how to redeem IndusInd credit card points

IndusInd Bank offers attractive reward programs for its credit card users, enabling them to earn points with every transaction. These points can be redeemed for a variety of exciting options like shopping, travel, gift vouchers, and more. If you’re an IndusInd credit cardholder and wondering how to make the most of your reward points, this guide will walk you through the process of redeeming them step by step.

What Are IndusInd Credit Card Reward Points?

IndusInd Bank’s credit card reward program allows cardholders to accumulate points based on their spending. These points vary depending on the type of credit card you hold and the categories of your purchases, such as dining, travel, shopping, or fuel.

Popular Reward Redemption Options

You can redeem your IndusInd credit card points for:

• Shopping vouchers
• Airline miles
• Hotel stays
• Cashback
• Merchandise
• Charitable donations

Now, let’s dive into how you can redeem these points.

How to Check Your IndusInd Credit Card Reward Points Balance

Before redeeming your points, it’s important to know your available balance. You can check your reward points through multiple platforms:

• IndusInd Net Banking
• IndusInd Mobile Banking App
• Monthly Credit Card Statement
• Customer Care Service

Ways to Redeem IndusInd Credit Card Reward Points

IndusInd Bank offers a few easy ways to redeem your accumulated reward points. These include:

• Via IndusInd Net Banking
• Via IndusInd Mobile App
• Via Indus Moments Website
• By Calling Customer Care

Let’s explore each method in detail.

1. Redeeming IndusInd Credit Card Points via Net Banking

If you’re familiar with online banking, redeeming points through IndusInd’s net banking platform is one of the most convenient methods.

Step-by-Step Process:

• Step 1: Log in to IndusInd Net Banking Visit the IndusInd Bank website and log in using your username and password.
• Step 2: Navigate to the Credit Card Section Once logged in, go to the “Credit Card” section from the dashboard.
• Step 3: Click on ‘Reward Points’ Under your credit card details, look for the “Reward Points” option.
• Step 4: Browse the Redemption Catalogue Browse through the available redemption options, which could include shopping vouchers, merchandise, or travel rewards.
• Step 5: Select and Redeem Once you’ve selected your preferred option, confirm the transaction and redeem your points. The voucher or product will be delivered to your registered address or email, depending on the redemption choice.

2. Redeeming IndusInd Credit Card Points via Mobile Banking App

For those who prefer using a mobile phone, the IndusInd mobile banking app offers a seamless way to redeem your reward points.

Step-by-Step Process:

• Step 1: Open the IndusInd Mobile App Log in to the mobile app using your credentials.
• Step 2: Navigate to the Credit Card Section Click on the “Credit Cards” tab.
• Step 3: Go to ‘Reward Points’ Here, you’ll find an option to view and redeem your reward points.
• Step 4: Select a Redemption Option Explore the available rewards such as gift vouchers, cashback, or merchandise.
• Step 5: Redeem Complete the process by confirming your selection. Your reward will either be credited or sent to your registered address or email.

3. Redeeming IndusInd Credit Card Points via IndusMoments Website

IndusInd also has a dedicated website called IndusMoments, where you can explore and redeem a wide variety of rewards.

Step-by-Step Process:

• Step 1: Visit IndusMoments Website Go to the IndusMoments website and log in using your credit card credentials.
• Step 2: Check Available Points After logging in, check your available reward points balance.
• Step 3: Browse the Rewards Catalogue IndusMoments offers a vast catalogue including electronics, travel vouchers, fashion, and more.
• Step 4: Select a Reward Choose the item or service you wish to redeem and proceed with the checkout process.
• Step 5: Redeem Confirm the redemption, and your reward will be delivered to you.

4. Redeeming IndusInd Credit Card Points via Customer Care

If you prefer speaking with a customer service representative, you can redeem your points by calling IndusInd’s customer care number.

Step-by-Step Process:

• Step 1: Call IndusInd Customer Care Dial the customer care number listed on the official IndusInd Bank website.
• Step 2: Provide Your Card Details Once connected, provide your credit card number and answer any security questions for verification.
• Step 3: Ask for Reward Redemption Inform the representative that you wish to redeem your reward points.
• Step 4: Choose Your Reward The representative will guide you through the available redemption options. You can select a preferred reward based on your points balance.
• Step 5: Confirm Redemption Once you’ve made your selection, the representative will process the redemption. You’ll receive confirmation via SMS or email.

Best Practices for Redeeming IndusInd Credit Card Points

• Keep an Eye on Expiry Dates Reward points typically have an expiration period, so make sure to redeem them before they lapse.
• Maximize Your Rewards IndusInd may offer special promotions or bonus point opportunities. Be sure to take advantage of these to maximize your rewards.
• Review Redemption Rates Compare the value of different rewards to ensure you’re getting the best deal for your points.
• Track Your Points Regularly Check your points balance periodically via the mobile app or net banking to stay updated.