Bajaj Allianz Car Insurance
Bajaj Allianz General Insurance is a joint collab between Bajaj Finserv Limited and Allianz SE. Incepted in the year 2001, their journey has been one to remember with various recognitions and awards in various categories from several bodies. They have a massive userbase with more than 11 crore policyholders and have 9000 employees and a robust distribution network with more than 80000 agents. Their Operational Risk Management process is ISO 9001:2015 certified
Motor Insurance is one of their premier products. They have tie-ups with more than 9000 motor dealer partners to get policyholder’s two-wheeler and four-wheeler. They aspire to provide best customer service experience at every touchpoint and have pioneered many digested customer-centric initiatives. You can count on Bajaj Allianz to fulfill all your expectations when it comes to buying/renewing their Car Insurance policies.
Types of Car Insurance Policies
If you are looking for the best car insurance policy to get maximum coverage for your cars, then Bajaj Allianz Two Wheeler Insurance policies has you covered with its three types of policies available:
- Comprehensive Car Insurance Policy: As the name suggests, the coverage offered by comprehensive coverage is extensive. It includes both third party as well own damage cover. Moreover, you can avail maximum protection by opting for various add-ons
- Third Party Liability: Holding a Third Party Liability Insurance is compulsory according to law, for all the car owners. It covers the damages to the vehicle and bodily harm coverage for the third party in accidents that involves your vehicle.
- Standalone Car Insurance Policy: You can also avail Standalone Car Insurance policy which provides compensation for the damages incurred to your car in a mishap or an accident. The Standalone Car Insurance covers the following scenarios:
- Theft of your car
- Any Road Accident
- Mishaps due to natural and man-made
Documents required to buy Car Insurance
- Details about vehicle (registration no of bike, model/manufacturer)
- A valid driver’s license
- Bank details
- ID proof and address proof
- Pollution certificate for the vehicle
Why Choose Bajaj Allianz for Car Insurance
- Cashless Services at over 4500+ Network garages
- It takes less than 3 minutes to buy Car Insurance
- No Claim Bonus of upto 50%
- Multiple Add-ons including Engine Protection
- An impressive Claim settlement ratio of 98%
- Claim processing initiated in less than 20 minutes from intimation
- On the spot settlement available through caringly yours app
Exclusions in the Bajaj Allianz Car Insurance policy
- Wear and Tear of Vehicle
- Drunken Driving
- Depreciation
- Driving under the influence of drugs
- War or Nuclear activity
- Driving without a valid license
- Using the vehicle for carrying out illegal activities
How can you buy Car Insurance online?
- Visit Bajaj Allianz page at www.fincover.com
- Enter the model/variant and the city where you are driving the vehicle
- Choose the best plan that suits your needs
- Mention the existing policy of your car(only if applicable) and claim details
- Your quote will be automatically generated. You can customize your plan with add-ons
- Complete the payment and you will receive your policy documents within few minutes
- Alternatively, you can also purchase the cover at their official website
How to file a Car Insurance claim at Bajaj Allianz?
Steps for Cashless Claims
Availing cashless insurance claims is very easy. Simply follow the below steps:
- Call 1800-209-5858 or visit their website or app and register your cashless claim
- Upon successful registration, you will receive a claims registration number
- Move your car to the nearest network garage. Please note that only at network garages, you can get your vehicles repaired in a cashless way
- Submit the documents required to the surveyor appointed by the company
- After this process, the company would let you know of any liability
Steps for Reimbursement
- Call your Insurance provider or visit their website or app and register your reimbursement claim
- Move the car to a shed of your convenience to repair
- Submit the required documents to the surveyor
- After the survey, the company would let you know of any liability
OTS Claim
On the Spot Claim is the newest feature that is making waves . As the name suggests, the claim settlement is done on the spot. You can avail claims upto Rs. 30000 and the get amount transferred to your account in less than 20 minutes or less,
How to avail OTS Claims?
- Download Caringly Yours and sign in with the details
- Click pictures of the damaged car and upload it in the app
- Images will be verified and the amount will be credited to the linked bank account in the shortest time