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Yes Bank Credit Card 

Yes Bank is one of the full service commercial bank offering a range of banking products to customers and corporate. Yes Bank Credit cards are known for their host of benefits, low annual fee, low interest rates, and a rewarding loyalty program.

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Features and Benefits

Types of Yes Bank Credit Cards

CardJoining FeeRewards
Yes First Exclusive Credit cardRs. 1999 + GST24 Reward Points on every INR 200 spent on dining, travel, 12 reward points for INR 200 for other transactions
Yes First Preferred Credit CardRs. 999 + GST12 Reward Point for every Rs.200  dining spends, 8 reward points for every Rs. 200 on all categories
Yes Premia Credit CardRs. 999 + GST12 Reward Point for every Rs.200  dining spends, 6 reward points for every Rs. 200 on all categories
Yes Prosperity Edge Credit CardRs. 399 + GST8 Reward Point for every Rs.200  dining spends, 4 reward points for every Rs. 200 on all categories
Yes Select Credit cardRs. 399 + GSTGet a FREE Amazon voucher worth Rs. 500 on spending Rs. 1000 within first 30 days
Yes Prosperity Reward PlusRs. 399 + GST8 Reward Point for every Rs.200  dining spends, 4 reward points for every Rs. 200 on all categories
Yes Bank Ace Credit CardRs. 399 + GSTGet a FREE Amazon voucher worth Rs. 500 on spending Rs. 1000 within first 30 days
Yes-Bank-First-Exclusive-Card

Yes First Exclusive Credit Card

Expert Review (4.7/5)
4.7/5
Fee

Joining Fee – Rs. 1999 + GST
Annual Fee – Rs. 1999 + GST

Highlights: Chance to earn upto 8000 reward points, Complimentary access to airport lounges and golf program

Fees: For the first year Rs. 1999 + GST fee will be charged which can be reversed upon spending Rs. 40000 within 30 days of card set up date. Renewal fee of Rs. 1999 can be reversed upon spending Rs. 300000 within one year prior to card renewal date

  • Airport Lounge Access priviliges – Domestic – 3 per Quarter, International – 6 Per Calender year
  • Get waiver of green fee (4 nos) at select golf courses in India
  • 1% fuel surcharge waiver
  • Attractive interest rate of only 2.99% on revolving credit
  • Available for salaried and self-employed
  • FREE Amazon voucher worth ₹1500 on spending ₹1500 within first 30 days
YES-First-Preferred-Credit-Card

Yes First Preferred Credit Card

Expert Review (4.7/5)
4.7/5
Fee

Joining Fee – Rs. 999 + GST
Annual Fee – Rs. 999 + GST

Highlights: Medical Emergency cover of Rs. 25 Lakhs, Additional 2x reward points

Fees: Joining fee of Rs. 999+GST, which can be reversed upon spending INR 50000 within 90 days of card set up date, Annual fee of Rs. 999+ GST which can be reversed on a yearly spend of Rs. 2.5 Lakhs and more.

  • Contactless Transactions
  • 8 reward points on Rs. 200 spent
  • Medical emergency cover upto Rs. 25 Lakhs  while travelling outside and accident cover of Rs. 1 Crore
  • 4 complimentary visits to airport lounges outside India and 2 within India
  • Complimentary Golf Program
  • FREE Amazon voucher worth ₹1500 on spending ₹1500 within first 30 days

More info

YES-PREMIA-Credit-Card

Yes Premia Credit Card

Expert Review (4.7/5)
4.7/5
Fee

Joining Fee – Rs. 999 + GST
Annual Fee – Rs. 999 + GST

Highlights: Accelerated Rewards, Life Insurance cover of 1 crore, and Movie Discount offers

Fee: Joining fee of Rs. 999+GST, which can be reversed upon spending INR 50000 within 30 days of card issuance, Annual fee of Rs. 999+ GST which can be reversed on a yearly spend of Rs. 2 Lakhs and more.

