IndusInd Bank Platinum Master Credit Card

The IndusInd Platinum Master Credit Card is a premium credit card that offers a range of features and benefits to cardholders. It offers a comprehensive range of benefits including shopping benefits, lifestyle benefits, and golf benefits.

Features and Benefits

Welcome Rewards

The IndusInd Bank Platinum Master Credit Card offers attractive welcome benefits that includes vouchers from Montblanc, Luxe Gift Card, Postcard Hotel, and vouchers from Amazon, Zee5, Apollo Pharmacy, Uber, Ola, Bata, Raymonds, Pantaloons, etc

Rewards Program

The credit card comes with a rewards program where you earn 1.5 reward points for every Rs. 150 spent. Your reward points will be converted into cash credit @ 1 reward point = INR 0.85 of cash value.. You can redeem the reward points on Airline miles on Intermiles, Airlie miles on Vistara, Cash credit, and Pay with rewards.

Fuel Surcharge Waiver

With the IndusInd Bank Platinum Master Credit Card, you can enjoy a waiver on fuel surcharges at designated petrol pumps across India. This feature helps you save money on your fuel expenses.

Air Accident Coverage

Complimentary personal air accident insurance cover of up to INR 25 lakh.

Airport Lounge access

Access to airport lounges on all domestic and international airports is available for Cardholders under the Program

Travel Insurance

With IndusInd Bank Platinum Master Credit Card, personal air accident insurance cover of up to INR 25 lakh.

Insurance Cover****Sum Assured

Lost BaggageINR 1 lakhDelayed BaggageINR 25kLoss of PassportINR 50KLost TicketINR 25KMissed ConnectionINR 25K

Global Acceptance

The IndusInd Bank Platinum Master Credit Card is widely accepted at millions of merchant establishments worldwide, making it convenient for you to use the card while traveling or shopping internationally.

Easy Bill Payment

IndusInd Bank provides various options for bill payments, including online banking, mobile banking, and autopay facilities. This simplifies the process of clearing your credit card dues on time.

Total Protect

Has your card fallen into wrong hands? Total protect enables you to cover you for the sum upto credit limit on your credit card and is available on add-ons as well. It provides coverage against unauthorized transaction in the event of loss or theft of credit card

Fees and Charges

Joining Fee: Rs. 3000 + GST
Interest Rate: 3.83% per month
Cash Advance Fee : 2.5% of the limit amount subject to a minimum of Rs. 500
Foreign Currency Markup : 3.5%
Cash Payment Fee at IndusInd Bank Branch: ₹100
Duplicate Statement – Rs. 100 per statements

Late payment fee:

Nil for amount less than Rs. 100
Rs. 100 for amount between Rs. 100-500
Rs. 350 for amount between Rs. 501 – Rs. 1000
Rs. 550 for amount between Rs. 1001 – Rs. 10000
Rs. 800 for amount between Rs. 10000 – Rs. 25000
Rs. 1100 for amount between Rs. 25000 – Rs. 50000
Rs. 1300 for amount above Rs. 50000

Documents Required

To apply for an IndusInd Bank Platinum Master Credit Card, you typically need to submit the following documents:

Identity Proof: Any government-issued photo ID card such as Aadhaar Card, Passport, PAN Card, or Driver’s License.
Address Proof: Documents such as Aadhaar Card, Passport, utility bills, or bank statements that establish your residential address.
Income Proof: Salary slips, bank statements, or income tax returns to demonstrate your income eligibility for the credit card.
Passport-sized Photographs: Recent passport-sized photographs to be affixed on the credit card application form.
Duly Filled Application Form: The completed credit card application form provided by the bank.

Eligibility Criteria

To be eligible for the IndusInd Platinum Aura Edge credit card, you generally need to meet the following criteria:

Age: The primary cardholder should be at least 21 years old, and add-on cardholders should be 18 years or older.
A Minimum income of Rs. 25000 per month
Credit History: A good credit score and a healthy credit history are preferred for a higher chance of approval.

How to Apply for IndusInd bank master Card Credit card?

Click on the apply button below the card
Make sure you have all the documents in order and satisfy the eligibility criteria
Fill all the details
Once , we receive the application, you will be provided an acknowledgement number
Track the status of the application number online