Yes Bank Credit Card
Yes Bank is one of the full service commercial bank offering a range of banking products to customers and corporate. Yes Bank Credit cards are known for their host of benefits, low annual fee, low interest rates, and a rewarding loyalty program.
Types of Yes Bank Credit Cards
| Card | First year fee | Rewards |
| Yes First Exclusive Credit card | Rs. 1999+ GST | 24 Reward Points on every INR 200 spent on dining, travel, 12 reward points for INR 200 for other transactions |
| Yes First Preferred Credit Card | Rs. 999 + GST | 12 Reward Point for every Rs.200 dining spends, 8 reward points for every Rs. 200 on all categories |
| Yes Premia Credit Card | Rs. 999+ GST | 12 Reward Point for every Rs.200 dining spends, 6 reward points for every Rs. 200 on all categories |
| Yes Prosperity Edge Credit Card | Rs. 399 + GST | 8 Reward Point for every Rs.200 dining spends, 4 reward points for every Rs. 200 on all categories |
| Yes Prosperity Reward Plus | Rs. 399+GST | 8 Reward Point for every Rs.200 dining spends, 4 reward points for every Rs. 200 on all categories |
Features and Benefits of Yes bank Credit Cards
Yes First Exclusive Credit Card
- Travel friendly
- Shopping
Fee
Joining Fee – Rs. 1999 + GST
Annual Fee – Rs. 1999 + GST
More info
Highlights: Chance to earn upto 8000 reward points, Complimentary access to airport lounges and golf program
Fees: For the first year Rs. 1999 + GST fee will be charged which can be reversed upon spending Rs. 40000 within 30 days of card set up date. Renewal fee of Rs. 1999 can be reversed upon spending Rs. 300000 within one year prior to card renewal date
- Airport Lounge Access priviliges – Domestic – 3 per Quarter, International – 6 Per Calender year
- Get waiver of green fee (4 nos) at select golf courses in India
- 1% fuel surcharge waiver
- Attractive interest rate of only 2.99% on revolving credit
- Available for salaried and self-employed
- FREE Amazon voucher worth ₹1500 on spending ₹1500 within first 30 days
Yes First Preferred Credit Card
- Shopping
- Rewards
Fee
Joining Fee – Rs. 999 + GST
Annual Fee – Rs. 999 + GST
More info
Highlights: Medical Emergency cover of Rs. 25 Lakhs, Additional 2x reward points
Fees: Joining fee of Rs. 999+GST, which can be reversed upon spending INR 50000 within 90 days of card set up date, Annual fee of Rs. 999+ GST which can be reversed on a yearly spend of Rs. 2.5 Lakhs and more.
- Contactless Transactions
- 8 reward points on Rs. 200 spent
- Medical emergency cover upto Rs. 25 Lakhs while travelling outside and accident cover of Rs. 1 Crore
- 4 complimentary visits to airport lounges outside India and 2 within India
- Complimentary Golf Program
- FREE Amazon voucher worth ₹1500 on spending ₹1500 within first 30 days
Yes Premia Credit Card
- Travel friendly
- Shopping
Fee
Joining Fee – Rs. 999 + GST
Annual Fee – Rs. 999 + GST
More info
Highlights: Accelerated Rewards, Life Insurance cover of 1 crore, and Movie Discount offers
Fee: Joining fee of Rs. 999+GST, which can be reversed upon spending INR 50000 within 30 days of card issuance, Annual fee of Rs. 999+ GST which can be reversed on a yearly spend of Rs. 2 Lakhs and more.
- 4 Green fee waiver per year
- Life Insurance cover of 1 Crore, Medical insurance cover of 30 lakhs
- 1% Fuel surcharge waiver
- 2 complimentary domestic airport lounge visits and 3 international lounge visits allowed
- Accelerated rewards on selective purchases
- FREE Amazon voucher worth ₹1500 on spending ₹1500 within first 30 days
Yes Prosperity Edge Credit Card
- Rewards
- Shopping
Fee
Joining Fee – Rs. 399 + GST
Annual Fee – Rs. 399 + GST
More info
Highlight: Accelerated Rewards on Travel and Dining, Life Insurance coverage of INR 50 lakhs, Emergency Medical Hospitalization of Rs. 15 Lakhs
Fees: First Year Membership Fee of INR 399 reversed on spends of Rs. 5000 within one month and renewal fee of Rs. 399, which can reversed on spending Rs. 50000 in the year
- 4 Green fee waiver per year
- Life Insurance cover of 1 Crore, Medical insurance cover of 30 lakhs
- 1% Fuel surcharge waiver
- 2 complimentary domestic airport lounge visits and 3 international lounge visits allowed
- Accelerated rewards on selective purchases
- FREE Amazon voucher worth ₹1500 on spending ₹1500 within first 30 days
Yes Prosperity Reward Plus
- Rewards
- Shopping
Fee
Joining Fee – Rs. 399 + GST
Annual Fee – Rs. 399 + GST
More info
Highlights: Get great offers across travel, dining, shopping, and wellness. Accelerated Rewards on select transactions
- Fuel Surcharge waiver
- 1 Complimentary visit within India per calendar quarter
- Insurance cover of Rs. 50 Lakhs for death due to air accident, 15 Lakhs medical insurance for emergency hospitalization while travelling abroad
- Complimentary golf program (four green fees waiver)
Yes bank Credit Card Eligibility
- Age between 21-60
- Credit Score of 750+
- Salaried and Self-employed
- Minimum Net Salary of INR 2 lakh per month or Income Tax Return of INR 18 lakh and above
Documents Required to Apply for a Yes bank Credit Card
- Recent Passport sized photo
- ID Proof (Voter ID/PAN Card/Aadhar)
- Address Proof
- Income Proof (Payslip, Salary Certificate)
- Bank Statements with salary credit4
- Latest Form 16
How to Apply for Yes Credit Cards?
It is important that you ensure you fulfill the eligibility criteria before applying for Yes bank Credit Cards,
- Click on the apply now link given at the top
- You need to enter some details as requested
- You would need to submit the documents required
- Once done, an application ID will be sent to you to track your application status.
1800 103 1212 (YES Prosperity)
02250795101 (When Calling from Outside India)