🎉Available on Play Store! Get it on Google Play
Apply Personal Loan
Loan Calculator

Pre-loan Eligibility checker

Check Eligibility
users Check Eligibility in the last 2 hours

Last updated on: July 22, 2025

2 min read
Views: Loading...
Prem Anand Author
Prem Anand
Prem Anand
VIP CONTRIBUTOR
Prem Anand
10+ years Experienced content writer specializing in Banking, Financial Services, and Insurance sectors. Proven track record of producing compelling, industry-specific content. Expertise in crafting informative articles, blog posts, and marketing materials. Strong grasp of industry terminology and regulations.
LinkedIn Logo Read Bio
Prem Anand Reviewed by
GuruMoorthy A
Prem Anand
Founder and CEO
Gurumoorthy Anthony Das
With over 20 years of experience in the BFSI sector, our Founder & MD brings deep expertise in financial services, backed by strong experience. As the visionary behind Fincover, a rapidly growing online financial marketplace, he is committed to revolutionizing the way individuals access and manage their financial needs.
LinkedIn Logo Read Bio
EMI Calculator Widget

Personal Loan EMI Calculator

Monthly EMI

₹0

Principal Amount₹0
Total Interest₹0
Total Payment₹0
MonthPrincipalInterestEMIBalance

Get Personal Loan of Rs. 50,000 for Cibil Score > 750

Secure the funds you need with ease. Apply for a hassle-free Rs. 50,000 personal loan today. Quick approval, no collateral required. Achieve your financial goals now!

  • Eligibility: Cibil Score 750+ is Required to process

Personal Loan of Rs. 50,000

Running short of cash and Do you have a specific urgent expense of Rs. 50000 you need to cover? Do not go for untrusted loan providers or borrow from unknown people? Our trusted financial services platform is here to offer you a convenient and flexible solution - a Personal Loan of Rs. 50,000. Our Rs. 50,000 personal loan is designed to provide you with the financial support you require, without the hassle of lengthy approval processes. Whether it’s for medical emergencies, travel plans, home improvements, or any other purpose, Personal loan can be your reliable financial companion.

Common Uses for a Rs. 50,000 Personal Loans

  • Emergency Expenses: Unexpected medical bills, car repairs, or urgent home repairs can strain your finances. A Personal Loan can provide immediate relief from these expenses
  • Debt Consolidation: Having Multiple debts? Consolidate all your debts into a single loan and use this personal loan to settle all your debts in one stroke
  • Education Expenses: No need to pay for your child’s education out from savings? Take a personal loan to fund your child’s education.
  • Wedding expenses: A Wedding involves a lot of expenses. Spending from savings is not a good idea, in this case, a personal loan can be handy companion to meet your expenses
  • Vacation: Are you wanderlust? Fulfill your travel adventures by the using the personal loan for travel expenses.
  • Home Renovation: Upgrade your living standards or make necessary repairs to make your home more beautiful with a personal loan for home renovation

Rs.50,000 Personal Loan EMI for up to 5 Years

Loan Amount: Rs.50,000
Rate of Interest (ROI): 10.5%

TenureEMI amount at Interest rate of 10.5%
1 yearRs. 4,407
2 yearsRs. 2,318
3 yearsRs. 1,625
4 yearsRs. 1,280
5 yearsRs. 1,074
6 yearsRs. 938
7 yearsRs. 843

How to Apply for a Personal Loan of Rs.50,000 ?

  • Online Application: Start by filling out our online application form. Provide your personal and financial information to get the process rolling.
  • Select Lender: Based on your requirement, we will display the lender eligible to your credit profile, you can then apply them accordingly.
  • Document Submission: Upload the necessary documents, including proof of identity, address, and income, for verification purposes.
  • Loan Approval: Once your application is received, the concerned team will verify the veracity of the information and will declare your eligibility within hours of the application.
  • Funds Disbursement: Upon approval, your Personal loan amount of Rs.50,000 will be disbursed directly to your bank account.

Eligibility Criteria for Personal Loan of Rs.50,000

To be eligible for a personal loan, you typically need to meet the following criteria:

  • Age between 21 and 60 years
  • Indian resident
  • Salaried/Self-employed
  • Steady source of income
  • Good credit history ( above 750)

Documents Required for Personal Loan of Rs.50,000

  • Identity Proof (Aadhaar, Passport, Voter ID)
  • Address Proof (Utility Bill, Passport, Aadhaar)
  • Income Proof (Salary Slips, ITR for self-employed)
  • Bank Statements (Last 3 to 6 months)
  • Passport-sized Photographs

Apply now

  • Eligibility: Cibil Score above 750 is Required to process
👍 38 people found helpful
Real Ratings and reviews
4.2 ★ ★ ★ ★ ☆
( 38 RATINGS )
5 ★
(16)
4 ★
(16)
3 ★
(5)
2 ★
(1)
1 ★
(0)
Quick Disbursal in 24 Hrs
★★★★★

Applied on thursday, money came next day. Simple steps and clear updates.

Varun S 5 days ago
Paperless and Fast
★★★★★

Uploaded KYC and bank statements online. Approval in minutes, disbursal same day.

Priya T 6 days ago
EMI Calculator Helped
★★★★

EMI calculator was accurate. I picked 36 months and it matched the final EMI.

Arvind G 7 days ago
Great for Salaried Buyers
★★★★★

Salary slip and bank statement were enough. Very smooth flow for salaried users.

Rithika P 9 days ago
Interest Rate Was Transparent
★★★★

Rate shown during eligibility was the rate I got. No hidden surprises.

Kishore V 11 days ago
Top-Up Loan Was Easy
★★★★★

I got a top-up after 8 months with fewer documents. Funds came quickly.

