Pradhan Mantri Jan Arogya Yojana (PMJAY) Introduction Access to affordable healthcare is a fundamental right for every citizen. Recognizing this, the Government of India launched the Pradhan Mantri Jan Arogya Yojana (PMJAY), also known as Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY), in September 2018. This revolutionary scheme aims to provide comprehensive medical cover […]

Inclusions and Exclusions Critical Illness vs. Mediclaim Policy When it comes to health insurance, there are various types of policies available in the market. Two such policies are critical illness insurance and mediclaim policy. Both policies provide financial support to policyholders in case of a medical emergency. However, there are some key differences between these […]

Health vs Life Insurance difference We all want to live a worry-free life and for that investing go a long way. When it comes to planning for the future, it includes taking care of medical expenses and leaving behind a corpus for our beloved ones in the event of any unfortunate event. Post covid-19, a […]

What is a Free Medical Check up in a Health Insurance? A Free Medical Check up is one of the many perks that you avail by buying a health insurance policy. Many Insurance companies offer free medical tests such as Blood sugar test, Lipid Profile, Kidney function test, complete blood count test, and many other […]

Does Health Insurance cover Psychological disorders? The overall well-being of a person is defined not just by his/her physical health but also mental health to a significant extent. Mental health defines a lot of our activities, our thought processes, and our decision making ability. Life becomes incredibly complicated for a person who is mentally ill […]

4 Things to keep in mind before buying a health insurance Uncertainty and unpredictability are part of people’s lives. People face different situations every day. But being prepared for everything is a big question. A new alarm rings every time, whether health, wealth or any other financial need. These are situations where insurance policies turn […]

Covid-19: Awareness about the importance of health insurance With over one crore cases and 1.5 Lakh deaths, India is one of the worst-hit countries by Coronavirus Pandemic.  Though the government’s timely lockdowns helped control the infection rate to some extent, large swaths of population were hit by the pandemic. Most importantly, the pandemic has put […]

How to Save your Money in Health Insurance Plans Due to India’s rising healthcare costs, an health insurance policy is essential for everyone. However, a lot of people think that health insurance policy is an unnecessary expense. They cannot be more wrong as the benefits of health insurance outweigh the premium easily. From cashless hospitalization […]

How No Claim Bonus offer works in Health Insurance No Claim Bonus is an incentive offered by insurance companies for not claiming during the policy year. It differs from company to company. It is one of the most beneficial features of having health insurance. Usually, the No Claim Bonus (NCB) is either given as a […]