Reliance General Two Wheeler Insurance

Reliance General Insurance is one of the leading General Insurance companies in India providing insurance solutions with respect to motor, health, travel, marine etc.

​​ Reliance General Insurance is one of the leading General Insurance Company in India with a huge customer base that comprises Individuals, Corporates, and SMEs. They have over 130 branches across the country and more than 90000+ intermediaries distributing their insurance products. Reliance General Insurance offers motor, health, travel, marine insurance to the customers and corporate with several customizable options.

Reliance General Insurance understands the importance of Bike Insurance plans and has framed their policies offering best coverage at affordable premiums. Their bike insurance policies are easy to purchase and very affordable. Moreover, you can enhance your protection with add-ons that suits your needs.

Types of Two Wheeler Insurance Policies at Reliance General

Third Party Liability Bike Insurance

It covers the damage or injury to the third party by an insured vehicle. It covers both the vehicle damage and injuries sustained by the third party. This type of Insurance is mandatory by law. 

Comprehensive Bike Insurance 

In addition to the third party liability, a comprehensive cover offers protection to the insured vehicle in the case of accidents, theft, and natural/manmade disaster. If you want a complete coverage for your vehicle from all possible scenarios, then must opt for Comprehensive Cover

Own Damage Bike Insurance

This type of Insurance just covers the damage to the insured vehicle during accidents, fire, and natural calamities. It does not cover any third party vehicle or person.

Inclusions and Exclusions of Reliance Two Wheeler Insurance


  • Accidents
  • Theft
  • Natural Calamities like Earthquake, Storm, Cyclone, Landslide, etc
  • Riots and strikes
  • Fire Explosion
  • Personal Accident cover


  • Depreciation 
  • Electrical/Mechanical breakdowns
  • Driving without a valid license
  • Driving under influence of drugs or alcohol
  • Wear and Tear

Add-on covers along with Two Wheeler Insurance Policy



Consumable ExpensesConsumables are those which are required to keep your bikes running smoothly. It includes Engine Oil, Brake Fluids, Chain lube etc. With this cover, the company would reimburse you the cost of these to a certain limit
Additional Third Party Damage CoverIt offers a higher limit than Third Party Liability cover for damages to the third party property
Additional Personal Accident CoverAs the name indicates, it offers higher personal accident cover than the standard Personal Accident cover in the event of death or disability
Emergency Medical ExpensesIt will reimburse the medical expenses including the ambulance charges upto a certain limit
Return to invoice coverIf your bike is stolen or damaged completely, this cover will help you get the invoice cost of the vehicle
Depreciation AllowanceIt is a bumper to bumper cover that helps you beat the depreciation at the time of filing a claim for repair/replacement of parts of vehicle damaged in an accident

Long Term Two Wheeler Insurance Policy

In our busy schedules, there might be chance for us to forget renewing the insurance on time. No worries! Reliance General offers long term two wheeler insurance policy that saves you from the hassle of renewing them each year. Currently, you can insure your vehicle for 2, 3, and 5 years.

How to Buy/Renew Two Wheeler Insurance Policy at Reliance General?

  • Visit and click on two wheeler insurance and provide details such as Bike registration number, model and make, email, and Mobile number
  • Select the basic cover and add-ons that you would require
  • Choose the tenure and complete the payment
  • After the successful payment completion, you will receive the soft copy of the bike insurance policy in your registered email. Just download them by logging into Reliance General Insurance.

How to Claim Bike Insurance?

Just follow the below mentioned instructions to easily raise a claim,

  • Immediately after the accident or theft, inform the police and file an FIR
  • In the event of an accident, take your vehicle to the nearest garage for repair. In the event of theft, submit a copy of FIR with the company
  • Reach them through their helpline at +91 22 4890 3009​, their claims executive will guide you through the claim submission process

Documents required for filing a claim for your bike

The list of documents required for filing a claim are given below,

  • Registration Certificate of the vehicle
  • Driving License
  • Previous year Insurance Policy documents (if applicable)
  • FIR in case of theft
  • Estimation from the garage for accidents
  • Discharge summary and bills for treatment for bodily injuries
  • ID Proof and Address proof
  • Repair Bills for own damage for reimbursement

How to Calculate the Reliance General Bike Insurance Premium?

The easiest way to calculate the premium is to make use of their two-wheeler insurance online calculator. Just provide the inputs as follows,

  • The details about your bike, model, registration year etc.
  • Choose the type of policy you would require. Input the name of the city you live in. Mention Age and Gender. Add any add-on covers you would need.
  • Click on Calculate. You will get an instant quote on your bike insurance premium.
Whether you are new customer looking to buy two wheeler insurance plan from Reliance or old one, they have a range of plans with exciting offers. You can get discounts upto 80% on the premium.
Yes, you can cancel the policy even during the policy period. Contact the insurer, preferably over the phone and express your intention to cancel the policy. Follow the procedure mentioned by them. A minimum of Rs. 100 will be retained by the insurance company and the balance amount will be transferred based on pro-rata basis.