Frequently Asked Questions (FAQs)
General FAQ
Insurance
Loans
Investments
General FAQ
Ans: Fincover provides a platform for you to buy many financial products like Loans, Mutual Funds, Investment plans and Insurance. Saving and making your money grow in value is equally important to secure your future. Fincover is one of the leading organizations providing needed advice to hundreds of thousands of Indians every year for their financial planning.
Ans: We are an IRDAI approved portal. Our IRDAI license number is 748
Ans: You can contact us through our helpline on +91 7305797972. You can also mail us queries at support@fincover.com. Alternatively, you can use our interactive 24/7 chat feature to get your queries resolved instantly.
Ans:
• Fincover is a leading aggregator of financial and insurance products. As an IRDAI approved insurance aggregator, we help our customers to compare insurance policies from various insurance companies and help them choose the best one.
• You can also compare and buy various financial products, such as credit cards, investment plans and savings schemes at Fincover. Backed by a team with considerable experience, we give our customers the option to choose the best financial product from leading companies.
• We keep you away from the hassle of tedious paperwork and help you buy the product with minimal effort.
• Our experts are always available to help you right from the start to the end. So whether it's buying your dream home or any other purchase that requires more funds than you have, we can help get the right loan.
• Fincover is a leading aggregator of financial and insurance products. As an IRDAI approved insurance aggregator, we help our customers to compare insurance policies from various insurance companies and help them choose the best one.
• You can also compare and buy various financial products, such as credit cards, investment plans and savings schemes at Fincover. Backed by a team with considerable experience, we give our customers the option to choose the best financial product from leading companies.
• We keep you away from the hassle of tedious paperwork and help you buy the product with minimal effort.
• Our experts are always available to help you right from the start to the end. So whether it's buying your dream home or any other purchase that requires more funds than you have, we can help get the right loan.
Ans: Fincover is one of India's leading financial products aggregator sites that provides an option for the customer to get their choice of loans at a most affordable interest rate. Our platform lets you compare loans from multiple providers which will help you compare features of various loans and decide the best.
Fincover follows an unbiased approach in displaying results and our support agents are available to render you their best services from the start of the process till the loan disbursal.
Fincover follows an unbiased approach in displaying results and our support agents are available to render you their best services from the start of the process till the loan disbursal.
Insurance FAQ
Ans: Human life is uncertain and financial independence is very important. The concept of insurance came into existence to counter the financial losses due to risks we may face in life and to provide financial aid during an emergency.
Ans: Insurance can be useful in many situations. Given below are the different types of insurance policies that you can buy online easily on our platform.
• Life insurance
• Motor Insurance
• Health insurance
• Term insurance
• Home insurance
• Travel insurance
• Life insurance
• Motor Insurance
• Health insurance
• Term insurance
• Home insurance
• Travel insurance
Ans: For every insurance policy, the policyholder has to pay the pre-decided premium to the insurance company to get the benefits of the policy. Each policy has different benefits and the premium differs by policy and by individual. There are several factors that determine the premium like coverage amount, maturity period and the type of insurance.
Ans: Maturity claims are made after a Life insurance policy has completed the maturity term. The insurance company will notify the policyholder after the policy maturity with an email with the claim form to be filled and submitted with documents like original policy and identity documents. After verifying the details, the insurance company will pay the maturity amount.
Ans: Fincover is one of the best sites to buy insurance policies online. The site allows an individual to compare all the major insurance policies in the market at one place before buying one. Users can find a lot of offers and discounts when they prefer to buy the policy online. We have an expert support team working 24*7 to guide users on their queries.
Ans: Yes, the policyholder can change the nominee at any time by submitting a new nomination in writing.
Ans: Fincover is one of the best sites to buy insurance policies online. The site allows an individual to compare all the major insurance policies in the market at one place before buying one. Users can find a lot of offers and discounts when they buy the policy online. We have an expert support team working 24*7 to guide users on their queries.
Loans FAQ
Ans: Fincover is a leading aggregator of financial products such as loans. On our platform customers can avail various kinds of loans such as Personal Loan, Home Loan, Business Loan, Car Loan, Two-Wheeler Loan and Short term loan.
