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Go Digit Two Wheeler Insurance

Go Digit is one the prominent insurance providers offering two wheeler insurance solutions for Indian motorists. Over the years, Go Digit has expanded their footprints to different parts of the country and has emerged as General Insurance Company of the year in the year 2020.

Go Digit Bike Insurance

Go Digit General Insurance offers non-life insurance products to Indian customers. Having started as Oben General Insurance, their name has now been changed to Go Digit General Insurance. Go Digit enjoys the patronage of over 3 crore+ Indians and are known for their super fast claim processing.  

With so many two-wheeler insurance providers available in the marker, Go Digit has emerged a cut above their rest with their superior coverage and customer service. With a enviable claim settlement ratio of 97%, you can bank on Go Digit to settle your claim instantly.

Types of Two Wheeler Insurance Plans

Go Digit Offers two plans under Bike Insurances namely third party and comprehensive policy under. You can cover your bike with digit two wheeler insurance for a premium amount as low as Rs. 843.

  • Comprehensive Bike Insurance: A Comprehensive Bike Insurance as the name suggests offers comprehensive coverage covering both third-party liabilities and damages to your own bike as well.
  • Third Party Liability: Third Party insurance is the common type of insurance where only the damages and losses incurred to the third party in the accident are covered.
What is covered under Go Digit Two Wheeler Insurance Plans?

  • Accidents – Damages and losses that may arise due to an accident
  • Theft – Covers for the losses that comes when your bike is stolen
  • Fire – Damages and losses to the bike in the event of a fire accident
  • Natural Disasters – Damages caused to your bike due to nature wrath such as flood, cyclone etc
  • Personal Accident – Covers the injuries to you in an accident
Add-on covers available with Go Digit Two Wheeler Insurance Plans

Go Digit offers a range of add-ons that you can add to your comprehensive insurance policy to avail enhanced coverage,

Zero Depreciation Cover

With a Zero Depreciation Cover, you can ensure no depreciation is taken into consideration during claim settlement and you will get the full cost of repair/replacement

Return to invoice cover

It comes to your aid during instances where your bike is stolen or damaged beyond repair. With this add-on, you can get the costs covered including the road tax and registration fee

Engine and Gearbox Protection Cover

An Engine can cost you 40% of the bike. With Engine and Gearbox protection cover, you can cover any consequential damage to your engine and gearbox post an accident

Consumable Cover

Consumable cover provides coverage for all nitty-gritties such as bolts, nuts, screws, and grease etc in the event of an accident

Breakdown Assistance

With this add-on, you can rest assured that you will get assistance if you are stranded on the road without help in sight for issues such as electrical/mechanical breakdown, flat tyre etc

Daily Conveyance Benefit

It will ensure you get compensated for the transportation costs during the period when your bike is under repair following an accident. It is predetermined at the time of purchase

Exclusions in a Two Wheeler Insurance Plan

  • Own damage for Third Party Liability Policyholders
  • Driving under the influence of drugs or alcohol
  • Driving without a valid license
  • Using the vehicle for illegal purposes
  • Consequential Damages 
  • Contributory Negligence such as driving in the flood
Why Buy Two Wheeler Insurance Policy at Go Digit

  • Cashless Repairs – Get your two wheelers repaired from any of the 4400+ Network Garages
  • Smartphone Enabled inspection – Quick and hassle-free claims process through Smartphone enabled self-inspection process
  • Super Fast Claims – Get your claim for two wheelers within 11 days which is the average turn around time generally for Bike Insurance claims
  • Customize your IDV – You can customize your IDV as per your choice that includes accessories fitted
  • 24*7 – Reach Go Digit any day, any time of the year including National Holidays
How to File a Two Wheeler Insurance Claim?

Go Digit is known for their super-fast claim processing. They have an impeccable CSR of 97%. Just follow these three steps given below to file a claim,

  • Call 1800-258-5956 immediately after an accident
  • Get a link from Go Digit for self-inspection. Shoot the damages on your book following the instructions
  • Choose the mode of claim – reimbursement or cashless through their network garages
FAQs
Does Go Digit offer pick up and drop facility for insured bikes?
Yes, Go Digit offers pick up, repair, and drop facilities for vehicles insured by them. Call their toll free at 1800-258-5956 and provide the insurance details along with the location from where the bike needs to be picked up
How can I get a Cashless Claim for Two Wheeler Insurance at Go Digit?
Go Digit has partnered with over 4400+ garages all over the country through which you can get your bikes repaired in a cashless way
What are the advantages of buying two wheeler insurance policies at Go Digit?
• Super fast claim settlement within 11 days
• Cashless Claim at more than 4400+ network garages
• 24/7 customer support assistance even on National holidays
• Minimal paperwork
Can I replace the bike with my current insurance policy?
No, your insurance policy is attached to your two-wheeler number and hence your two wheeler policy cannot be used for other vehicles.