Marriage Loan Interest rates from 10.50%* Upto 40 Lakh
Apply for a wedding loan at just 10.49% interest rate. Get quick approval, and flexible repayment options, and make your dream wedding a reality with a hassle-free marriage loan.
Personal Loan for Marriage
Getting married is a significant milestone in one’s life, and it often comes with substantial expenses. From venue bookings to catering, jewellery, attire, and more, the costs can quickly add up and cost you a lot. If you’re looking for financial assistance to make your dream wedding a reality, a personal loan for marriage in India can be the ideal solution. Cover all your wedding expenses and beyond with a Personal Loan for Marriage. Don’t let financial constraints dampen your special day. Get loan amounts from 100000 to Rs. 40 Lakh to turn your wedding dreams into reality.
Features of a Marriage Loan
- Interest Rate: Starts at 10.49% p.a.
- Loan Amount: Up to ₹25 Lakhs
- Tenure: Flexible repayment options ranging from 12 to 60 months
- No Collateral: An unsecured loan that doesn’t require you to pledge any assets
- Quick Approval: Hassle-free processing with minimal paperwork
Bank Interest rates of Personal Loan for Marriage
Comparison of Personal Loan Interest Rates of Banks (2025)
| Bank | Interest Rate | Loan Amount | Apply |
|---|
| DBS Bank | From 10.99% | Up to ₹15 Lakhs | Apply |
| HDFC | From 10.85% | Up to ₹40 Lakhs | Apply |
| Axis Bank | From 10.49% | Up to ₹40 Lakhs | Apply |
| ICICI Bank | 10.75% – 19% | Up to ₹40 Lakhs | Apply |
| Bank of Baroda | 10.75% – 18.5% | Up to ₹5 Lakhs | Apply |
| SBI | From 11% | Up to ₹30 Lakhs | Apply |
| IndusInd | From 10.49% | Up to ₹50 Lakhs | Apply |
| Yes Bank | From 10.99% | Up to ₹40 Lakhs | Apply |
| Standard Chartered | From 11.5% | Up to ₹50 Lakhs | Apply |
| IDFC | From 10.49% | Up to ₹50 Lakhs | Apply |
| Kotak Mahindra | From 10.99% | Up to ₹40 Lakhs | Apply |
| PNB | From 11.40% | Up to ₹20 Lakhs | Apply |
| Bandhan Bank | From 11.55% | Up to ₹25 Lakhs | Apply |
Comparison of Personal Loan Interest Rates of NBFCs (2025)
| NBFC | Interest Rate | Loan Amount | Apply |
|---|
| Piramal Finance | From 12.99% | Up to ₹35 Lakhs | Apply |
| Shriram Finance | From 14% | Up to ₹35 Lakhs | Apply |
| Tata Capital | From 10.99% | Up to ₹35 Lakhs | Apply |
| InCred | From 18% | Up to ₹3 Lakhs | Apply |
| Finnable | From 16% | Up to ₹10 Lakhs | Apply |
| PaySense | From 16.8% | Up to ₹5 Lakhs | Apply |
| Poonawalla | From 9.99% | Up to ₹30 Lakhs | Apply |
| Fullerton | From 11.99% | Up to ₹25 Lakhs | Apply |
| LendingKart | From 12% | Up to ₹3 Lakhs | Apply |
| Axis Finance | From 13% | Up to ₹25 Lakhs | Apply |
| L&T Finance | From 12% | Up to ₹7 Lakhs | Apply |
| Mahindra Finance | From 10.99% | Up to ₹10 Lakhs | Apply |
| Aditya Birla | From 11.99% | Up to ₹50 Lakhs | Apply |
| Bajaj Finance | From 11% | Up to ₹50 Lakhs | Apply |
Fees and Charges Marriage Loan
| Fee Type | Details |
|---|
| Processing Fee | 1% to 2.5% of the loan amount |
| Prepayment Charges | 2% to 5% of the outstanding loan amount |
| Late Payment Penalty | 2% of the overdue EMI |
| Loan Cancellation Fee | ₹3,000 + applicable taxes |
Eligibility Criteria for Marriage Loan
| Criteria | Details |
|---|
| Age | 21 to 60 years |
| Income | Minimum ₹25,000 per month |
| Employment | Salaried or self-employed with stable income |
| Credit Score | 700 or above preferred |
| Work Experience | Salaried: Minimum 1 year, Self-employed: Minimum 2 years in current business |
| Citizenship | Indian resident |
Documents Required for Marriage Loan
| Document Type | Details |
|---|
| Identity Proof | Aadhaar card, PAN card, Voter ID, Passport |
| Address Proof | Utility bills, Aadhaar, Passport |
| Income Proof | Latest salary slips (for salaried), ITR (for self-employed) |
| Bank Statements | Last 6 months’ bank statement |
| Passport Size Photo | 2 recent photos |
Steps to Marriage Personal Loan Application process at Fincover
- Visit Fincover’s Website
- Navigate to the “Personal Loan” section from the homepage.
- Click on the “Apply Now” button.
- Fill in the online application form with the required details
- Submit Required Documents
- After submitting the application, Fincover’s team will verify your details.
- You may receive a verification call to confirm the information.
- Upon acceptance, the loan amount will be credited to your registered bank account within 24-48 hours.
Benefits of Applying for a Personal Loan at Fincover
- Quick Online Application: Hassle-free application process without visiting a branch.
- Fast Disbursal: Loan disbursal within 24-48 hours of approval.
- Flexible Tenure: Choose from various repayment options.
- Competitive Interest Rates: Attractive rates starting at 10.49%.
Apply now
