IFSC Code of Punjab & Sind Bank, RATAN HERI, LUDHIANA

PSIB0021214

BankPunjab & Sind Bank
IFSC CodePSIB0021214
Branch Code021214 (last six characters of IFSC)
BranchRATAN HERI
City / DistrictLUDHIANA
StatePUNJAB

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Punjab & Sind Bank RATAN HERI IFSC Code

The RATAN HERI branch of Punjab & Sind Bank located in LUDHIANA, PUNJAB is identified by the IFSC code PSIB0021214. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using PSIB0021214

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code PSIB0021214 to identify the RATAN HERI branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Punjab & Sind Bank, RATAN HERI?
The IFSC code is PSIB0021214.

What is the branch code?
The branch code is 021214, the last six characters of the IFSC code.