Indian Bank Balance Check – 9 Easy Ways to Check Account Balance (2025)

Checking your Indian Bank balance has never been easier. Whether you prefer WhatsApp, a missed call, SMS, or modern mobile apps like iMobile or UPI, ICICI offers a range of convenient methods to stay on top of your finances. This guide walks you through 9 reliable options – clearly explained – along with expert tips to make your experience smooth, secure, and efficient.

1. Indian Bank Balance Check via WhatsApp Banking

Steps:

Save +91 9809463330 to your contacts.
Open WhatsApp and send “Hi” to the saved number.
Select “Balance Enquiry” from the automated menu.
Receive your balance instantly.

Quick Note: Ensure the WhatsApp account is verified (green tick) to avoid scams.

2. Indian Bank Balance Check via Missed Call

Steps:

Dial +91 982748 9500 from your registered number.
The call will auto-disconnect.
You’ll get an SMS with your balance.

Quick Note: Save the number as “ICICI Balance – Missed Call” for quick access.

3. Indian Bank Balance Check via SMS

Steps:

Type BAL in an SMS.
Send it to 5104492 from your registered mobile number.
Receive an SMS with your balance.

Quick Note: Ensure your mobile has sufficient SMS balance for delivery.

4. Indian Bank Balance Check via Internet Banking

Steps:

Visit www.indianbankbank.com
Log in to Net Banking.
Go to “Accounts Summary” or “My Accounts”.
View your balance and transactions.

Quick Note: Use a private connection and always log out securely.

5. Indian Bank Balance Check via Mobile Banking App

Steps:

Download the Mobile Banking App app.
Log in via PIN or biometrics.
Tap on “Accounts” to view your balance.

Quick Note: Use the “Quick Balance” feature for instant access without full login.

6. Indian Bank Balance Check via ATM

Steps:

Visit any ATM (ICICI or others).
Insert your ICICI debit card.
Enter your PIN and select “Balance Enquiry”.
View or print your balance.

Quick Note: Use ICICI ATMs to avoid extra charges.

7. Indian Bank Balance Check via Passbook Update

Steps:

Visit any Indian Bank branch.
Update your passbook via staff or kiosk.
View balance and transaction history.

Quick Note: Regular updates help in maintaining accurate financial records.

8. Indian Bank Balance Check via Customer Care Call

Steps:

Call 1800 977 1482 or 1800 158 2645.
Follow IVR and select “Balance Enquiry”.
Confirm your identity to hear your balance.

Quick Note: Call during non-peak hours using your registered number.

9. Indian Bank Balance Check via UPI Apps

Steps:

Open Google Pay, PhonePe, or Paytm.
Go to “Bank Accounts” or “Manage Accounts”.
Select Indian Bank.
Tap “Check Balance” and enter your UPI PIN.

Quick Note: Ensure UPI is linked with your registered ICICI number.

Frequently Asked Questions (FAQs) – Indian Bank Balance Check

Q1: What is the easiest way to check Indian Bank account balance?
WhatsApp Banking by sending “Hi” to +91 9809463330 is quick and simple.

Q2: Can I check my Indian Bank balance without the internet?
Yes, use missed call on +91 8881680808 or send BAL to 5104492.

Q3: How can I check Indian Bank balance through mobile banking?
Use the iMobile app, login, and check under the ‘Accounts’ tab.

Q4: Is there a way to check Indian Bank balance through UPI?
Yes, go to your UPI app > Indian Bank > Check Balance > Enter UPI PIN.

Q5: Does Indian Bank charge for balance enquiry by SMS or call?
Missed call is free; SMS may incur standard charges based on your plan.

Q6: How to check Indian Bank balance using an ATM?
Insert debit card, enter PIN, choose “Balance Enquiry” to view balance.

Q7: Can I check my Indian Bank balance by calling customer care?
Yes, dial 1800 977 1482 or 1800 158 2645 and follow IVR prompts.

Q8: What should I do if my Indian Bank balance enquiry fails?
Ensure your number is registered and has enough SMS/talktime balance.

Q9: Is passbook update still a valid way to check Indian Bank balance?
Yes, update your passbook at any ICICI branch or kiosk.