₹ 50 Lakh Personal Loan @10.50% p.a From Top Banks & NBFCs
Apply for a hassle-free Rs. 50 lakh personal loan at an attractive interest rate of 10.5%. Discover the eligibility criteria, documentation requirements, and repayment options available with this loan offer.
Dream Big, Borrow Bigger – Personal Loan of Rs. 50 Lakhs
Give wings to your financial ambitions with personal loan of Rs. 50 Lakhs. Whether it’s a grand wedding, a dream vacation, or a significant investment, we’re here to turn your aspirations into reality. Step into a world of endless possibilities with hassle-free loan solutions. Elevate your aspirations, dream big, and achieve extraordinarily!
Key Features
- Swift Approval: Get your loan approved faster. With swift processing, customer-friendly policies, we are your trusted partner to get your personal loan
- Flexible Repayment: Get flexible repayment schedules in a way that it does not impact your monthly expenses
- Competitive Interest Rates: Enjoy rates that won’t break your wallet and allow you to lead a comfortable life
- No Hidden Charges: Transparency is our policy. You can witness each step transparently during the whole loan process
- No Collateral Required: No need to worry about pledging assets – our personal loans are unsecured, putting your mind at ease.
Bank Interest rates for Rs.50 Lakh Personal Loan
Comparison of Personal Loan Interest Rates of Banks (2025)
| Bank | Interest Rate | Loan Amount | Apply |
|---|---|---|---|
| DBS Bank | From 10.99% | Up to ₹15 Lakhs | Apply |
| HDFC | From 10.85% | Up to ₹40 Lakhs | Apply |
| Axis Bank | From 10.49% | Up to ₹40 Lakhs | Apply |
| ICICI Bank | 10.75% – 19% | Up to ₹40 Lakhs | Apply |
| Bank of Baroda | 10.75% – 18.5% | Up to ₹5 Lakhs | Apply |
| SBI | From 11% | Up to ₹30 Lakhs | Apply |
| IndusInd | From 10.49% | Up to ₹50 Lakhs | Apply |
| Yes Bank | From 10.99% | Up to ₹40 Lakhs | Apply |
| Standard Chartered | From 11.5% | Up to ₹50 Lakhs | Apply |
| IDFC | From 10.49% | Up to ₹50 Lakhs | Apply |
| Kotak Mahindra | From 10.99% | Up to ₹40 Lakhs | Apply |
| PNB | From 11.40% | Up to ₹20 Lakhs | Apply |
| Bandhan Bank | From 11.55% | Up to ₹25 Lakhs | Apply |
Comparison of Personal Loan Interest Rates of NBFCs (2025)
| NBFC | Interest Rate | Loan Amount | Apply |
|---|---|---|---|
| Piramal Finance | From 12.99% | Up to ₹35 Lakhs | Apply |
| Shriram Finance | From 14% | Up to ₹35 Lakhs | Apply |
| Tata Capital | From 10.99% | Up to ₹35 Lakhs | Apply |
| InCred | From 18% | Up to ₹3 Lakhs | Apply |
| Finnable | From 16% | Up to ₹10 Lakhs | Apply |
| PaySense | From 16.8% | Up to ₹5 Lakhs | Apply |
| Poonawalla | From 9.99% | Up to ₹30 Lakhs | Apply |
| Fullerton | From 11.99% | Up to ₹25 Lakhs | Apply |
| LendingKart | From 12% | Up to ₹3 Lakhs | Apply |
| Axis Finance | From 13% | Up to ₹25 Lakhs | Apply |
| L&T Finance | From 12% | Up to ₹7 Lakhs | Apply |
| Mahindra Finance | From 10.99% | Up to ₹10 Lakhs | Apply |
| Aditya Birla | From 11.99% | Up to ₹50 Lakhs | Apply |
| Bajaj Finance | From 11% | Up to ₹50 Lakhs | Apply |
Rs.50 Lakh Personal Loan EMI for up to 7 Years
Loan Amount: Rs.50 Lakh
Rate of Interest (ROI): 10.5%
| Tenure | EMI amount at Interest rate of 10.5% |
|---|---|
| 1 year | Rs. 4,40,743 |
| 2 years | Rs. 2,31,880 |
| 3 years | Rs. 1,62,512 |
| 4 years | Rs. 1,28,016 |
| 5 years | Rs. 1,07,469 |
| 6 years | Rs. 93,894 |
| 7 years | Rs. 84,303 |
Eligibility Criteria for Personal Loan of 50 Lakh
- Age: 21 to 60 years
- Employment: Salaried or self-employed with a stable source of income
- Credit Score: A healthy credit score increases your chances of approval. Typically banks expect a a credit score of 750 and above
- Annual Income: It should match with the amount set by bank which you want to apply
- Longevity: For self-employed, Your business should be running for at least 2 years
Documents Required for Personal Loan of 50 Lakh
- Identity proof (Aadhar card, passport, or driving license)
- Address proof (utility bills or rental agreement)
- Income proof (salary slips or income tax returns)
- Passport-sized photographs
- Bank statements for the last 3-6 months, IT Returns, Employment proof
- Certificate of Incorporation, Certificate of Registration
- Duly filled application form
Why Apply with Us?
- Transparent Process: We believe in clear communication and transparency throughout the loan application and approval process.
- Customer-Centric Approach: Our customer service is dedicated to ensuring a smooth and pleasant experience, assisting you at every step.
- Competitive Interest Rates: Benefit from competitive interest rates, ensuring you get the best deal for your personal loan.
- Break free from financial constraints with personal loan of Rs. 50 Lakhs. Visit Fincover.com for a hassle-free process, competitive interest rates, and a customer-centric approach. Apply now and transform your aspirations into achievements effortlessly!