Ans: On Fincover, you can apply for a loan in less than 2 minutes.
• Register on our website
• Enter the details required
• Get instant e-approval
• Get your funds disbursed in the shortest time possible
• Register on our website
• Enter the details required
• Get instant e-approval
• Get your funds disbursed in the shortest time possible
Ans: Finding the best loan offer among hundreds of loan options on the internet can be a tough job. At Fincover, we ensure you get the best loan quotes. However, it is prudent to be aware of the following before choosing your loan.
• Choose the lender with easy eligibility criteria
• Check and compare lenders based on the interest rates
• Get to know about the charges
• Ensure repayment flexibility
• Choose the lender with easy eligibility criteria
• Check and compare lenders based on the interest rates
• Get to know about the charges
• Ensure repayment flexibility
Ans: Following documents need to be submitted,
• Duly filled loan application form
• ID Proof such as PAN card, Aadhaar card and Voter Id card)
• Age Proof (Driving License, Aadhaar card)
• Address Proof (Bank passbook, Ration card, Voter Id card)
• Proof of Income for the salaried (Bank Statement, IT Returns, and Payslip)
• Proof of income for the self-employed (IT returns, Balance Sheet of your company, Proof of business address)
• Duly filled loan application form
• ID Proof such as PAN card, Aadhaar card and Voter Id card)
• Age Proof (Driving License, Aadhaar card)
• Address Proof (Bank passbook, Ration card, Voter Id card)
• Proof of Income for the salaried (Bank Statement, IT Returns, and Payslip)
• Proof of income for the self-employed (IT returns, Balance Sheet of your company, Proof of business address)
Ans: Fincover is one of India's leading financial products aggregator sites that provides an option for the customer to get their choice of loans at a most affordable interest rate. Our platform lets you compare loans from multiple providers which will help you compare features of various loans and decide the best.
Fincover follows an unbiased approach in displaying results and our support agents are available to render you their best services from the start of the process till the loan disbursal.
Fincover follows an unbiased approach in displaying results and our support agents are available to render you their best services from the start of the process till the loan disbursal.
Investments FAQ
Ans: People want to invest to get good returns quickly without the risk of losing their principal. There are different types of investments and a one-size-fits-all approach won't work with the diverse requirements of people. Some of the standard investment plans that fetch good returns are
• Mutual Funds
• Bank Fixed Deposits
• Public Provident Fund
• Senior Citizen Savings Scheme
• Mutual Funds
• Bank Fixed Deposits
• Public Provident Fund
• Senior Citizen Savings Scheme
Ans: Start an investment plan whenever you can afford it. It is best to start investing from a young age as soon as you start earning. Your investment portfolio will grow based on the amount you invest, it's tenure and the return on the investment.
Ans: Wondering how to choose the best investment plan? Strategic planning well in advance will help you create the wealth that you need. Here are a few steps which will help you choose the best investment plan:
• Know your financial goals before making any investment
• Assess your risk profile. If you are a conservative investor who is averse to taking a risk, choose safe options like Public Provident Fund and debt mutual funds.
• Take into account the brand value. Knowing the complete details about the company and its financial history would help you make a decision. It is best advised to invest in a company with a good reputation.
• Know your financial goals before making any investment
• Assess your risk profile. If you are a conservative investor who is averse to taking a risk, choose safe options like Public Provident Fund and debt mutual funds.
• Take into account the brand value. Knowing the complete details about the company and its financial history would help you make a decision. It is best advised to invest in a company with a good reputation.
Ans: Except for the senior citizen plan, there is practically no age limit to start an investment plan. Even if you want to start an investment for a minor child, aged less than 18 years, you can do so.
Ans: There are essentially two ways to make money. The first one is to work and earn an income. The other way is to grow your fortune over a period with investments. You can invest in mutual funds, stocks, bonds, investment schemes or gold to increase your wealth.
Financial stability is essential these days. It is imperative to have a financial cushion to tackle unprecedented and unexpected emergencies in the future.
Financial stability is essential these days. It is imperative to have a financial cushion to tackle unprecedented and unexpected emergencies in the future.