ICICI credit cards – Features and Benefits | fincover
ICICI is one of the premier credit card issuers in India. They offer various credit cards suiting various individual needs like shopping, travel, dining, and entertainment.
Types of ICICI Bank Credit Cards
Amazon Pay ICICI Bank Credit Card
- Gas Cyclinder Payment 10% back upto Rs. 250
- Prepaid Recharges 50% back upto Rs. 100
- Postpaid bill payment 25% back upto Rs. 350
- Electricity Bill Payment 20% back upto Rs. 250
- DTH Recharge 25% Back upto Rs. 200
- Broadband Bill 25% back upto Rs. 400
- 3 months of Amazon Prime at no cost
ICICI Bank RubyX Credit Card
- 25% discount upto Rs.150 on purchase of minimum 2 movie per transaction at Bookmyshow. This offer is applicable two times
- 25% discount upto Rs.150 on purchase of minimum 2 movie per transaction at Inox. This offer is applicable two times
- 2 Complimentary lounge visits to domestic airport and railway station
- complimentary Golf Round for every Rs. 50000 retail spends
- Exclusive dining offers through ICICI Culinary treats programme
- 24/7 Concierge services (hotel booking, restaurant booking)
- air accident insurance of ₹ 1 crore and lost card liability of Rs. 50000
ICICI HPCL Super Saver Credit Card
- 5% back in reward points on utility, grocery, and departmental stores purchases
- 25% discount on movie ticket bookings upto Rs. 100 on min 2 tickets per transaction available on BookMyShow and INOX movies
- Additional 1.5% back in reward points for all fuel purchases through HP Pay app at HPCL Outlets
- 2 reward points for every Rs. 100 purchase on retail except fuel
- Complimentary domestic lounge access on spending Rs. 5,000 in a calendar quarter on your card
- Exclusive dining offers through ICICI Culinary treats programme
ICICI Bank Sapphiro Credit Card
- Buy one ticket and get upto Rs. 500 on the second ticket, twice every month through BookMy Show
- Fuel Benefits: Save on your fuel expenses with attractive fuel surcharge waivers at any petrol pumps.
- Avail concierge services such as Restaurant referral, reservation, flower and gift assistance, hotel reservation, car rentals, medical concierge privileges etc.
Credit Card Eligibility
- Age between 21-65
- Credit Score of 750+
- Salary of Minimum Rs. 25000
- Job stability, current job experience of 1 year atleast
Documents Required to Apply for ICICI Credit Card
- Recent Passport sized photo
- ID Proof (Voter ID/PAN Card/Aadhar)
- Address Proof
- Income Proof (Payslip, Salary Certificate)
- Bank Statements with salary credit
- Form 16
How to Apply for ICICI Credit Cards Online?
It is important that you ensure you fulfill the eligibility criteria before applying for ICICI Credit Cards,
- Click on the apply now link given at the top
- You need to enter some details as requested
- You would need to submit the documents required
- Once done, an application ID will be sent to you to track your application status.
Frequently Asked Questions
1. What can I do if I lose my credit card?
If you lose your ICICI credit card, you should immediately block the card. You can do this by contacting ICICI Customer Care or through the iMobile Pay App. Prompt action ensures your card is not misused.
2. Is there a redemption charge while redeeming rewards?
Yes, ICICI Bank levies a redemption facilitation fee of ₹99 + GST for each reward redemption request. Make sure to check your available points and redeem accordingly.
3. What are the benefits of ICICI Credit Card?
ICICI credit cards offer a wide range of benefits, including:
- Lifestyle Benefits – Dining discounts, entertainment offers, and more
- Travel Benefits – Airport lounge access, travel insurance, etc.
- Other Benefits – Cashback, 24/7 concierge services, Payback reward points, EMI options, and more
4. What happens when my credit card expires?
ICICI Bank will automatically send a renewed credit card about 10 days before your current card expires.
If you do not receive the renewed card, you can place a request for non-receipt through customer care or the iMobile app
