IFSC Code of Indian Overseas Bank, R O LUDHIANA, LUDHIANA

IOBA0002013

BankIndian Overseas Bank
IFSC CodeIOBA0002013
Branch Code002013 (last six characters of IFSC)
BranchR O LUDHIANA
City / DistrictLUDHIANA
StatePUNJAB

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Indian Overseas Bank R O LUDHIANA IFSC Code

The R O LUDHIANA branch of Indian Overseas Bank located in LUDHIANA, PUNJAB is identified by the IFSC code IOBA0002013. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0002013

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0002013 to identify the R O LUDHIANA branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, R O LUDHIANA?
The IFSC code is IOBA0002013.

What is the branch code?
The branch code is 002013, the last six characters of the IFSC code.