godigit

Go Digit General Insurance

Originally founded as Oben, the company rebranded themselves as Go Digit in the year 2016. Headquartered in Bangalore, the company has entered the Insurance market with the motto “To Make Insurance Simple”.’ Within five years since their inception, they have earned the trust of over 3 crore Indians. Digit offers insurance solutions across verticals such as health, travel, motor, etc

Their biggest strength lies in providing simplified insurance solutions that includes reimagining products and redesigning processes. Decluttering the complex insurance market is no easy task. Go Digit has emerged as a trustable insurance provider in this segment with their transparent solutions.

Vision and Mission

Vision and mission

Vision

Go Digit’s mission is to make insurance simple and accessible to everyone.

Vision and mission

Mission

Go Digit believes in transparency at every level and have a strong penchant for innovation and redesigning the existing process to make it simple and accessible to all the customers.

Why Choose Digit as your Insurance Partner?

  • Complete Transparency
  • Super Fast Claim Processing
  • Earned the trust of over 3 Crore Customers
  • Simple Documents, No Hidden Clauses
  • 5800+ Cashless Network Garages
Go Digit

Our Product Portfolio

Go Digit Car Insurance

Secure your car against legal liabilities by opting for a Car Insurance. Apart from being legally mandatory, Car Insurance also protects you from financial liability in the event of any accidents. Digit offers you third-party, comprehensive and own damage car insurance at affordable premiums online. 

Whether you want to buy new car insurance or renew your existing car insurance, you can do so easily at Digit in a few steps with complete transparency. Also, they have decluttered the cumbersome claim process and made it simple. You can file a claim for your car insurance in a matter of a few minutes.

Features of Go Digit Car Insurance

  • You can customise your IDV, along with 10 add-ons that suit your car.
  • 5800+ Cashless Network Garages across India
  • Doorstep pick up and drop
  • 96% Claim settlement 
  • 24/7 Customer Support
  • No Claim bonus of upto 50%
Scope of Coverage

  • Accidents  – Damage incurred to your vehicle through any accidents
  • Theft – Covers the loss if your vehicle gets stolen
  • Fire – Damages caused to your car due to accidental fire
  • Natural Disasters – Damages caused to your vehicle due to any natural disasters like Earthquake, floods, etc
  • Personal Accident – If an accident causes death or disability
  • Third-Party Losses – Losses incurred to the third party due to the involvement of  your car
Exclusions

  • Drunken Driving – If  the accident is caused due to consumption of liquor or any other drugs
  • Own Damages for Third Party Cover – Damages to your own car will not be covered if you have taken the third party cover
  • Driving without a license – If the driver of the car does not have a valid license at the time of the accident
  • Consequential Damage – Any damage that is not the result of the accident straight away and happens later
  • Contributory Negligence – If the accident happens due to the contributory negligence of the driver such as driving through floods

Go Digit Bike Insurance

Bike Insurance helps you to cover damages that may happen to you and your vehicle in the event of accidents, theft, or any other natural disaster. According to Motor Law Act, every bike owner must have valid bike insurance with, a minimum of third-party insurance at least. 

Go Digit offers three kinds of Bike Insurance Policies for bike owners in India, Third Party Insurance cover, Comprehensive Insurance Cover, and own damage insurance cover, apart from a slew of add-ons that could come to your aid during any unforeseen event.

Features of Go Digit Bike Insurance

  • 2900+ Network Garages across the country
  • Quick and Paperless Claim
  • Option to customise your IDV
  • 24/7 Customer Support
Scope of Coverage

  • Accidents – Damage incurred to your vehicles in an accident or collision
  • Theft – If your bike gets stolen unfortunately
  • Fire – Damages caused to your bike due to accidental fire
  • Natural  Disasters – Damages caused to your bike due to natural disasters like floods, earthquakes, etc
  • Third-Party Losses – Covers the damage incurred to the third party(person and bike) caused by your vehicle
Exclusions

  • Drunk Driving – If you are found driving under the influence of alcohol or any banned substances
  • Driving without a license – If the driver does not have a valid license at the time of the accident
  • Own Damages for Third Party Policyholder – If you are a third party policyholder, then the damages incurred to your bikes will not be covered
  • Consequential Damage – Any damage that is not the result of the accident straight away and happens later
  • Contributory Negligence – If the accident happens due to the contributory negligence of the driver such as driving through floods
Features and Benefits of Health Insurance Policy

  • Sum Insured ranges from 3 Lakhs to 1 crore
  • Policy Period of 1-3 years
  • Cashless Hospitalization in 8600+ network hospitals
  • Cumulative bonus upto 100%
  • 98% Claim Settlement Ratio
  • Pre and Post hospitalization benefits
  • Tax Benefits upto Rs. 1 Lakh under Section 80D
  • Coronavirus cover available in all health policies
  • Multiple Add-ons for extended coverage