Credit360 Services ( Fix/Improve your credit score errors in India)
Banks Saying NO to Loans? Credit360 Unlocks Your Hidden Potential! (This option focuses on Credit360’s ability to help people secure loans even with bad credit)
Annual Plan
Price: ₹1,499 ₹799 / year
Plan Features
| Feature | Included |
|---|---|
| Credit Score & Report | ✅ Yes |
| Credit Profile Update | ✅ Yes |
| Challenges to Top 3 Credit Bureaus | ✅ Yes |
| Score Tracking & Analysis | ✅ Yes |
| Identity Theft Protection | ✅ Yes |
| Financial Coaching & Debt Analysis | ✅ Yes |
| Access to the Credit Dashboard | ✅ Yes |
What is Credit360 Service?
Credit 360 Service is the process of repairing a Credit score/credit history or removing negative flags from your profile and making you credit available.
Fincover is your trusted partner on the journey to credit score improvement, offering tailored services designed to elevate your financial standing and open doors to a brighter tomorrow.
The process involves comprehensive examination of your credit report, our experts meticulously review credit histories, identify errors, discrepancies, or areas requiring improvement. Our services go beyond identifying credit report errors; they formulate tailored strategies to rectify and enhance credit profiles to ease your future financial risks.
What we do!
How Our Credit360 Services Work
Credit Report Analysis
We generate your credit report and identify the factors impacting your credit score and loan eligibility.Tailored Strategy
We design personalized credit improvement strategies based on individual credit profiles.Personalized Expert Assistance
A dedicated credit expert is assigned to guide you with strategies tailored specifically to your credit history.Raise Dispute
We raise disputes with credit bureaus to fix errors and remove negative flags that may be affecting your credit score.Tracking Progress
Regular updates are shared so you can track how your credit score is improving over time.Financial Opportunities
Improved credit scores lead to better financial opportunities like lower interest rates and access to premium financial products.
Common types of Credit Report Errors
Incorrect Personal Information: Misspelled names, inaccurate addresses, or incorrect contact information are some of the common errors
Negative Flags: Written off, PO settled, Suit filed are some of the common negative flags. They can be fixed by making repayment to the bank. Post which, the status will be moved to closed. It is very important factor contributing to pulling your credit score down.
DPD: Date Past Dues: This records the number of days an EMI is paid after due date. If the borrower happens to fail to repay even on a single installment, the DPD will remain in your report for three years. Genuine DPDs entered cannot be removed. However, if there is a wrong mention of DPD, we can fix them.
Closed Account errors: There might be errors in the closed credit card accounts that hampers your credit score. This happens due to not following the due courses involved in closing a credit card or even might be traced to company’s negligence. Some reports show Overdue even for Paidoff accounts.
Duplicate entries: Duplicate reporting of the same account that can affect your credit utilization ratio and can impact your overall credit score. For example, you may see a credit card related entry twice which may lead to unnecessary complications.
Identity Theft: Accounts opened fraudulently under your name and unauthorized credit inquiries can have an impact on your credit score. It is a serious issue that needs to be immediately prioritized and fixed
Outdated Information: Credit reports may sometimes contain outdated information, such as closed accounts still being reported as open or negative information that should have been removed after the required period.
How long does it take for credit score repairing?
Unfortunately, we cannot predefine the time that it takes to fix credit issues. As each step in the credit score improvement process takes time. However, you can be assured that our team comprising credit report experts follow a streamlined and disciplined approach to credit improvement process by paying individual attention to each customer, so, we make sure we fetch you guaranteed results.
Our Happy Customers Reviews
“Thanks to Fincover, my credit score has risen! Their personalized approach and expert guidance helped me overcome the credit strain I was in. Within months, I saw significant improvements, making me eligible to lots of offers.”
– Chandrahaasan, Chennai
“I was initially apprehensive about their services, but now I can say that they have exceeded my expectations. They helped me overcome the DPD issues in my account. Their dedication and professionalism are truly commendable. Now, I’m on track to achieve my financial goals with confidence.”
– Nikhilesh, Bangalore
“I can’t thank Fincover enough for the incredible work they have done. Their expertise and commitment helped me turn around my financial fortunes. From disputing inaccuracies to tutoring me on credit-building strategies, they’ve helped me every step of the way. Would highly recommend them to anyone looking to improve their credit score.”
– Kavya Nair, Coimbatore
“Choosing Fincover’s Credit360 was easily one of the best decisions I’ve made for my financial well-being. They not only helped raise my credit score but also empowered me with the knowledge to maintain it consistently.”
– Anupama, Kochi
