IFSC Code of Punjab & Sind Bank, LAKHA, LUDHIANA

PSIB0021312

BankPunjab & Sind Bank
IFSC CodePSIB0021312
Branch Code021312 (last six characters of IFSC)
BranchLAKHA
City / DistrictLUDHIANA
StatePUNJAB

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Punjab & Sind Bank LAKHA IFSC Code

The LAKHA branch of Punjab & Sind Bank located in LUDHIANA, PUNJAB is identified by the IFSC code PSIB0021312. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using PSIB0021312

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code PSIB0021312 to identify the LAKHA branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Punjab & Sind Bank, LAKHA?
The IFSC code is PSIB0021312.

What is the branch code?
The branch code is 021312, the last six characters of the IFSC code.