  • 4 Green fee waiver per year
  • Life Insurance cover of 1 Crore, Medical insurance cover of 30 lakhs
  • 1% Fuel surcharge waiver
  • 2 complimentary domestic  airport lounge visits and 3 international lounge visits allowed
  • Accelerated rewards on selective purchases 
  • FREE Amazon voucher worth ₹1500 on spending ₹1500 within first 30 days

More info

YES-PROSPERITY-EDGE-CREDIT-CARD

Yes Prosperity Edge Credit Card

Expert Review (4.7/5)
4.7/5
Fee

Joining Fee – Rs. 399 + GST
Annual Fee – Rs. 399 + GST

Highlight: Accelerated Rewards on Travel and Dining, Life Insurance coverage of INR 50 lakhs, Emergency Medical Hospitalization of Rs. 15 Lakhs

Fees: First Year Membership Fee of INR 399 reversed on spends of Rs. 5000 within one month and renewal fee of Rs. 399, which can reversed on spending Rs. 50000 in the year

  • 4 Green fee waiver per year
  • Life Insurance cover of 1 Crore, Medical insurance cover of 30 lakhs
  • 1% Fuel surcharge waiver
  • 2 complimentary domestic  airport lounge visits and 3 international lounge visits allowed
  • Accelerated rewards on selective purchases 
  • FREE Amazon voucher worth ₹1500 on spending ₹1500 within first 30 days

More info

yes-prosperity-cc

Yes Prosperity Reward Plus

Expert Review (4.7/5)
4.7/5
Fee

Joining Fee – Rs. 399 + GST
Annual Fee – Rs. 399 + GST

Highlights: Get great offers across travel, dining, shopping, and wellness. Accelerated Rewards on select transactions

  • Fuel Surcharge waiver
  • 1 Complimentary visit within India per calendar quarter
  • Insurance cover of Rs. 50 Lakhs for death due to air accident, 15 Lakhs medical insurance for emergency hospitalization while travelling abroad
  • Complimentary golf program (four green fees waiver)

More info

Yes select

Yes Select Credit card

Expert Review (4.7/5)
4.7/5
Fee

Joining Fee – Rs. 399 + GST
Annual Fee – Rs. 399 + GST

Reward Points – Earn 3X/5X Reward Points with your YES Select Credit Card

  • 24 Reward Points for every Rs. 200 spent on Travel and dining expenses upto Rs. 5000
  • 12 Reward Points on every Rs. 200 on all categories
  • Get 6 Yes Rewards Points on Every INR 200 on select categories
  • Airmiles 10 reward points = 1 Club Vistara point
Yes ace

Yes Bank Ace Credit Card

Expert Review (4.7/5)
4.7/5
Fee

Joining Fee – Rs. 399 + GST
Annual Fee – Rs. 399 + GST

Reward Points – Earn 3X/5X Reward Points with your YES Ace Credit Card

  • 24 Reward Points for every Rs. 200 spent on online shopping
  • 12 Reward Points on every Rs. 200 on offline shopping except on select categories
  • Get 6 Yes Rewards Points on Every INR 200 on select categories
  • Airmiles 10 reward points = 1 Club Vistara point
  • No reward points will be added for fuel transactions, cash withdrawals, and EMI transaction

Yes bank Credit Card Eligibility

General Eligibility:

Age: Between 21 and 60 years

Employment: Salaried or self-employed with a steady source of income

Minimum Income:

  • INR 25,000 per month for most cards
  • INR 40,000 per month for YES Prosperity Edge Credit Cards

CIBIL Score: 700 or above (a good credit score)

Documents Required to Apply for a Yes bank Credit Card

  • Identity proof: PAN Card, Aadhaar Card, Passport, Driving License, etc.
  • Address proof: Aadhaar Card, Voter ID, Ration Card, Utility Bills, etc.
  • Income proof: Salary slips, bank statements, ITRs, Form 16, etc. (depending on employment type)
  • Recent passport-size photograph
How to buy

How to Apply for Yes Credit Cards?

It is important that you ensure you fulfill the eligibility criteria before applying for Yes bank Credit Cards,

  • Click on the apply now link given at the top
  • You need to enter some details as requested
  • You would need to submit the documents required 
  • Once done, an application ID will be sent to you to track your application status.
FAQs
Yes Bank offers a range of credit card across multiple categories like shopping, travel, lifestyle, wellness etc. You will have to identify what kind of a spender you are. Once, you do that it will be easy to identify the best card for you
If you lose your credit card, you will have to report immediately to Customer care by calline these numbers 1800 103 6000 (YES First/Premia)
1800 103 1212 (YES Prosperity)
02250795101 (When Calling from Outside India)
To generate PIN No for your credit card, you will have to login their internet banking and follow the steps or visit the nearest ATM
You will not be charged any redemption charge for Yes Private and Yes Private Prime credit card. For the rest of the cards, a redemption charge of Rs. 100 will be charged.