IFSC Code of Indian Overseas Bank, MUMBAI WADALA, MUMBAI

IOBA0000431

BankIndian Overseas Bank
IFSC CodeIOBA0000431
Branch Code000431 (last six characters of IFSC)
BranchMUMBAI WADALA
City / DistrictMUMBAI
StateMAHARASHTRA

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Indian Overseas Bank MUMBAI WADALA IFSC Code

The MUMBAI WADALA branch of Indian Overseas Bank located in MUMBAI, MAHARASHTRA is identified by the IFSC code IOBA0000431. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0000431

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0000431 to identify the MUMBAI WADALA branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, MUMBAI WADALA?
The IFSC code is IOBA0000431.

What is the branch code?
The branch code is 000431, the last six characters of the IFSC code.