifies the process of claim processing of foreign bills through its special overseas desk that supports multiple currency.
Expert insight:
In the majority of cases of such plans, denials of claims occur due to the incorrect choice of the hospital or lack of disclosures to the form of the proposals. Never miss reading exclusions and always declare lifestyle diseases beforehand.
FAQ: What plan comes with unlimited sum insured in 2025?
The Reliance Health Infinity More Global is unlimited based on terms applied whereas Arogya Sanjeevani is limited to 10 lakh rupees.
Q: How long is the wait time, when it comes to pre-existing illnesses in Reliance Health Infinity More Global Plan?
A: It takes an average of two or three years, which varies according to plan option and is less than four years, which Arogya Sanjeevani takes.
Q: Does Arogya Sanjeevani Plan have any disease/procedure exclusion?
A: Yes, certain exceptions such as cosmetic surgery, infertility treatment, OPD, dental and war injuries among others according to the list of IRDAI.
Q: Can the two policies be combined to receive additional protection?
A: Yes, lots of people prefer basic Arogya Sanjeevani as basic and add Health Infinity More Global as top up to have international or major illnesses.
Q: Does it cover mental health treatments in both?
A: Not in Arogya Sanjeevani but insured to stated limit in Health Infinity More Global as per IRDAI requirement.
Q: How premium will be determined in 2025 on these two plans?
A: Premium is a factor of age, sum insured, add-ons, zone, and in the case of Health Infinity More Global, overseas cover and additional features may cost premiums more.
Q: Where do I obtain further information on the most recent plan features and wordings in the policy?
A: Check the official Reliance General Insurance site or call the authorised agents to get new brochures and premium illustrations.
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Written by Prem Anand, a content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors.
Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.
The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.
This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.
Based on Google's Helpful Content System, this article emphasizes user value, transparency, and accuracy. It incorporates principles of E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness).
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