Apply for
RUPAY Credit Card UPI
There are several travel credit cards available in India that can help make your travel dreams a reality while providing various benefits and rewards.
Features and Benefits
Best RUPAY upi credit cards
ICICI Coral RuPay Credit Card
(4.4/5)
☆☆☆☆☆ 4.4/5
- Travel
- Shopping
Fee
Joining Fee - Rs. 500
Annual Fee – Rs. 500
More info
- Cardholders earn 4 PAYBACK points on every Rs. 100 spent on dining, groceries, and supermarkets.
- Additionally, cardholders can earn 2 PAYBACK points on every Rs. 100 spent on other categories.
- Users can redeem these points for gift vouchers, products, or services.
- The Coral RuPay Credit Card offers a fuel surcharge waiver of 1% on fuel transactions up to Rs. 4,000 at HPCL petrol pumps.
- The Coral RuPay Credit Card offers discounts of up to 15% at partner restaurants across India.
- Cardholders can avail themselves of up to Rs. 10,000 off on domestic and international flight bookings made through Goibibo.
HDFC TATA Neu Infinity Credit Card
(4.4/5)
☆☆☆☆☆ 4.4/5
- Travel
- Shopping
- Rewards
- Cashback
Fee
Joining Fee - Rs.100 + GST (monthly)
Annual Fee - Nil
More info
- The HDFC TATA Neu Infinity Credit Card offers numerous rewards and benefits to its users. Cardholders earn 3 reward points for every Rs. 150 spent on retail purchases.
- cardholders can earn 50% more reward points when they use their card to purchase Tata products.
- The HDFC TATA Neu Infinity Credit Card offers lounge access at select domestic and international airports across India.
- This card offers a fuel surcharge waiver of 1% on fuel transactions up to Rs. 4,000 at all petrol pumps in India.
- Also offers discounts of up to 15% at partner restaurants across India.
- Cardholders can avail themselves of exclusive discounts on Tata products and services, including Tata Motors, Tata Starbucks, and Taj Hotels.
Premium
IndianOil Axis Bank Credit Card
(4.4/5)
☆☆☆☆☆ 4.4/5
- Travel
- fuel
- cashback
Fee
Joining Fee - Rs. 500
Annual Fee - Rs. 500
More info
- The IndianOil Axis Bank Credit Card provides several benefits to individuals who frequently use their vehicles. Cardholders can avail themselves of a 1% fuel surcharge waiver on fuel transactions up to Rs. 4,000 at any IndianOil petrol pump across India.
- Additionally, the card offers 4% cashback on fuel purchases made at IndianOil petrol pumps.
- The IndianOil Axis Bank Credit Card provides discounts of up to 20% on dining at partner restaurants across India.
- The IndianOil Axis Bank Credit Card offers several travel benefits to its users. Cardholders can avail themselves of up to Rs. 500 off on domestic flight bookings made through Goibibo.
- The IndianOil Axis Bank Credit Card provides access to Axis Bank Dining Delights, which offers discounts of up to 20% on dining at over 5,000 restaurants across India.
Premium
RUPAY credit card on UPI - How it works?
Most transactions are carried out these days through UPI. However, credit cards have been excluded from the UPI linking. RUPAY Credit cards are now available to use in the UPI Platform. It is highly useful to merchants and customers to make payments seamlessly for their purchases. All you need to do is scan the QR codes, and voila your payments are done. Payments done through UPI Transactions are safe, secure as they are done with a PIN
Allowing Rupay Credit cards to be used in the UPI Platform is seen as the welcome move by experts and customers alike. Now merchants with this facility can reach out to the new set of customers and ensure their business growths to the next level
What are the features of Rupay Credit Card
- Attach your credit card to the UPI ID on the BHIM App or any other app by simply using your registered mobile number
- By linking the card, customers can pay to the merchant by scanning the UPI QR code wherein the payment authentication is done by UPI PIN
- Cash withdrawal at merchant is not supported P2P lending, P2M, and card to card payments are also not supported
- There are absolutely no hidden charges for using this feature
- It will follow the UPI Standard Transaction limits
- Autopay and Dispute resolution will be available through ODR
- You do not have to bring the card physically no longer to do a transaction
How to link Credit Card with UPI?
- Open your BHIM App or any other payment app (Gpay, Phonepe, Paytm) with the password
- Tap on the bank account, and add an account
- Choose the bank that issued the RUPAY credit card
- Select your card
- Click on Confirm
- Click on View Accounts
- Set your UPI Pin no, after which your UPI feature in RUPAY card has been activated successfully
How to make payments with RuPay Credit Card on UPI
- Scan the QR code of the merchant
- Enter the amount manually or auto-fetched
- Choose the credit card account for payment
- Complete the transaction with your UPI PIN
- RuPay Credit cards can be used for recurring transactions such as credit card bill, electricity
- The standard limit for RuPay Credit cards on UPI transactions is 1 Lakh. For some vendors, a transaction limit of Rs. 2 Lakhs is allowed
What transactions you cannot do with RUPay Credit Card on UPI Platform?
- You cannot transfer money to other Individual Handles
- Cannot transfer money to small merchants such as vegetable vendors, Chai walas, and street corner snack shops
- You cannot request cash from the merchant after using RuPay credit cards on the UPI platform
How to apply for credit cards at Fincover?
- Log onto “Fincover.com”
- Click on the Credit Cards tab
- Click on the apply now link given at the top
- You need to enter some details as requested
- You would need to submit the documents required
- Once done, an application ID will be sent to you to track your application status.