Rs.40 Lakh Personal Loan @10.50%* p.a from Top Banks & NBFCs
Need 40 lakhs loan urgently? Apply and Get a Personal loan of ₹40 Lakh at 10.50% p.a. with 7 years, exclusively for salaried employees.
Personal Loan of Rs.40 Lakhs
Dreaming big? Achieve it all with our 40 lakh personal loan! Dive into a world of endless possibilities and make your money count. Our hassle-free process ensures quick approval and funds in your account. Seize the opportunity to make your dreams a reality today!
Features and Benefits of 40L Personal loan
- Generous Loan Amount: Get Personal Loan of 40 lakhs to fulfill your bigger dreams. Whether it’s a grand event, home renovation or higher education, get it done without any worries
- Quick Approval: The entire loan application process is completely streamlined eliminating the need of unnecessary approval and hastening the loan process
- Flexible Repayment Options: Get flexible repayment options which ensures your monthly EMI commitments is in alignment with your budget
- Competitive Interest Rates: Enjoy attractive interest rates that won’t break the bank, making repayment more manageable.
- No Collateral Required: You do not need to pledge any of your personal assets as this loan is unsecured which is given based on your repaying ability
Bank Interest rates for Rs.40 Lakh Personal Loan
Comparison of Personal Loan Interest Rates of Banks (2025)
| Bank | Interest Rate | Loan Amount | Apply |
|---|---|---|---|
| DBS Bank | From 10.99% | Up to ₹15 Lakhs | Apply |
| HDFC | From 10.85% | Up to ₹40 Lakhs | Apply |
| Axis Bank | From 10.49% | Up to ₹40 Lakhs | Apply |
| ICICI Bank | 10.75% – 19% | Up to ₹40 Lakhs | Apply |
| Bank of Baroda | 10.75% – 18.5% | Up to ₹5 Lakhs | Apply |
| SBI | From 11% | Up to ₹30 Lakhs | Apply |
| IndusInd | From 10.49% | Up to ₹50 Lakhs | Apply |
| Yes Bank | From 10.99% | Up to ₹40 Lakhs | Apply |
| Standard Chartered | From 11.5% | Up to ₹50 Lakhs | Apply |
| IDFC | From 10.49% | Up to ₹50 Lakhs | Apply |
| Kotak Mahindra | From 10.99% | Up to ₹40 Lakhs | Apply |
| PNB | From 11.40% | Up to ₹20 Lakhs | Apply |
| Bandhan Bank | From 11.55% | Up to ₹25 Lakhs | Apply |
Comparison of Personal Loan Interest Rates of NBFCs (2025)
| NBFC | Interest Rate | Loan Amount | Apply |
|---|---|---|---|
| Piramal Finance | From 12.99% | Up to ₹35 Lakhs | Apply |
| Shriram Finance | From 14% | Up to ₹35 Lakhs | Apply |
| Tata Capital | From 10.99% | Up to ₹35 Lakhs | Apply |
| InCred | From 18% | Up to ₹3 Lakhs | Apply |
| Finnable | From 16% | Up to ₹10 Lakhs | Apply |
| PaySense | From 16.8% | Up to ₹5 Lakhs | Apply |
| Poonawalla | From 9.99% | Up to ₹30 Lakhs | Apply |
| Fullerton | From 11.99% | Up to ₹25 Lakhs | Apply |
| LendingKart | From 12% | Up to ₹3 Lakhs | Apply |
| Axis Finance | From 13% | Up to ₹25 Lakhs | Apply |
| L&T Finance | From 12% | Up to ₹7 Lakhs | Apply |
| Mahindra Finance | From 10.99% | Up to ₹10 Lakhs | Apply |
| Aditya Birla | From 11.99% | Up to ₹50 Lakhs | Apply |
| Bajaj Finance | From 11% | Up to ₹50 Lakhs | Apply |
Rs.40 Lakh Personal Loan EMI for up to 7 Years
Loan Amount: Rs.40 Lakh
Rate of Interest (ROI): 10.5%
| Tenure | EMI amount at Interest rate of 10.5% |
|---|---|
| 1 year | Rs. 3,52,594 |
| 2 years | Rs. 1,85,504 |
| 3 years | Rs. 1,30,010 |
| 4 years | Rs. 1,02,414 |
| 5 years | Rs. 85,976 |
| 6 years | Rs. 75,116 |
| 7 years | Rs. 67,443 |
Eligibility Criteria for Personal Loan of 40 Lakh
- Age: 21 to 60 years
- Employment: Salaried or self-employed with a stable source of income
- Income level: Would vary from lender to lender
- Credit Score: A healthy credit score increases your chances of approval. Typically must around 650+
- Citizenship: Indian resident
Documents Required for Personal loan of Rs. 40 Lakhs
- Identity proof (Aadhar card, passport, or driving license)
- Address proof (utility bills or rental agreement)
- Income proof (salary slips or income tax returns, Business Establishment Proof)
- Passport-sized photographs
- Bank statements for the last 3-6 months
Gateway to realize your dream
Get the catalyst to your aspiration with Personal loan of Rs. 40 Lakhs backed by transparent process, competitive rates, and deep commitment to your financial well-being
