Personal Loan in Uttar Pradesh, Interest rates from 10.50%
Avail personal loans in Uttar Pradesh with interest rates starting at 10.50%. Enjoy fast approvals, minimal paperwork, and flexible repayment options!
Personal Loan in Uttar Pradesh
Residents of Uttar Pradesh can avail of personal loans at competitive interest rates starting from 10.50% per annum. These loans cater to various needs, including medical emergencies, weddings, education, or travel. With flexible repayment terms, quick disbursals, and minimal documentation, personal loans in Uttar Pradesh are accessible and convenient for salaried and self-employed individuals.
Eligibility Criteria for Personal Loan in Uttar Pradesh
| Eligibility Factor | Details |
|---|
| Age | 21 to 65 years |
| Employment | Salaried or self-employed |
| Minimum Income | ₹20,000 per month (may vary by lender) |
| Credit Score | 750 or higher for better rates |
| Work Experience | At least 1 year (salaried); 3 years (self-employed) |
Comparison of bank Lenders in Uttar Pradesh
Comparison of Personal Loan Interest Rates of Banks (2025)
| Bank | Interest Rate | Loan Amount | Apply |
|---|
| DBS Bank | From 10.99% | Up to ₹15 Lakhs | Apply |
| HDFC | From 10.85% | Up to ₹40 Lakhs | Apply |
| Axis Bank | From 10.49% | Up to ₹40 Lakhs | Apply |
| ICICI Bank | 10.75% – 19% | Up to ₹40 Lakhs | Apply |
| Bank of Baroda | 10.75% – 18.5% | Up to ₹5 Lakhs | Apply |
| SBI | From 11% | Up to ₹30 Lakhs | Apply |
| IndusInd | From 10.49% | Up to ₹50 Lakhs | Apply |
| Yes Bank | From 10.99% | Up to ₹40 Lakhs | Apply |
| Standard Chartered | From 11.5% | Up to ₹50 Lakhs | Apply |
| IDFC | From 10.49% | Up to ₹50 Lakhs | Apply |
| Kotak Mahindra | From 10.99% | Up to ₹40 Lakhs | Apply |
| PNB | From 11.40% | Up to ₹20 Lakhs | Apply |
| Bandhan Bank | From 11.55% | Up to ₹25 Lakhs | Apply |
Comparison of Personal Loan Interest Rates of NBFCs (2025)
| NBFC | Interest Rate | Loan Amount | Apply |
|---|
| Piramal Finance | From 12.99% | Up to ₹35 Lakhs | Apply |
| Shriram Finance | From 14% | Up to ₹35 Lakhs | Apply |
| Tata Capital | From 10.99% | Up to ₹35 Lakhs | Apply |
| InCred | From 18% | Up to ₹3 Lakhs | Apply |
| Finnable | From 16% | Up to ₹10 Lakhs | Apply |
| PaySense | From 16.8% | Up to ₹5 Lakhs | Apply |
| Poonawalla | From 9.99% | Up to ₹30 Lakhs | Apply |
| Fullerton | From 11.99% | Up to ₹25 Lakhs | Apply |
| LendingKart | From 12% | Up to ₹3 Lakhs | Apply |
| Axis Finance | From 13% | Up to ₹25 Lakhs | Apply |
| Mahindra Finance | From 10.99% | Up to ₹10 Lakhs | Apply |
| Aditya Birla | From 11.99% | Up to ₹50 Lakhs | Apply |
| Bajaj Finance | From 11% | Up to ₹50 Lakhs | Apply |
Types of Personal Loans in Uttar Pradesh
| Type | Purpose |
|---|
| Wedding Loan | To cover wedding-related expenses |
| Education Loan | Fund higher education or skill development programs |
| Medical Loan | Manage healthcare emergencies |
| Home Renovation Loan | Upgrade or renovate your home |
| Debt Consolidation Loan | Consolidate multiple debts into a single EMI |
| Travel Loan | Fund domestic or international trips |
Documents Required for Personal Loan in Uttar Pradesh
| Document Type | Examples |
|---|
| Identity Proof | Aadhaar, PAN, Passport, Voter ID, Driving License |
| Address Proof | Utility bill, Rent Agreement, Aadhaar, Passport |
| Income Proof | Salary slips, Bank statements (last 6 months), ITR |
| Employment Proof | Offer letter, Employee ID, or Business Registration |
| Photographs | Recent passport-sized photos |
Important Tips Before Taking a Personal Loan in Uttar Pradesh
- Compare Interest Rates: Research multiple lenders to secure the best rate.
- Check Hidden Charges: Understand processing fees, prepayment penalties, and late charges.
- Maintain a Good Credit Score: A score above 750 ensures lower interest rates.
- Borrow Only What You Need: Avoid over-borrowing to reduce repayment strain.
- Opt for a Manageable Tenure: Choose a tenure that balances EMI affordability and overall interest costs.
How to Apply for a Personal Loan at Uttar Pradesh?
Fincover.com is an online marketplace that allows you to compare loan quotes from various banks and NBFCs.
Mentioned-below is the process to apply for a Personal Loan at Fincover.
- Visit /banking/loan/personal/
- Complete the loan application by filling up all the necessary details
- Most popular quotes matching your requirement will be displayed.
- Apply for the bank along with the requested documents and get a reference number. You can then check the status of the application from our dashboard.
- Upon verification and approval, the loan will be disbursed to your account. The whole process takes just a few days, some even hours. The loan processing time varies from bank to bank
