Rs.4 Lakh Personal Loan @10.50%* p.a

Need ₹4 Lakh personal loan Urgently? at a low 10.50% interest rate with easy EMIs and flexible repayment options. Apply now for quick approval and hassle-free processing

Personal Loan of Rs.4 Lakh

Get personal loan of Rs. 4 lakhs and get the financial flexibility you deserve. Whether it’s pursuing higher education, planning a grand celebration, or simply taking charge of unexpected expenses, you can fulfil it through personal loan of Rs. 4 Lakhs. Say hello to a world of possibilities. Embark on a journey towards financial freedom.

Features and Benefits of Rs. 4 Lakh Personal Loan

• Generous Loan Amount: Secure up to 4 lakhs to meet your diverse financial needs.
• Quick Approval: Swift and hassle-free approval process to get you the funds when you need them the most.
• Flexible Repayment Plans: Tailor-made plans that align with your financial goals and lifestyle.
• Competitive Interest Rates: Enjoy attractive interest rates, ensuring a pocket-friendly repayment experience.
• No Collateral Required: Unsecured loans mean no pledging of assets. You do not have to keep any collateral for the same
• Transparent Process: No hidden fees or surprises. Get your loan credited in a transparent manner

Rs.4 Lakh Personal Loan Interest rates

₹4 Lakh Personal Loan EMI for up to 7 Years

Loan Amount: ₹4,00,000
Interest Rate: 10.5% per annum

Eligibility Criteria for 4 Lakh Personal Loan

• Age: Minimum age 21 years, maximum age 65 years at loan maturity (some lenders may have different age requirements).
• Citizenship: Indian resident.
• Employment: Salaried individual employed with a public, private, or MNC company, or self-employed professional/businessman with a stable income.
• Minimum Income: Minimum monthly income required varies depending on the lender, but generally around ₹15,000 to ₹20,000.
• Credit Score: Good credit score (generally above 700) for better interest rates and loan approval chances.

Documents Required for 4 Lakh Personal Loan

Basic Documents:

• Proof of Identity (POI): PAN Card, Voter ID, Aadhaar Card, Passport, etc. (at least one)
• Proof of Address (POA): Aadhaar Card, Passport, Driving License, Utility bills (electricity, water, etc.), rental agreement, etc. (at least one)

Income Proof:

Salaried individuals:

• Salary slips for the last 3 months
• Form 16 for the last 2 years
• Bank statements for the last 6 months
• Appointment letter
• Company ID card

Self-employed individuals:

• Income Tax Returns (ITR) for the last 3 years
• Bank statements for the last 6 months
• Business registration documents
• Licenses
• Proof of business ownership

Additional Documents:

• Guarantor documents: If the lender requires a guarantor, they will need to provide their POI, POA, and income proof documents.
• Property papers: If you are offering collateral for the loan, you will need to provide the property papers.

Why choose Fincover for Personal Loan?

• Speedy Approvals: Get a ‘yes’ when you need it, without unnecessary delays. We have tie ups with all leading banks and NBFCs, so you are spoilt for chances
• Customer-Centric Approach: Your satisfaction is our priority. Expect personalized solutions and dedicated support. You can always reach us anytime through support channels (mail/call/chat)
• Transparent Communication: No jargon, no hidden terms. We believe in keeping you informed every step of the way.
• Secure and Confidential: Your data is your business. We ensure you’re the complete safety of your personal and business data.
• Personalized Assistance: Need help? Our dedicated team is just a call away. Our team would be supportive to you from application to disbursing

Apply now