What is the FOIR for Personal Loan Approval in Top Banks and NBFCs

What is the FOIR for Personal Loan Approval in Top Banks and NBFCs FOIR (Fixed Obligation to Income Ratio) is a key parameter used by banks and NBFCs (Non-Banking Financial Companies) to assess a personal loan applicant’s repayment capacity. It measures the proportion of your income that goes towards fixed obligations, such as existing EMIs […]

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SIPs, Stocks, and Beyond: Building a Diversified Investment Portfolio

SIPs, Stocks, and Beyond: Building a Diversified Investment Portfolio Particularly in the active Indian market, creating your first diversified investing portfolio can be an exciting but sometimes challenging task. A well-organized portfolio increases financial gain possibilities in addition to helping manage risks. These are some useful ideas to guide you through the process of building […]

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Family Mediclaim vs. Individual Policies: What’s Best for Your Family?

Health Insurance Family Mediclaim vs. Individual Policies: What’s Best for Your Family? The healthcare scenario today is highly dynamic and changing rapidly. The healthcare sector growth in India reached 12.59% in 2024-25. It is of utmost importance to protect the health of your family. The insurance policy helps manage unforeseen medical expenses. However, choosing the […]

Understanding IRS Tax Levies: Can the IRS Seize Your Digital Assets?

Understanding IRS Tax Levies: Can the IRS Seize Your Digital Assets? In today’s increasingly digital world, how we manage and store our assets has drastically changed. With the rise of cryptocurrencies, NFTs, and other digital holdings, many taxpayers wonder how these assets are treated under U.S. tax law. More specifically, as the IRS continues to […]

Why and How to Diversify Your Portfolio

Why and How to Diversify Your Portfolio? Investing in an all-equity portfolio may seem logical when the stock market is showing double-digit returns. However, equity markets do not rise in a straight line. The returns on the Nifty 500 index over five years reflect results at a single point in time. Stock markets have experienced […]

Can You Purchase Term Insurance Without Income Proof?

Can You Purchase Term Insurance Without Income Proof? One of the most popular insurance plans is a term insurance plan. It is a fixed-length life insurance policy that provides a fixed lump sum amount at maturity or during the policy term to the policyholder or their dependents in case of his or her death. A […]

How to close IndusInd bank credit card

IndusInd Credit cards How to Close IndusInd Bank Credit Card If you’re looking to close your IndusInd Bank credit card for any reason—be it to manage your finances better or to avoid paying annual fees—it’s important to understand the steps involved in the closure process. Closing a credit card involves more than just cutting the […]

how to redeem indusind credit card points

IndusInd Credit cards how to redeem IndusInd credit card points IndusInd Bank offers attractive reward programs for its credit card users, enabling them to earn points with every transaction. These points can be redeemed for a variety of exciting options like shopping, travel, gift vouchers, and more. If you’re an IndusInd credit cardholder and wondering […]

How to Activate Indusind Credit Card

IndusInd Credit cards How to Activate Your IndusInd Credit Card Activating your IndusInd Credit Card is a crucial step that opens the door to a world of convenience and rewards. Whether you’ve just received your new card or a replacement, activating it is quick and easy. In this guide, we’ll walk you through the various […]

Aadhar Card Update: Last Date Sept 14

How to check your Motor Vehicle Insurance Details? In today’s busy schedule it is quite natural for people to forget renewing their insurance policy on time. Not renewing the policy on time means you will end up with driving without a valid insurance which is punishable offence according to Indian Motor Law, 1988. It is […]