Yes Bank Ace Credit Card
Yes Ace Credit Card is sophistication redefined. Crafted for those who expect a load of rwards that enhances their lifestyle, this credit card also offers a additional suite of premium features which will definitely add value to your purchases.
Yes Bank Ace Credit Card
- Cashback
- Rewards
- Shopping
Fee
Joining Fee – Rs. 399 + GST
Annual Fee – Rs. 399 + GST
- Joining Fee –INR 399 + Applicable Taxes, waived on spends on Rs. 5000 within first 30 days
- Renewal fee – INR 399 + Applicable taxes, waived on total retail spends on Rs. 500000 in a year
- Joining Benefit – Get a FREE Amazon voucher worth Rs. 500 on spending Rs. 1000 within first 30 days
- Insurance – Get Credit Shield cover of 1 Lakh and Lost Card liability 1.3 Lakhs
- Purchase protection – Insurance cover of upto INR 50,000 against accidental damage for 6 months for mobile & electronic purchased online
- Fuel Surcharge waiver – 1% Fuel surcharge waiver between Rs. 4000- Rs. 5000
- Dining Discounts – Get a minimum 15% discount on dining at select restaurants
Markup – Preferential Markup of 2.75%
Contactless Transactions – Experience Fast and secure payments with NFC technology
- 24 Reward Points for every Rs. 200 spent on online shopping
- 12 Reward Points on every Rs. 200 on offline shopping except on select categories
- Get 6 Yes Rewards Points on Every INR 200 on select categories
- Airmiles 10 reward points = 1 Club Vistara point
- No reward points will be added for fuel transactions, cash withdrawals, and EMI transactions
- Joining Fee –INR 399 + Applicable Taxes, waived on spends on Rs. 10000 within first 30 days
- Renewal fee – INR 399 + Applicable taxes, waived on total retail spends on Rs. 1 Lakh in a year
- Interest rates – 3.8% applicable
- Supplementary card fee – INR 100
- Over Limit Fee – 2.5% of over the limit or Rs. 500 whichever is higher
- Cash advance fee -2.5% of amount withdrawn or Rs. 300 whichever is higher
- Rewards redemption Fee -Rs. 100 per redemption request
- Surcharge Waiver – 1% for transaction between Rs. 400 – Rs. 5000
Late Payment Charges –
- Less than 100 – Nil
- Between 100 to Rs 500 – Rs. 150
- 501 to Rs. 5000 – Rs. 500
- 5001 to Rs. 20000 – Rs. 750
- More than Rs. 20000 – Rs. 1000
To apply for the Yes Select Credit Card, you will typically need the following documents:
- Proof of Identity: Passport, PAN Card, Aadhaar Card, Voter ID, or any other government-issued photo ID
- Proof of Address: Aadhaar Card, utility bills (electricity/telephone/water), bank statements, or rental agreement
- Income Proof: Salary slips, IT returns, or Form 16
- 21-60 years of age
- Minimum Net salary of Rs. 25000 per month or IT returns of Rs. 7.5 Lakhs and above
- Credit score above 750
- Salaried or Self employed
Click on the apply button below the card,
- Make sure you have all the documents in order and satisfy the eligibility criteria
- Complete the online application and attach necessary documents required
- Once, we receive the application, you will be provided an acknowledgement number
What are the important features of Yes Ace Credit Card?
The Yes Ace Credit Card offers a range of features, including accelerated reward points, exclusive lifestyle offers, dining privileges, and movie discounts. These features would definitely boost your overall spending experience.
Is there an annual fee for the Yes Ace Credit Card, and can it be waived?
Yes, the credit card has an annual fee of INR 399. However, this fee could be waived off based on your annual spending of Rs. 50000
Can this Yes Bank Ace Credit card used for foreign transactions?
Yes, this can be used for foreign transactions. However, a markup fee of 2.75% would be charged
How do I earn reward points with the Yes Ace Credit Card?
You can earn reward points on every transaction made with your Yes Ace Credit Card. The card often offers accelerated reward points (3x and 5x) on specific categories such as travel, dining, and more.