Yes First Exclusive Credit card
Unlock a world of luxury, rewards, and exclusive services with Yes First Exclusive Credit card. Designed for those who love the comfort of luxury, this premium credit card offers an array of benefits that go beyond the ordinary.
Yes First Exclusive Credit card
- Cashback
- Rewards
- Shopping
Fee
Joining Fee – NIL
Annual Fee – NIL
- Get a FREE Amazon voucher worth Rs. 500 on spending Rs. 1000 within first 30 days
- Insurance – Get Credit Shield cover of 15 Lakhs and Lost Card liability 15 Lakhs to 30 Lakhs
- Complimentary Golf Program – 4 Green Fee waiver per year
- Fuel Surcharge waiver – 1% Fuel surcharge waiver between Rs. 4000- Rs. 5000
- Lounge benefits – 3 complimentary Domestic Airport lounge visit per calendar quarter and 6 complimentary International Aiport lounge visits per calendar year,
- Dining Discounts – Get a minimum 15% discount on dining at select restaurants
- Reward Points – Earn 3X/5X Reward Points with your YES BANK Credit Card
- 24 Reward Points for every Rs. 200 spent on Travel and dining expenses upto Rs. 5000
- 12 Reward Points on every Rs. 200 on all categories
- Get 8000 reward points if renewal fee is charged from the second year
- Markup – Get upto 1.75% markup on foreign currency
- Contactless Transactions – Experience Fast and secure payments with NFC technology
- Golf benefits – 4 complimentary rounds of green fees per calendar year at domestic golf courses (selective)
- Annual Membership – Rs. 1999 + Tax *(reversed on annual spends of Rs. 3 Lakhs per year)
- Joining Fee – Rs. 1999 + tax which is waived upon spending Rs. 40000 within the first 30 days
- Interest rates – 2.99% applicable
- Supplementary card fee – INR 100
- Interest rates – Upto 3.50% p.m.
Late Payment Charges –
- Less than 100 – Nil
- Between 100 to Rs 500 – Rs. 150
- 501 to Rs. 5000 – Rs. 500
- 5001 to Rs. 20000 – Rs. 750
- More than Rs. 20000 – Rs. 1000
To apply for the Yes First Exclusive Credit Card, you will typically need the following documents:
- Proof of Identity: Passport, PAN Card, Aadhaar Card, Voter ID, or any other government-issued photo ID
- Proof of Address: Aadhaar Card, utility bills (electricity/telephone/water), bank statements, or rental agreement
- Income Proof: Salary slips, IT returns, or Form 16
- 21-60 years of age
- Minimum Net salary of Rs. 2 Lakhs per month or IT returns of Rs. 18 Lakhs and above
- Credit score above 750
Click on the apply button below the card
- Make sure you have all the documents in order and satisfy the eligibility criteria
- Complete the online application and attach necessary documents required
- Once, we receive the application, you will be provided an acknowledgement number
1.Is there any annual fee for the Yes First Exclusive Credit Card?
The card has an annual fee of Rs. 1999, but it could be waived off based on your annual spending of Rs. 3 Lakhs and above in a calendar year
2.What should I do if my Yes First Exclusive Credit Card is lost or stolen?
In case of loss or theft, contact Yes Bank’s customer care immediately at 18001031212 (toll-free number)/ +91 22 49350000. to report the incident and request for card blocking. A replacement card will be issued for your security
3.What are the travel benefits associated with this Yes First Exclusive Credit Card?
The Yes First Exclusive Credit Card offers a range of benefits, including complimentary lounge visits, access to elite golf clubs, and discounts on restaurants through their Dining Fiesta program
4.How can I check the reward point’s balance in my Yes First Exclusive Credit Card?
You can easily check your reward points balance through the Yes Bank website or mobile app. The details of your points, including redemption options, will be available in your card account