IFSC Code of Indian Overseas Bank, LUDHIANA MAIN, LUDHIANA

IOBA0000047

BankIndian Overseas Bank
IFSC CodeIOBA0000047
Branch Code000047 (last six characters of IFSC)
BranchLUDHIANA MAIN
City / DistrictLUDHIANA
StatePUNJAB

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Indian Overseas Bank LUDHIANA MAIN IFSC Code

The LUDHIANA MAIN branch of Indian Overseas Bank located in LUDHIANA, PUNJAB is identified by the IFSC code IOBA0000047. This 11-character code is issued by the Reserve Bank of India (RBI) and is required for electronic fund transfers such as NEFT, RTGS, IMPS and UPI.

How to transfer money using IOBA0000047

  1. Log in to your bank’s net banking or mobile banking app.
  2. Choose the NEFT, RTGS or IMPS transfer option.
  3. Add the beneficiary with account number and branch name.
  4. Enter IFSC code IOBA0000047 to identify the LUDHIANA MAIN branch.
  5. Enter the amount and confirm the transaction.

Difference between IFSC and MICR

AspectIFSC
Full formIndian Financial System Code
PurposeOnline money transfer (NEFT / RTGS / IMPS)
Format11-character alphanumeric
Issued byReserve Bank of India (RBI)

Frequently asked questions

What is the IFSC code of Indian Overseas Bank, LUDHIANA MAIN?
The IFSC code is IOBA0000047.

What is the branch code?
The branch code is 000047, the last six characters of the IFSC code.