Sahana M 14 days ago
Balance Transfer Saved EMI
★★★★★

Shifted my old loan. EMI reduced by ₹1,200. Process was simple and guided.

Ramesh D 17 days ago
Self-Employed Got Approved
★★★★

I am self-employed. Gave ITR and GST returns. Took a day more but got it.

Hasmukh L 18 days ago
Minimal Documents
★★★★★

Only Aadhaar, PAN, salary slips, and bank PDF. Done in one go.

Nisha J 20 days ago
Good Support on Call
★★★★★

I had a doubt on NACH. The team explained clearly and set up auto-debit.

Sridhar K 21 days ago
Prepayment Option Saved Money
★★★★

I prepaid part of the loan after 6 months. Charges were small and fair.

Mithun B 24 days ago
Processing Fee Felt High
★★★

Loan was quick but fee could be lower. Please show a comparison of fees.

Monica F 28 days ago
Rate Lock Confusion
★★★★

Rate changed after verification by 0.5%. Would like the lock-in to be clearer.

Ankit Z 30 days ago
Instant Eligibility Check
★★★★★

Eligibility result in seconds. Loved the simple questions and clean screen.

Soumya R 35 days ago
Disbursal Same Day
★★★★★

Applied morning, money by evening. SMS and email updates were timely.

Gurpreet H 39 days ago
Verification Call Delayed
★★★

Everything was online but the verification call came next day. Slight delay.

Chirag U 46 days ago
Great UI and Steps
★★★★★

Very clear screens. Each step told me what to upload and why.

Ananya Q 55 days ago
Need More Lenders
★★★

Got offers from 4 lenders. Wish there were more NBFC options to compare.

Dev R 64 days ago
Co-Applicant Not Supported
★★★★★

I wanted to add my spouse as co-applicant but didn’t see that option.

Vasudha N 77 days ago
Auto-Debit Failed Once
★★★★

First EMI auto-debit failed due to bank issue. Support fixed it fast.

Madan P 92 days ago
No Collateral Needed
★★★★★

Unsecured loan with fair rate. Funds used for medical bills. Good experience.

Karthik E 116 days ago
Docs for Self-Employed Are Heavy
★★★★

ITR, GST, bank statement asked. It worked but took extra time.

Shalini C 158 days ago
CIBIL Below 700 Rejected
★★

I was declined due to low CIBIL. Please show tips to improve score.

Imtiyaz W 182 days ago
Clear EMI Breakup
★★★★

The breakup showed interest vs principal every month. Very helpful.

Bhavana Y 199 days ago
Foreclosure Charges High
★★★

Pre-closure fee was more than I expected. Please highlight this earlier.

Neeraj I 240 days ago
Simple and Beginner-Friendly
★★★★

New to loans. The platform explained terms like ROI, PF, and NACH in plain words.

Rupa A 283 days ago
Multiple Offers, One Application
★★★★★

Got 3 lender offers from one form. Picked the lowest EMI. Very simple.

Saurabh P 4 days ago
NBFC Approved Me
★★★★

Bank declined due to thin credit history. An NBFC partner approved me next day.

Geetha L 5 days ago
Multiple Offers in One Place
★★★★★

One form, got 3 lender offers. Picked the lowest EMI in minutes.

Akhil P 4 days ago
NBFC Approved Quickly
★★★★

Thin credit file. A partner NBFC approved me the next day.

Gayathri S 5 days ago
KFS Before eMandate
★★★★★

KFS showed rate, fees, and foreclosure terms before I signed eNACH.

Rahul N 6 days ago
Co-Applicant Helped Rate
★★★★

Added my spouse as co-applicant and one bank offered a lower rate.

Seema L 7 days ago
Video KYC Was Smooth
★★★★★

Did video KYC in 5 minutes. No branch visit needed.

Arun V 8 days ago
Stamp Duty Clear
★★★★

Processing fee and stamp duty were shown upfront per lender.

Payal R 9 days ago
Rate Match Worked
★★★★

Uploaded a competing offer and the partner matched the rate.

Irfan S 10 days ago
FOIR Reason Explained
★★★★

One bank declined due to FOIR. Reason and next steps were clear.

Manasa K 11 days ago
Doorstep Pickup Arranged
★★★★

Original sighting required. Pickup was done the next morning.

Vijay B 12 days ago
Too Many Calls From Lenders
★★★

Got calls from two lenders at the same time. Coordination can improve.

Gautam D 13 days ago

Related Search

Written by Prem Anand, a content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors.

Who is the Author?

Prem Anand is a seasoned content writer with over 10+ years of experience in the Banking, Financial Services, and Insurance sectors. He has a strong command of industry-specific language and compliance regulations. He specializes in writing insightful blog posts, detailed articles, and content that educates and engages the Indian audience.

How is the Content Written?

The content is prepared by thoroughly researching multiple trustworthy sources such as official websites, financial portals, customer reviews, policy documents and IRDAI guidelines. The goal is to bring accurate and reader-friendly insights.

Why Should You Trust This Content?

This content is created to help readers make informed decisions. It aims to simplify complex insurance and finance topics so that you can understand your options clearly and take the right steps with confidence. Every article is written keeping transparency, clarity, and trust in mind.

🏅 This content follows Google's People-First Content Guidelines

Based on Google's Helpful Content System, this article emphasizes user value, transparency, and accuracy. It incorporates principles of E-E-A-T (Experience, Expertise, Authoritativeness, Trustworthiness).

Why Choose Fincover®?

💸
Instant Personal Loan Offers
Pre-approved & 100% online process
🛡️
Wide Insurance Choices
Compare health, life & car plans
📊
Mutual Funds & Investing
Zero commission plans
🏦
Expert Wealth Management
Personalised goal-based planning
★★★★★
4.9/5

Loved by 1M+ users. Start your financial journey today!

Get it on Google Play