IFSC Code of Indian Overseas Bank, PAKHOVAL ROAD, LUDHIANA

IOBA0001123

BankIndian Overseas Bank
IFSC CodeIOBA0001123
Branch Code001123 (last six characters of IFSC)
BranchPAKHOVAL ROAD
City / DistrictLUDHIANA
StatePUNJAB

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Indian Overseas Bank PAKHOVAL ROAD IFSC Code

The PAKHOVAL ROAD branch of Indian Overseas Bank located in LUDHIANA, PUNJAB is identified by the IFSC code IOBA0001123. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0001123

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0001123 to identify the PAKHOVAL ROAD branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, PAKHOVAL ROAD?
The IFSC code is IOBA0001123.

What is the branch code?
The branch code is 001123, the last six characters of the IFSC code.