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IndusInd Nexxt Credit Card 

IndusInd Nexxt Credit Card is a powerful and interactive credit cards designed to meet your diverse needs. It comes with built in LED buttons With a range of exclusive features, unmatched privileges, and seamless convenience, Nexxt Credit Card is your go-to card for all kinds of purchases.

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IndusInd bank Nexxt Credit Card

Expert Review (4.4/5)

Joining Fee - Rs. 10000 + GST
Annual Fee - Rs. Nil

Welcome Benefits

  • Enjoy a leisurely stay at one of the best Oberoi Hotels
  • Claim vouchers from Monteblac (watches, writing instruments, jewellery)
  • Claim vouchers from Luxe Gift card, vouchers available at select fee points only.
  • Complimentary stay at The PostCard Hotel
  • Vouchers from multiple brands like Amazon, Flipkart, Zee5, Apollo Pharmacy, Uber, Ola, and More

Travel Insurance

Get Travel Insurance cover from The Oriental Insurance Company with coverage as follows,

  • Lost Baggage – Rs. 100000
  • Delayed Baggage – Rs. 25000
  • Loss of Passport – Rs. 50000
  • Lost ticket – Rs. 25000
  • Missed Connection – Rs. 25000

Nexxt life

Get movie vouchers from Bookmy Show twice a month for Rs. 200.

Contactless Feature

It is a chip based contactless card. Tap your credit card at merchant locations.

Personalized Credit Limit

Nexxt Credit Card empowers you with a personalized credit limit that aligns with your financial profile, providing flexibility and peace of mind in managing your expenses.

Dynamic EMI Conversion

Convert your significant purchases into easy EMIs with just a click. Nexxt Credit Card offers the unique feature of dynamic EMI conversion, enabling you to manage your expenses conveniently and without any hassle.

Cashback and Rewards

 Enjoy attractive cashback offers and earn reward points on every transaction you make with your Nexxt Credit Card. Redeem these points for a wide range of exciting gifts, vouchers, or discounts on your favorite brands. Get 1 Reward Point for every ₹150 spent.

Fuel Surcharge Waiver

 Enjoy a waiver* of 1% on fuel surcharge at any petrol stations across India.

Reward Points

  • 1 Reward Point for every INR 150 spent
  • Reward Points can be redeemed at the ratio of 1 Reward Point = Re.1 of cash value and for airmiles in partner airlines for the ratio of 1 Reward Point = 1 Airline Mile

Movie Tickets

  • Satyam 1+1 Benefits
  • Buy one movie ticket and get the other one absolutely free*.
  • You can avail up to 4 free tickets in a month.
  • Offer valid in Chennai only

Lounge Benefits

 Waiver of USD 27 lounge usage fee at International Lounges for 8 visits under travel plus programme for a enrolment fee of INR 5000

Auto Assist 

Get on the road assistance for Flat tyre, road repair, keys locked inside, emergency fuel, emergency towing assistance.

Concierge services 

Enjoy from a range of concierge services like Restaurant Reservation, Flight Booking, Sports and Entertainment booking, Event Bookings, Pre-trip assistance.


  • Total protect covers you for a sum up to the credit limit against fradulent usage.
  • Personal Air Accident Insurance of INR 25 Lakhs
  • Interest Rate: 2.99% per month
  • 2.5% of the transaction amount, subject to a minimum of Rs.300
  • Markup fee of 3.5%
  • Reward redemption fee of Rs. 100

Late payment fee:

  • Nil for amount less than Rs. 100
  • Rs. 100 for amount between Rs. 100-500
  • Rs. 350 for amount between Rs. 501-1000
  • Rs.550 for amount between Rs. 1001 – 10000
  • Rs. 800 for amount between Rs. 10001 – Rs. 25000
  • Rs. 1100 for amount between Rs. 25001 – Rs. 50000
  • Rs. 1300 for any amount greater than Rs. 50000

To complete the application process smoothly, keep the following documents ready:

Proof of Identity: Aadhaar card, PAN card, passport, voter ID, etc.

Proof of Address: Utility bills, rental agreement, driving license, etc.

Proof of Income: Salary slips, bank statements, income tax returns, etc.

To apply for the Nexxt Credit Card, you need to meet the following eligibility criteria:

  • Age: You must be above 21 years of age.
  • Nationality: You must be an Indian citizen or a resident of India with a valid visa.
  • Salary: You must have a regular source of income. The minimum income requirement varies depending on the city you reside in. For major cities like Chennai, Mumbai, and Delhi, the minimum salary requirement is typically around ₹25,000 per month. For smaller cities and towns, the requirement might be lower.
  • Employment: You must be salaried or self-employed. If you are self-employed, you must have proof of income such as ITRs for the past two years.
  • Credit Score: You must have a good credit score. IndusInd Bank typically prefers a credit score of 750 or above for approving the Nexxt credit card. This indicates a good history of managing credit responsibly.
  • Click on the apply button below the card
  • Make sure you have all the documents in order and satisfy the eligibility criteria
  • Complete the online application and attach necessary documents required
  • Once , we receive the application, you will be provided an acknowledgement number
  • Track the status of the application number online

Other IndusInd Credit Cards

CardJoining FeeRewards
IndusInd bank Legend CardRs. 9999Weekday Spend Rs. 100 – 1 Point Weekend; Spend  Rs. 100 – 2 Points
IndusInd bank Platinum Visa CardRs.  3000Get 1.5 Reward Points for every Rs. 150 Spend 
IndusInd Platinum Master Credit CardRs. 3000Get 1.5 Reward Points for every Rs. 150 Spend
Platinum Aura Edge Visa Master/Visa Credit CardRs. 500Get upto 4 Reward points for every Rs. 100 Spend
IndusInd Nexxt Credit CardRs. 3499Get 1 Reward points for every Rs. 150 Spend
EazyDiner IndusInd Credit CardRs.199910 Reward Points on every ₹100 spent on dining, shopping and entertainment
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