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Last updated on: August 7, 2025
The New India Assurance Floater Mediclaim Policy and Royal Sundaram Next Gen Policy are both popular health insurance options in India, offering comprehensive family floater coverage. New India’s Floater Mediclaim is well-suited for families seeking affordable premiums and extensive hospital networks, providing coverage for hospitalization, domiciliary treatment, and pre- and post-hospitalization expenses with lifelong renewability. Royal Sundaram’s Next Gen Policy stands out with higher sum insured options, coverage for modern treatments, wellness benefits, and unique features like e-consultations and no claim bonus. While New India Assurance excels in affordability and widespread access, Royal Sundaram offers broader modern coverage and customization. Choosing between them depends on budget, desired coverage features, and individual/family healthcare needs.
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Written by Prem Anand, a content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors.
Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.
The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.
This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.
Based on Google's Helpful Content System, this article emphasizes user value, transparency, and accuracy. It incorporates principles of E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness).
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