HDFC Life Insurance Company

HDFC life is one of the leading life insurers in INdia offering a variety of life insurance solutions to individuals and groups. HDFC Life’s plans cater to the need of protection, savings, and pension over the past two decades. 

HDFC life is committed to enable individuals to live a life of pride. In this quest to change people’s lives, they have reimagined insurance through effective usage of technology to come up with products that are effective in meeting the increasing expectations of the customers. 

As of 2021-22, they have insured over 5.4 crore Indians. With 372 branches all over India and tie-ups with a multitude of distributors and  agents, they are effectively taking their products to all segments of the society. Their AUM for 2021-22 is 2,04,170 crores.

Vision and Mission

Vision and mission


They aspire to become the most obvious choice for all needs related to Life Insurance and investments.

Vision and mission


Being one of the most trusted companies in the life insurance segment, HDFC Life insurance aspires to achieve excellence in every action of theirs aspiring to be the best in this segment. They are driven by their belief in excellence, integrity, and customer centric approach.


  • Superbrand for the 8th time in the row in 2021-22
  • Best use of AI and Machine learning and Best Product Innovator in 3rd BFSI Technology excellence awards
  • Women in Insurance Leadership award at Emerging Insurance Awards 2022
  • Experience Maker Executive of the Year at Adobe Experience Make Awards 2022
  • Gold Award at 2022 Brandon Hall Excellence Awards
  • Finnoviti Awards 2022
  • Market Disruptor of Year in Amazon AI Conclave Awards 2021
  • 2021 Insurer and Insurtech Awards
  • One of the 50 Most Trusted Brands in India

Life Insurance Plans at HDFC

HDFC Term Insurance Plans

Term Insurance is a kind of policy which offers coverage for a fixed term. If the insurer dies with in that fixed term, a death benefit is paid to the individual’s nominee. HDFC Life Insurance has come up with a most cost-effective way through certain plans to secure your family’s financial future.

  • HDFC Life Click 2 Protect Super

  • QuickProtect

  • Click 2 Protect Life

  • Smart Term Pro

  • Smart Term Edge

  • Term with Return of Premium

HDFC Savings Plan

Timely savings can help you realize your goals at any risks. HDFCLife has various savings plans that allow you to enjoy guaranteed returns at regular intervals.

  • Sanchay Plus

  • Sanchay Fixed Maturity Plan

  • Sanchay Par Advantage

  • Classic Assure Plus

  • Sampoorn Samridhi Plus

  • HDFC Life Uday

  • HDFC Life Pragati

  • HDFC Smart Income Plan

  • Assured Gain Plus

  • Star Saver

  • Guaranteed Wealth Plus


An Insurance cover only takes care of your family’s needs if you are not around. Considering today’s inflation, you would need higher returns for your investments. It is very important that the amount you invest aligns with your financial goals. ULIP is the best way to invest as it combines both Insurance and investment. 

HDFC Life has a variety of ULIP Plans that allow you to grow your corpus and reap the benefits from your investment

  • ProGrowth Plus

  • Click 2 Wealth

  • Click2Invest ULIP

  • SL ProGrowth Super II

  • SL Crest

  • SL ProGrowth Flexi

  • Smart Woman Plan

  • Classic One

  • Capital Shield

  • Wealth Builder

HDFC Retirement Plans

Do you want to maintain the same standard of living even after retirement? If yes, then you ought to make arrangements to ensure that you have enough corpus. As life expectancy has increased, the spending rate has also increased drastically. So, it is important to save money for your needs and wants in the future. Retirement Plans come in two ways.

  • Pension Plan – Save money systematically over the years and enjoy a steady income once you retire
  • Annuity Plan – With a pension plan, you have something called accumulation phase, during this time, you put your money in periodically, at the time when you retire, you can purchase an annuity with these accumulated funds. Then Annuity provides you regular payments as per the terms of policy.

HDFC Life has a range of Retirement Plans,

  • Systematic Retirement Plan

  • Systematic Pension Plan

  • Click 2 Retire

  • Guaranteed Pension Plan

  • Personal Pension Plus

  • Assured Pension Plan

  • Smart Woman Plan

  • Smart Pension Plan

HDFC Child Plans

A Child brings immeasurable joy to their parents. But it is essential to plan their children’s financial future. Child Plans give option to tuition fee, higher education fees, and marriage expenses. It’s the responsibility of every parent to give your child a strong foundation, which is what a child plan can provide. Child plans allow parents to pick a life cover amount and select how they want to invest their money that helps their child’s future. HDFC Life offers a bevy of Child Plans which will help you build a corpus for your child

  • SL YoungStar Super Premium

  • Youngstar Udaan

HDFC Group Insurance Plans

HDFC Life offers various group plans that help employers/groups to meet their employee obligations in a cost effective manner. These plans give coverage to employees’ families in the event of their untimely death or upon diagnosis of a critical illness. 

HDFC Life offers schemes for retirement, protection, and health. 

Group  Retirement Schemes,

  • Group Traditional Plan

  • Group Unit Linked Pension Plan

  • Group Variable Employee Benefit Plan

  • New Group Unit Linked Plan

  • New Immediate Annuity Plan

  • Group Gratuity Product

Group Protection Schemes,

  • Group Poorna Credit Suraksha

  • Group Credit Protect Plus Insurance Plan

  • Group Term Insurance Plan

  • Group Jeevan Suraksha

  • CSC Suraksha - Term Insurance Plan

  • Group Suraksha

  • Group Term Life

Group Protection Schemes,

  • Group Health Shield